It is a wallet app for smartphones that can store bank card details. Thanks to the application, you can make contactless payments in stores and on the Internet without entering your bank card details. This makes payments fast. You can not show a bank card at the checkout. If the purchase is worth more than 1000 rubles, then you will need to enter a pin code.
How to download?
While Android Pay can be used by cardholders of these banks:
- "AK Bars"
- Alfa Bank
- Binbank
- VTB 24
- MTS Bank
- Bank opening"
- Promsvyazbank
- Raiffeisenbank
- Rocketbank
- Russian Standard Bank
- Rosselkhozbank
- Sberbank
- Tinkoff Bank
- "Dot"
- Yandex money
The list of banks will be expanded soon. If your bank is not there, then follow.
The application can be downloaded on a smartphone that supports Android 4.4 and above, as well as watches with Android Wear 2.0. This means that if your phone was released in 2013 or later, then it will support the program. It is important that the phone has an NFC chip - thanks to it, a contactless payment is made.
According to Google representatives, if the device allows, then it can simultaneously use Android Pay, and.
Application installation:
- Go to the Google Pay store and download the .
- Open the app. Take a picture of the map and include your home address.
- Read and confirm the terms of use of the application, as well as confirm the bank card details with the code from the SMS message.
The installation procedure takes two minutes. Then the card can be hidden between towels in the closet and paid with a smartphone.
How to pay?
It is necessary that the NFC option be activated on the smartphone (sometimes it is turned off due to rare use). If there are several cards in the wallet, then you can choose the one with which it is more profitable to make a purchase. If there is one card by default, then you do not need to enter the program, but simply bring your smartphone to the terminal, as you do with conventional cards that support contactless payment.
Payments with Android Pay can be made in most payment terminals, but not in all. All terminals, according to Google representatives, will switch to contactless within the next 2-3 years.
Just in case, carry one card or cash with you for places where only chip cards or cash are accepted.
Android Pay is definitely accepted on these networks:
To use Android Pay, it is important to connect the data option on your smartphone. At the same time, payments are possible if the phone is not connected to the Internet for several hours. The duration of the gap between connections depends on the bank, Google explained.
It's safe?
Google says yes. AndroidPay is based on tokenization technology. Its essence is to encrypt data about a bank card and its owner. Instead of all the information, one number appears. Even if the scammer intercepts him, he will not be able to do anything.
If the smartphone is lost, then the wallet can be blocked using the option. You can also call the bank and block the card.
Losing a bank card is more dangerous than losing a smartphone with Android Pay.
Cookies and bonuses
Residents and guests of Moscow using Android Pay will be able to ride the metro with a 50% discount until June 23, 2017. “When paying for the metro and MCC using Android Pay, the trip will cost passengers 50% cheaper. First, the cost of the ticket (40 rubles) will be debited from the card, and within 10 minutes 50% of the cost of the trip will be returned to the account, ”the message on the website of the Moscow Mayor says.
The first 3,000 Aeroexpress passengers can get a 50% discount on a Standard ticket. The bonus is valid when buying a ticket at the turnstile at Moscow airports. You won’t be able to save on family travel – one device with Android Pay – one ticket.
Nothing is known about the benefits for users from other regions of Russia. Their appearance depends on the banks that will promote Android Pay in the cities of their presence.
After you have downloaded, installed, linked your bank card and set up Android Pay, you can proceed to pay for Android Pay products. To pay for a purchase using the contactless payment system Android Pay, you no longer need to take complex steps, you just need to follow the simple rules of Android Pay payment.
How to pay Android Pay
You need to prepare a mobile phone (turn it on and remove the screen lock if it is set). It is not necessary to launch the Android Pay payment app.
- Position the phone so that the back of the mobile device is parallel to the terminal;
- At the time of payment, on the display of the mobile device, you need to press the "Credit" button, even if a debit bank card is used;
- You may need to enter a special code. This usually happens when paying with a debit card.
The charge is made from the card that was initially selected for the Android Pay application.
How to change the card
In the Android Pay application on the phone, several credit cards can be linked, including those from different banks. To select the desired card in Android Pay, you need to unlock the phone and go to the Android Pay application. After that, the desired card is selected in the application. In the gadget item on the screen, the menu “Make the card the main one” is pressed and all the steps indicated above are repeated to pay for the goods.
Possible mistakes
Wake up your phone
contactless system Android Pay may crash. When problems arise, the main thing is to know how they are solved. One of the most popular problems can occur when the phone is positioned correctly in relation to the terminal, but payment does not occur. In such a situation, you need to bring the smartphone out of the standby state, unlock screen. The Android Pay payment app is optional.
