How to replenish paypal through a connected. How to top up a PayPal account with a card, QIWI or cash

PayPal is a universal international payment system that allows you not only to transfer money to the accounts of friends or counterparties, but also to pay for purchases on. Using Paypal is quite simple, and in order to register in it, a citizen will have to provide the system with a minimum of information about himself. And, of course, we must not forget about security: PayPal services securely store the user's personal data - from the last name, first name, patronymic and mobile number to the series and number of the passport and data bank card.

However, it is not enough, Yandex.Money or Paypal; to make payment transactions, the user must first replenish the account. The easiest ways to put money on PayPal and the benefits of attaching a bank card to your wallet will be discussed below.

How does PayPal work?

First, a few words about the payment system. Like other electronic wallets, Paypal is designed for remote settlements using the Global Network. Currently, only a standard Internet connection is supported: I2P and onion-structure capabilities are not yet available to users. The same applies to blockchain technology: developments in this direction have been going on for more than a year, but at present, wallet owners will have to be content with the usual way of making transactions.

Important: if in order to, you need to tell the payment system only your name, email address and current cell number, then PayPal already during registration requires the address of residence, passport data (series and number) of the future account holder and (optionally) the green insurance number certificate (SNILS) or taxpayer identification number.

Another not very convenient registration condition is the need to immediately indicate the data of at least one bank card in the hands of the user:

  • sixteen-digit number given on the front side of the card;
  • expiration date, usually indicated directly below the number;
  • CVV2 / CVC2 code, in most cases indicated on the back plastic card, but sometimes placed right next to the main room.

Users from Russian Federation they can open several currency accounts in the Paypal system to choose from, but only cards issued by domestic banks can be attached. It is to be hoped that these restrictions will eventually be lifted, but there is no hope for a quick solution to the problem.

Remote payments in the PayPal universal electronic system are carried out according to the following scheme:

  1. To use the services, you must register with PayPal: anonymous transactions are not currently available. The features of registration were described above, it is not associated with special difficulties. The main thing is to have documents at hand (passport and TIN or SNILS) and a valid mobile operator number. It is not required to disable ad blockers or make additional browser settings before registration: Paypal is tolerant of the user's desire to work on a "clean" Internet.
  2. If the purchase is made in any online store that supports payment using PayPal, it is enough to select the goods and send them to the basket, click the "Pay" button or similar and select the withdrawal of funds from the PayPal account.
  3. The owner of the e-wallet will now be redirected to the main page of PayPal. Here, in order to log in to the system, he will need to enter his identification data in the appropriate fields: the previously invented login (e-mail address) and password, and then click on the "Login" button.
  4. Caught in personal account, the user can familiarize himself with the features of the transaction offered to him and confirm the transfer of funds - or refuse it. Payment is made from an attached bank card or from a PayPal account, which can be replenished in many different ways, the simplest of which are given in the next section.
  5. After receiving the user's approval, PayPal will transfer the funds to the account of the online store, then the payment can be considered completed.
  6. As part of existing agreements between end users and agents (intermediaries), the owner of the PayPal wallet may subsequently (before the expiration of the established period) declare a change of mind and demand a refund to the account. This is not always feasible, but you should not forget about this possibility.

Another advantage of the PayPal payment system is a complex, constantly updated anti-fraud algorithm that creates certain difficulties for users, but guarantees almost one hundred percent security of their funds stored in an electronic wallet, as well as previously entered personal data.

Important: in the PayPal remote payment system, which will be described below, there is no subscription fee for using the wallet. In most cases, the account owner will need to pay a commission for each operation, consisting of a fixed part and a percentage of the transaction amount; there are no further fees, implicit or explicit.

How do I fund my PayPal account?

There are several ways to fund your PayPal e-wallet account:

  • Through online resources for currency exchange. Some sites provide the ability to withdraw funds from another electronic wallet or directly from bank card to Paypal; if this is not possible, the visitor can always find another platform - you cannot complain about their lack on the Internet.
  • In the largest domestic salons cellular communication : Euroset and Svyaznoy. The only drawback of this way to top up a PayPal account is the need to get to the office and, possibly, stand in a small queue.