Change the location of your phone
If the antenna does not work NFC module, try changing the location of your phone. Do not remove the gadget from the terminal too quickly. It is recommended to wait a few seconds, sufficient for the system to work and make the payment. After the green flag lights up on the display, you can remove the phone from the terminal.
The appearance of a green flag does not always mean a successful Android Pay payment. If the phone starts to vibrate, it means that the payment terminal has failed to receive data. Contact the cashier for help. You may need to try making the payment again. If the phone gives information about the need to enter a PIN code, requesting a card with a chip, this means that the terminal does not support Android Pay. In this case, a regular bank card must be used for payment.
Refusal to accept a card
If the card is rejected, you need to contact the servicing bank, as Google does not have information on transactions and the status of credit products. You can learn more about possible errors when using Android Pay on our website.
How to make online purchases
Today it is easy and very convenient to buy through mobile applications. The payment goes through when you select the one-touch mark “ Pay with Android Pay” or a logo depicting a recognizable robot. The security of payments using Android Pay is maintained by transmitting a unique digital code. The seller does not receive personal data. At the same time, the service does not require entering the PIN code of the card. Therefore, the confidentiality of your credit card information is maintained.
Using Android Pay is an opportunity to make purchases in a convenient and safe way. Read on to learn how to use Android Pay to pay for the things you need in stores and online apps.
How to pay with Android Pay in the store
So, you are in the store, and you are going to make a payment for the selected product using the Android Pay service. What do I need to do:
Thus, the payment is made from the default card.
How to change the main map?
You can add several cards of various banks to the application, and here are your actions if you need to pay for a purchase with an additional card:
- Unlock your smartphone
- Go to the Android Pay app, select and tap the card you want to use at the moment
- Click "Make Map Primary"
- Then follow the steps in the previous instructions.
Android Pay errors and what to do about them
Let's take a look at some of the problems that may arise when paying in a store. If you encounter them - it's okay, everything is fixable.
You have attached the device to the terminal, but the payment does not occur
- forgot to wake the phone from sleep mode. You do not need to open Android Pay, but the smartphone must be unlocked.
- The NFC antenna did not pick up the signal. Just try to change the position of the phone relative to the terminal.
- too quickly removed the smartphone from the terminal. The operation is carried out within a few seconds, but still give a little time if it did not happen at the moment. Wait for the green flag to appear.
You can learn about other problems and ways to solve them in our other article.
The smartphone began to vibrate, a green flag appeared on the screen
Such a reaction means that Android Pay transmitted payment information, but the terminal did not accept it for some reason. You can ask the cashier for help, try again.
You need to pay with a card with a chip, enter a PIN code
This means that the store does not accept payments through the application, you can only pay with a regular card.
Card rejected
In this case, only the bank will help, since the Google support service does not have information about the reasons for the rejection of cards or any transactions on them.
How to pay with Android Pay online
To pay in applications, one touch of a finger is enough to confirm your payment. Look for the note "Pay with Android Pay" or a picture of a green robot.
Security of Android Pay transactions
The basis carried out through this service is the formation of a unique digital code that is transmitted to the seller instead of your card data. Thus, confidential information will be inaccessible to anyone except yourself.
In the age of technology, every month there is something new. The Android device industry is no exception. More recently, a very interesting feature for owners of Android gadgets has appeared - Android Pay. In this article, we will explain what it is and how to use Android Pay. All information is current 05/31/19
What is Android Pay
This is a service that allows you to use your phone as a card to pay in a store. This feature is especially useful when you do not want to carry a lot of cards with you, you are afraid of losing them, etc. And your smartphone is always with you, so why not pay with it in stores?
It should be noted right away that this function will be available only to those who have an NFS module on their smartphone or even on smart watches. To do this, look in Google for the characteristics of your device, there you will find information about the NFS module. To use Android Pay, your gadget must have Android version 4.4 or higher. If your smartphone does not meet at least one of the above parameters, you can forget about Android Pay
Which stores can use this "chip"
Not all stores will allow you to pay by phone. For example, in some terrible stall, which is already several decades old, where they still use scores, you are unlikely to pay by phone. After all, the terminal, like a smartphone, must also be equipped with an NFS module. Therefore, while this function with payment via phone is not very popular in the CIS countries, it is not worth leaving home to the store with only one phone, hoping to pay through it, take a card just in case. Of course, with such a feature you can stand out among your friends and other customers, but do not forget about standard payment methods, because not all stores even have terminals.