Important: the possibilities of the PayPal payment system are constantly honed and expanded. In the future, there will undoubtedly be more ways to replenish an account in Russia, and therefore it makes sense from time to time to check the current data of the universal service.

Exchange offices

Depending on which electronic service the owner of the PayPal wallet has chosen, a transfer fee may be charged from it, and registration or authorization on the exchange site is likely to be required. As practice shows, it is more profitable to replenish a PayPal dollar account, and then convert the currency into rubles. This option provides for a minimum commission and, oddly enough, a high speed of transferring funds.

If, however, it is important for the user to replenish the ruble account in the PayPal system, he can select the appropriate transaction in the systems:

  1. iChanger (ichanger.net) - commission from 300 rubles.
  2. ExchangeX (exchangex.ru) - commission from 3 dollars in ruble equivalent at the current rate.
  3. MagnatuS (magnatus.com) - commission from 5 dollars in ruble equivalent at the exchange rate at the time of the transaction.

Important: Pre-registration is required on all the resources listed above. If the wallet owner is not satisfied with this condition, he can find other websites that are less demanding in terms of data verification, but charge even more commission.

Euroset and Svyaznoy

To replenish a PayPal account in Euroset and Svyaznoy mobile phone stores operating throughout the country, a PayPal user should:

  • Find the nearest office of any of the named networks and go to it.
  • Make sure that the operator is free, and explain to him the purpose of the visit.
  • Tell the salon employee your payment details (e-mail address or cell phone number specified during registration with Paypal).
  • Transfer the required amount to the service account using cash or a bank card.
  • Wait for the system to notify about the successful transfer of funds.
  • Thank the operator and leave the office.

Currently, it will be possible to replenish a PayPal account in Svyaznoy and Euroset stores with the following restrictions:

  • maximum one-time transfer - 15 thousand rubles;
  • the amount of transactions per calendar month - up to 40 thousand rubles;
  • you can replenish in this way only a ruble PayPal account;
  • the service is not available for corporate wallets.

What does linking a bank card to PayPal give?

By linking a bank card to a PayPal e-wallet, the user will be able to:

  • complete the registration procedure in the system, confirming your identity and having the opportunity to make payment transactions with virtually no restrictions, and in the future - to increase the status of your account;
  • pay for goods and services on the Internet not only from the “internal account” of Paypal, but also directly from the card;
  • restore access to the wallet if the authorization data was lost or for some reason ceased to be perceived by the system;
  • receive money returned by the online store for low-quality goods: usually the agency agreement provides for their receipt not to the PayPal account, but to the linked bank card.

However, today it makes no sense to talk about the merits of attaching a plastic card to an electronic wallet: a user who has not indicated at least one number will simply not be able to log into his account - in other words, linking a card is an indispensable condition for registering in the PayPal system.

Summing up

To replenish a PayPal account, the owner of an electronic wallet can transfer money from a plastic card issued by any domestic bank or payment system. However, the simplest methods currently remain payments through online currency exchangers or in Euroset and Svyaznoy mobile phone stores.

In the first case, it is more profitable to transfer funds to the dollar balance of the PayPal wallet; in the second, the user can only operate national currency. Linking a plastic card to a wallet is mandatory: without it, it is simply impossible to complete registration in the system and start using PayPal electronic services. And it is on the attached card that the wallet owner will be able to receive money for a canceled transaction - for example, in the case of returning a low-quality product to an online store.

Distance shopping is rapidly gaining momentum, making it possible to receive goods almost without leaving home. For this to be real, you must have a wallet that allows you to pay for the goods. Of course, you can pay for goods with a card, but some Western online stores, such as eBay, only accept payment via PayPal.

Pros:

  • no need to control the status of the account, it is enough to replenish the bank card
  • no limit on payment amount
  • card binding is online and takes a few minutes

Minuses:

  • double conversion when paying with a ruble card
  • only certain cards are suitable for binding, for example, Visa card from Sberbank
  • if there are not enough funds on the card, you will have to replenish the card or PayPal account
  • deliberately unfavorable exchange rate when paying in foreign currency

In fact, when using this method, funds are not credited to the PayPal wallet, but debiting occurs directly from the card. It is convenient that you do not need to check how much money is in the account, knowing that there are enough funds on the card.

Replenishment of the account through QIWI

A QIWI wallet is convenient in that money can be deposited into it through a huge network of terminals located throughout the country. Also, you do not need to remember your login, because it is your phone number, and go through complex verification procedures.

We can safely say that QIWI is one of the most common tools for remote payment in our country.

The scheme of this method is similar to the previous one. The account in the QIWI system is a virtual account qiwi cards Visa Card - their balance is unified and synchronized.

  1. Log in to your QIWI wallet or register it if necessary.
  2. Go to the "Bank cards" tab located under the search bar.
  3. Below, in the "Your cards" window, click the "Get details" button and wait for the SMS with the data.
  4. Link your virtual QIWI card to PayPal account, similar to the described method.

Now, when paying for purchases in stores that accept PayPal payment, debiting will occur from your QIWI wallet.

Top up Qiwi account no commission can be in the amount of 500 rubles, for smaller amounts a commission of 3% is applied

Replenishment from a Yandex.Money or Webmoney wallet

If your employer transfers your salary to an electronic wallet of the Yandex or WebMoney system, and you need to pay for goods through PayPal, then you will have to exchange one electronic currency for another.

As a rule, this exchange is available only through special exchange offices electronic currencies. For example, the site bestchange.ru lists exchangers with minimal commissions.

Pros:

  • the possibility of carrying out the exchange remotely
  • no supporting documents required
  • no card required

Minuses:

  • high exchange commission
  • The term for crediting funds can be up to 24 hours
  • the minimum exchange amount is 300 rubles

Undoubtedly, for those who have a bank card or there is a Euroset or Svyaznoy communication salon nearby - the first methods will be more convenient. But, if you live in a small town, or could not connect the card to your account - it is more convenient to use the last two.

It is important that no matter which method you choose, you can be sure that the funds credited to your PayPal account are safe.

There are several ways to fund your PayPal account. To do this, you must have access to the Internet, an account in the payment system, a bank card (for example, Sberbank) linked to this account, cash or one of the electronic wallets: Webmoney, QIWI, Yandex Money. Consider the main ways to replenish PayPal.

Top up balance with a bank card

It should be noted right away that not everyone Russian bank works with the PayPal payment system, so you first need to consult with the employees of the credit institution whether it provides services for replenishment and withdrawal of funds. Sometimes some banks work only for PayPal replenishment.

Basic steps to replenish your account:

Now you know how to fund your account

Account replenishment at Svyaznoy and Euroset sales offices

The sequence of actions for replenishment:

  1. In the Euroset or Svyaznoy communication stores, contact the seller and inform that you want to replenish your PayPal account.
  2. The seller specifies your e-mail (i.e. account) on PayPal.
  3. Limits: 15 thousand at a time and 40 thousand per month.
  4. Be sure to get a check.

This method of replenishment through Svyaznoy and Euroset is the best for those who do not know how to use online services and is possible only for Russians. It is not available for corporate accounts.

Replenishment via QIWI wallet

Electronic payment systems Webmoney, QIWI and Yandex Money. Direct account replenishment is impossible, only through special exchangers, and QIWI wallet or Yandex Money are convenient to use. Everyone knows how to replenish a wallet. Consider how to replenish PayPal through a QIWI wallet. You can top up QIWI at any shopping center through the terminal.

If necessary, you can replenish your PayPal account by linking it to your QIWI wallet through a bank card. In this case, money is debited automatically for each payment. Today, each user of the QIWI electronic wallet can order a QIWI VISA Card of international standard, which will be linked to the wallet and have a balance equal to the amount on the virtual counterpart. Linking a PayPal wallet is done in the same way through a bank card.