Android Pay allows you not only to pay in modern stores, coffee shops, cafes, etc., but even in some transport this function works great.
How to use this feature
- Go to Google Play, download the Android Pay application from there;
- Next, enter the data of your card, or take a picture of them and the application itself will recognize all the numbers. Conveniently!
- On your smartphone in the blind, turn on the NFS module function. If there is no icon there, go to the settings and look for this item yourself
- Done, we run to the nearest store, buy goodies, run to the checkout, turn on the phone and give it to the cashier.
- If you have linked several cards, select the main one with which payment will be made, if you want to pay from another card, change the main card in the settings.
Errors when paying by phone
If you have attached your smartphone to the terminal, and payment does not occur, the following errors may have been made:
- You forgot to unlock your phone, your phone screen must be unlocked to pay with Android Pay!
- NFS module did not catch the signal. To do this, attach the phone to the terminal with the other side, in a different position.
- You took the phone away from the terminal too quickly and did not allow the payment process to complete. To do this, you need to wait a few seconds for the payment to be made successfully.
- Perhaps the terminal does not support payment through the application. In this case, you can pay either in cash or by card.
If the phone vibrates
- There is only one reason and it is not in your smartphone, but in the terminal. So, for some reason, the terminal did not process your request and a failure occurred.
If it says that the card is rejected, then you should contact the bank, only he will help you in this situation.
Android Pay Security
Do not worry, all your data is not stored anywhere and is not transferred anywhere, everything is securely protected. Payment keys are randomly generated by Google. Mastercard Digital Enablement Service itself vouches for your safety. Most importantly, do not give your phone to others, as they will be able to pay with your phone.
Output
This payment method is not yet quite popular in the CIS countries, but it is already working and you can use it. Every day, payment through a smartphone will gain momentum and everything goes to the fact that soon there will be no cards at all and all transactions will be carried out through your gadgets.
Of course, this method has its pros and cons. Not everyone will be able to use this payment method in the store. To do this, you need a smartphone in a newer way. And even if you have an NFS module, you can't pay with it everywhere. That's all we have. Thanks for attention!
Many users were looking forward to the release date and wondered when Android Pay would appear in Russia. And just recently, on May 23, 2017, this service officially launched in our country. Now that Android Pay has become available to all residents of Russia, it can be downloaded for free at.
Android Pay is a convenient, simple and secure service for making contactless payments from Google Corporation. Each user who has a mobile phone or tablet running on the Android operating system with a version higher than 4.4 KitKat or a Wear 2.0 smart watch will be able to use this service. It should be noted that the device must have NFC wireless data transfer technology. If Android Pay does not work, find out if your phone has an NFC chip by downloading and installing NFC Check by Tapkey 1.2.
We list the most popular phones that support Android Pay:
Google Nexus
Xiaomi Mi5
samsung galaxy
Alcatel Onetouch
Huawei Honor 8
Sony Xperia
HTC 10
Meizu
With the release of Android Pay, you no longer need to carry cash and bank cards with you. All your money will be right in your mobile phone, and this is enough to pay for your purchases.
To set up and use Android Pay, you only need to follow a few steps:
Download the Android Pay app on your personal smartphone
Add your Visa or MasterCard bank card
Ready! Start paying for purchases using your smartphone with one touch
The most famous banks of the Russian Federation cooperating with Android Pay:
Sberbank
AK Bars Bank
Alfa Bank
BINBANK
MTS Bank
Opening
Promsvyazbank
Raiffeisenbank
Russian standard
VTB 24
Tinkoff
Yandex money
Rocketbank
Rosselkhozbank
How to pay for a purchase or make a payment using a smartphone? Unlock your phone - Present it to the terminal - Congratulations! You have made your first payment.
An interesting fact, unlike Apple Pay, Android Pay works without a fingerprint scanner in the phone, it is enough to come up with a pin code or a graphic password and use it when making purchases. By the way, you can pay not only in the stores of your city, but also in online stores. Thanks to the new service, you do not need to enter 28 digits of your bank card, your first and last name each time to make a purchase.
By the way, an interesting promotion is taking place in the Moscow metro from May 23 to June 23, 2017 - pay for the metro via Android Pay and return 50% of the fare to the card. Earlier, the news said that you can ride the metro for only 1 ruble, and as it turned out, this information about the action was incorrect. Download Android Pay for free on the phone you can follow the link below, without registration and SMS.