Frequently asked questions, how to pay for a purchase abroad and? This cannot be done directly (excluded by the PayPal payment system). The only way for Russians is to have a QIWI bank card linked to a foreign payment system, which can be replenished at any time through the terminal. Now you can pay through PayPal for any purchase on European trading platforms.

Replenishment from virtual wallets

It is impossible to directly replenish a foreign account in Russia. But there are many exchange offices that allow you to do this. The bestchange.ru service is verified, where you need to choose the exchange path through PayPal. The currency to be given is indicated on the left, and the currency to be received on the right. The system moves the user to an updated list of exchangers that perform these operations. Here you can immediately see the percentage of conversion, but the commission of the electronic wallets themselves will be added.

How to use the exchange monitoring service, see the video:

Monitoring system BestChange.ru brings to the TOP every 5-8 seconds best options for 20 popular currency pairs only on trusted network exchangers:

This short video goes over the details of the PayPal deposit process once again. Watch and listen carefully so that you can then top up without any problems.

Now, knowing all the basic safe ways to replenish a foreign payment system, you can freely pay for any purchase in foreign internet stores.

this international payment system payments are used by many foreign online stores. The complexity of its development lies in the diversity and specificity of simultaneous work with other services. However, there is little information on the site about how to use it. Here you will find all the information on how to fund your paypal account.

How to put money on paypal through the terminal

To understand how the paypal replenishment system (hereinafter referred to as PP or RauR) works, you will have to study almost all popular payment systems, face limits and the mandatory linking of a bank card. However, the complexity is associated with high reliability and has led to the popularity of PayPal in many countries. Working on the Internet for almost 30 years, the system has already gathered a million users.

How to top up a paypal account through the terminal? Cash replenishment directly by PP is not possible. To carry out this procedure, it is necessary to perform preliminary manipulations:

  1. Register in Qiwi system
  2. Get a Qiwi Visa Wallet (QVW) virtual card.
  3. Register an account with RayP.
  4. Link QVW to a personal identifier in the PP.

After completing all the steps, you should:

  1. Find the nearest terminal with an available Qiwi wallet replenishment option.
  2. Top up with the required amount.
  3. Pay for purchases through the RR website using the number of the linked card (16 digits).

Paypal replenishment at e-currency exchange points

There is no general option or section “How to top up paypal” on the site. We have to use workarounds for replenishment - electronic currency exchange systems. By default, PP works with dollar accounts. Operations with this currency are made according to a simpler scheme, without commission. The following intermediaries work with ruble transactions:

  • Instex (commission - 300 rubles);
  • ExchangeX (commission - $ 5 at the rate);
  • My-Exchange (commission - $ 8 at the rate).

The above "exchangers" require mandatory registration, charge a significant commission for the transfer. But if you still decide to replenish the PP in this way, then follow the instructions of the pop-up windows of the selected exchange (intermediary) point. Not everyone welcomes such multi-stage and costly methods, so they use more convenient, easy options.

How to put money on paypal from a card

When using the PP system for settlements with European and American stores, there is a prerequisite - adding a card. This is the easiest way: by linking a personal payment instrument once (up to 8 plastic cards at the same time), you will be able to make repeated payments without complications and errors. When connecting the card to the RauR system, replenishment of the wallet directly is an optional condition. You can add to your account:

  • debit;
  • credit;
  • a virtual card with a "linked" phone for SMS confirmations.

Top up paypal with a Sberbank of Russia card

How to replenish a paypal account with a Sberbank card:

  1. After registering on the PP (it's free, fast, convenient), go to the "Link a card" tab.
  2. Fill in all fields marked with an asterisk (they are required: card details, owner).
  3. The system will automatically reserve a certain amount (if the procedure is completed correctly, it will appear in the PayP wallet).
  4. An SMS notification will be sent to your phone to confirm.
  5. After the procedure is completed, your account balance will be equal to the funds available on the cards.

How to top up paypal with a virtual card

Russian payment systems (Yandex, Qiwi) include the opening of a virtual card in the list of their services. How to top up paypal in this way:

  1. Repeat steps 1-4 from the previous example of linking a Sberbank card using the virtual "plastic" data.
  2. Specify the virtual number when making a payment, confirming the SMS sent to the phone.
  3. The name and surname when registering an account in the PP and the cardholder must match.

Through Yandex money

Replenishment of the PP wallet with Yandex has a number of features:

  1. The surname of the card user is entered in Latin characters.
  2. An amount of up to 10 rubles is reserved to confirm ownership by the user.
  3. The notification comes to the phone or email address (detected automatically).
  4. After confirmation, the amount is returned to Yandex wallet.

Through qiwi wallet

How to replenish an account on paypal through Qiwi bank, taking into account the features:

  1. We select a virtual Qiwi card in the binding system.
  2. Fill in all required fields.
  3. Last name, first name of the owner should be entered as on the card.
  4. Confirm verification via phone with a 4-digit code.
  5. The amount in the wallet must be $ 2 in ruble equivalent.

How to transfer money to paypal within the system

Payment for purchases and transfers within the system is possible subject to the obligatory fulfillment of the following conditions:

  1. Linking any card to a PP account.
  2. Full identification and completed profile.

There are three ways to transfer money to PayP (via an electronic identifier):

  1. Become a bidder on eBay.
  2. Use the "exchanger".
  3. Contact a friend (member of the system).

Request for funds

The simple and clear interface of the paypal site will guide you through all the necessary procedures. It is easy to navigate in the bookmarks and make a request. Learn how to top up your paypal account without just contacting the system member. The order of the procedure:

  1. Login to your account.
  2. On the top panel, find the "Sending and Receiving" tab.
  3. A new page will pop up with a list of possible actions.
  4. Find the item "Request payment".
  5. In it, you must specify the name or email of a friend, indicate the amount and currency.
  6. The procedure takes a few seconds.

You can use your own page in the RR. For this you need:

  1. Create a unique custom page (with a paypal.me/(name) format link) by going to "Sending and Receiving" and selecting the "My Page" section.
  2. It is allowed to come up with an interesting and recognizable identifier.
  3. Using this link, send it to friends and acquaintances.
  4. In this case, you should indicate the requested amount and currency as a continuation of the link, limiting it with a slash (/). For example: paypal.me/olga/100RUB/.
  5. To transfer money, the payer must follow the link and follow the instructions.

Transfer from account to paypal account

How to replenish paypal directly from the payment service (from your account). The procedure for the user of the PP system:

  1. In your wallet, go to the "Send payment" tab.
  2. In the window that opens, specify the amount of sending, currency, identifier (e-mail specified during registration).
  3. The operation of sending and crediting to another account takes less than a minute.
  4. The advantage of sending is the minimum payment from one cent (ruble).
  5. Required condition– matching wallet currencies. Otherwise - only through an electronic exchange office.

How to put money into paypal account through euroset

Salons "Svyaznoy" and "Euroset" provide services for replenishing an account in the RR. Responsive operators will come to the rescue. To do this, you need to find the nearest office. The information is always up-to-date on the websites svyaznoy.ru, euroset.ru. Further, the scheme of your actions is the same:

  1. Approach a free operator.
  2. Notify him of the desire to replenish the PP account.
  3. Provide the seller with the necessary information (registration email address of the RR).

    4. Discuss

    How to top up PayPal

PayPal is an international debit payment platform that allows you to make transfers around the world. To use the system's capabilities at 100%, you need to replenish PayPal. The firm was founded in 1998 by a group of American students. The platform was supposed to make a breakthrough in the financial industry and become an alternative to traditional banking structures. At the beginning of 2019, more than 267 million users were registered in the system. The platform supports 25 national currencies of the world and works in more than 200 countries.

Nuances of replenishment

On the official website of the organization paypal.com there is no detailed description of how to deposit funds into your account. The interface of the personal account is minimalistic, but unusual for Russian users, since the company is focused on American clients. ReplenishmentPayPalassociated with some features.:

  1. Cash deposits are only available for private accounts.
  2. RUR are used for enrollment in the Russian Federation.
  3. You can only deposit money into your own wallet.
  4. When entering cash, the system sets limits (15,000 rubles per operation and 40,000 rubles per month). Payment for goods and services, the amount of funds on the balance sheet is not limited.

Depending on the methods of replenishing PayPal, crediting is made instantly or over some time. If for a long time the money is not credited to the account balance in the system, you should contact the technical support of the organization.

Deposit Methods

Before you figure out how to replenish the main account on the PayPal platform, you need to register a personal account, specifying a login and a security code, confirm the user's email address, and attach a credit card. Instead of the wallet number for mutual settlements on the Internet, the email specified during registration is used.

How to putown money to the account in PSPayPal:

  • self-service devices;
  • transfers from EPS holders (, YAD, WMT);
  • representative offices of Euroset, Svyaznoy;
  • VISA, MasterCard cards;
  • transactions between two PayPal accounts.

For users in the US, Europe, and some other countries, a wider range of options may be available. Commissions and limits will depend on the option chosen. There is no direct deposit to a PayPal account through a personal account, so you will have to use third-party tools to deposit money.

Self Service Devices

It is impossible to increase the account balance in the PayPal payment system through terminals. The service is not provided by the payment platform. Resourceful users have come up with a way to bypass the restriction. The method implies a more complicated procedure than when depositing funds to third-party wallets.

Instructions on how to deposit money to PayPal through the terminal:

  1. Entering cash to the balance of the Qiwi Bank card. In the menu on the screen of the device, select the "QIWI wallet" section. Insert banknotes into the bill acceptor one at a time.
  2. Linking to a PayPal account.

Using the method, you can pay for goods with tied plastic. If you figure out how to replenish PayPal through the terminal, you can use a card of any bank in the same way. The scheme has a similar principle. The only caveat is that when depositing funds through self-service machines, a commission will be charged.

Representative offices of Euroset and Svyaznoy

Replenishment in the offices of retailers is possible in cash. To make a transaction, you need to visit any showroom of the partner companies represented. The official portals svyaznoy.ru and euroset.ru are used to find the nearest offices. A detailed description of how to replenish PayPal is in the reference block in the "Replenishment of the account balance" tab.

Step-by-step instructions on how to replenish the walletPayPal through cell phones:

  1. Select the nearest office address. During the visit, an identity card, the required amount of money and wallet details (email address) will be required. A phone may be required to confirm the operation.
  2. An employee of the company will transfer the client's personal data to the database of the Rapida partner payment resource.
  3. The cashier will print a check, which will require a signature.

The procedure takes 3-5 minutes. The amount instantly appears on the balance in the system account. In some cases, the transfer may take up to 24 hours. Both companies may charge a fee for making a payment.

Transfer of funds via QIWI

AT personal account It is not possible to directly transfer funds to PayPal. The procedure is complicated by restrictions on sending money to third-party electronic wallets that QIWI has installed. Much easier, perhaps, to use as intermediaries.

The site has a wide variety of destinations and a huge number of exchangers. Few resources provide direct: in most situations, you will have to do a double exchange.

You can link QIWI PayWave or QIWI Virtual Card to your PayPal account, but the cards will only be available for paying for goods: utility bills, loan repayments, transfers to other users will not work.

Replenishment with POISON and WMT

Through popular domestic electronic wallets, you can transfer cash to PayPal, but the principle of sending money is different.

Using a Yandex wallet is similar to QIWI, since you will have to attach a Yandex.Money card, which will cost 300 rubles. for release. Validity - 3 years. The service is free. Wallet and card balances are identical, so payments are automatically debited from the e-wallet. When using the method, no commissions are taken from the owner.

You can transfer money to PayPal from the attached Yandex.Money card. The balance is updated instantly, but an additional 3% is charged for the transaction (at least 100 rubles).

You can send money via WebMoney to PayPal and back through the built-in WM-exchanger. The operation is available to users with a passport not lower than personal.

Exchange operations are carried out at the internal rate, which is set on the basis of transactions carried out by users of the system. To send an application, you must specify the details of the wallet from which the money will be debited, and the email specified in the PayPal profile. The transaction fee is 2-5% on average. The account holder can open a position by setting their own rate, but will have to wait for a counter offer to appear.

The WMT service does not have a plastic or virtual media that can be attached to an account, like Yandex.Money and Qiwi.

Transfer from the card

You can make online purchases or transfer money all over the planet without replenishing your wallet balance, but you need to link a VISA or MasterCard card. You can pay for goods immediately with money located on the account of the plastic carrier. PayPal acts as an intermediary between the issuing bank and the merchant.

Do not be afraid to replenish your PayPal EPS account using a bank card, as safety personal information and the safety of the operation are guaranteed by the EPS. Information about the card is entered into the system 1 time and stored.

If purchases are paid for with a card from Sberbank or another financial institution, there are no additional fees.

Features of making a deposit through Sberbank

The use of Sberbank cards is carried out identically to the products of other financial institutions. Important point- plastic media running on the MIR system are not supported by the platform. You cannot attach old Visa Electron and Maestro cards.

The guide on how to replenish an account in the PayPal payment system from a Sberbank card does not differ from the universal one step by step instructions. To use the function, you need to connect the card to your PayPal account. Filling out the application takes 3-4 minutes, but confirmation will take 3-5 days.

Before replenishing PayPal through Sberbank Online, you need to resort to tricks, since it is impossible to carry out the operation directly. The essence of the trick is to transfer funds to the card third party bank or to the balance of a virtual wallet, and from there the finances are sent to the PayPal storage.

Transferring money from VirtualCard

The platform does not impose prohibitions on connecting virtual or real cards to an account. Issuing banks may impose restrictions on transfers to third-party payment systems from non-physical media.

Binding to PayPal is possible if the card number, expiration date, CVC code and full name are known. owner. With regular use, you will have to enter the data once. Further payments will be made automatically. Own virtual cards like QIWI, Yandex.Money or financial institution PayPal won't open.

Users can send funds from their account balance without commission. If you transfer money from an attached card, the network will request an additional fee of 3.4% + 10 rubles.

To carry out the operation, it is necessary:

  1. In your personal account, select the "Money transfers" section.
  2. Enter the recipient's nickname or email in the empty line.

The method allows friends and family to fund PayPal accounts from a bank card or wallet. The transaction is carried out instantly. The service provides the function of transferring contacts to PayPal from Google and Outlook to the directory.

Replenishment from a mobile phone

The company does not cooperate with any of the Russian cellular providers, so it will not work to deposit money or withdraw money to a subscriber number. To bypass the restriction, you need to issue a debit card. The service is provided by MTS, Beeline and Megafon operators.

It is necessary to replenish MTS and Beeline cards through a separate operation, and Megafon combined the carrier's account with the client's phone, so no intermediate steps are required.

Depositing money through exchange offices

Scheme of using the method:

  1. Search for a suitable exchanger. It is recommended to use the BestChange monitoring service.
  2. Choice of direction (QIWI-PayPal, WebMoney-PayPal, etc.).
  3. Go to the site of the exchanger.
  4. Filling in the request (amount, debit source, purse for crediting).
  5. Transaction confirmation.

The course in each exchanger has its own. An additional fee of up to 3% may be charged for making a payment. In order not to run into fraud, you should study the reviews and see the number of customers.

Before you start working with the service, you need to make sure that there is enough money in the site’s reserve to carry out the exchange in the chosen direction.

Using a card when working with PayPal

The use of funds placed not on the balance of the wallet, but on bank account, is carried out similarly to the standard payment procedure. In order for the money to be debited from the card upon purchase, you must first select your preferred payment method: go to the "Payment methods" section and click on the "Change" button. After setting up a suitable option, you can purchase goods and services. Funds will be automatically debited from the account indicated by the main one.

To make full use of the cards banking organizations, you need to perform certain actions that will simplify the work with the system.

How to replenish an account on a PS from a bank cardPayPal:

  1. Login to your account.
  2. In the section with adding a bank or account card, select the card binding.
  3. Specify the required plastic details.
  4. Enter your residential address. If it is not in the user profile, you can add a new one. You need to enter it in another form, which will open after clicking on the "Add a new address" tab.
  5. Confirm link.

To check the right of ownership of the card and the accuracy of the entered data, the PayPal payment service will send two small amounts(up to 1 ruble each). To complete the attachment, it is necessary to indicate in the account cabinet in the corresponding tab what amounts were received on the bank account. If the numbers are correct, the card will be activated, and the client will be able to use it during the next operation.

An unlimited number of cards (credit, debit) are attached to the wallet at any time.

Transfers to other users from the card

The procedure is carried out similarly to the standard transfer of funds to the account of a registered network member. As a preferred method, you need to select the appropriate card so that the money is debited from the plastic, and not from the balance of the wallet.

Sending electronic money is carried out without commission, if the wallet is selected as the source. When withdrawing funds from the card, the platform will additionally deduct the amount of the system fee.

Commissions

To know detailed information you can in the section "Help" - "All about PayPal" - "Fees".

There is no fee for opening an account. When transferring using a personal account, you will not have to pay anything extra. Purchases in Russian stores are not subject to commissions. If a customer purchases goods in a foreign store, an automatic currency conversion is performed. If the seller does not cover the difference on their own, the payment platform will charge the buyer 4% of the wholesale exchange rate.

Commission when transferring to the user's account:

  • from wallet balance - 0%;
  • from the card is 3.4% + 10 rubles;
  • abroad - in addition to the standard commission, another 0.4% to 1.5% is charged, depending on the country.

Sellers of goods and services in most cases take on system fees, paying from 2.9% to 3.9% + 10 rubles for each transaction. The exact amount of the commission depends on the volume of sales.

Limits

Restrictions for citizens of different countries may vary. If the account is non-personalized, a strict framework is set for the client. For each type of account, specific indicators have been introduced:

  1. Anonymous- the user did not provide personal data. It is forbidden to receive transfers and send money. A one-time transaction cannot exceed 15,000 rubles. Monthly limit - 40,000 rubles.
  2. Personalized status issued when the client has indicated information about himself and linked the card, but has not provided a photo or scanned documents. Almost all the possibilities of the platform are open to clients, but a one-time transfer cannot exceed 60,000 rubles. Within a month, the total volume of transactions should be within 200,000 rubles.
  3. Verified account is assigned if the system participant has provided copies of documents (SNILS, passport, TIN, insurance medical policy etc.). The client has access to all system functions, including the creation of an account in dollars. Opportunity to receive transfers from legal entities. For one operation, you can send a maximum of 550,000 rubles. or $5000. There is no monthly limit.

The account holder independently determines which account level to establish.

If you encounter any difficulties, please contact the technical support of the company. You can find contacts in the "Contact Us" section. There are 2 options available:

  • telephone hotline(for Russia - 8-800-333-2676, for international calls - +353 1 536 4800);
  • feedback form on the site.

Answers to the most common questions of account holders are collected in the "Help" section in the client's office.

To replenish PayPal without a commission, only one method is available - Euroset and Svyaznoy salons. Although PayPal does not charge additional fee, retailers can take money for the implementation of the service. Before making a transaction, you should clarify the amount of the fee.

To expand the possibilities of the wallet and increase the limits, you need to upgrade the status of the virtual wallet. For most customers, a personalized level is sufficient. Entrepreneurs who do business online are encouraged to obtain a "verified" degree. For sellers, the platform provides special features: convenient access to money, mass payments, round-the-clock support and support for various national currencies of the world.

Financial organization PayPal is the largest storage of electronic money. Over the two decades of its existence, the company has managed to grow to the size of a global e-money giant. The company's specialists are constantly working to improve the quality of service, and full-time programmers optimize the functionality of the service.

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