Applications for loans and credit cards. Fast credit cards

The easiest way to apply for a credit card in Moscow is the Brobank service, because it is here that not just offers from various banks are collected, but carefully selected options from the best Russian banks. With the help of our service, you will not only apply for a credit card, but also get convenient additional features:

You will always be aware of the promotions and offers of the country's leading banks. Our site presents credit cards of such banks as Tinkoff, Russian Standard, Alfa-Bank, VTB and many others.
You can issue a card with the possibility of receiving it at home or in the office by courier delivery or at any convenient branch of the bank. If you are in Moscow, then it is possible to get a card in your hands the very next day after being approved by the bank - you do not need to wait until the card is brought to your city, because the offices of the best banks are located in the capital.
You will receive an instant credit card decision. Any of our partner banks approves you credit limit during a telephone conversation or within 15 minutes after it. Time is money.

In the shortest possible time, you can contact representatives of any bank you are interested in and get detailed advice. And you do not need to call anywhere - just fill in a few fields in the online application form. You can submit several applications and you will be contacted by representatives of the banks you have chosen within a few seconds after you click the "Submit" button.

Do not limit yourself to one credit card, because in Moscow you can issue several convenient cards at once. One is useful to you when paying for the services of gas stations and car services. The second will allow you to accumulate miles for the upcoming vacation. And the third can be “sharpened” for cafes and restaurants, where the bank will provide you with the most profitable cashback. More Credits, More Opportunities!

What you need to apply for a loan

your passport details;

data of the second document, if the consultant asks you about it (any one that is at hand will do - passport, military ID, TIN, compulsory medical insurance policy or VHI, rights or SNILS);

tell about your place of work - position, length of service and monthly income;
clarify the composition of your family;
desired credit limit – how much you would like to request from the bank.

The decision of the bank will be announced to you during the conversation or within 15 minutes after it. If you meet the minimum requirements of the bank - you have a permanent residence permit in Moscow, a minimum length of service and income, your age is from 18 to 65 years and you have no serious problems with credit history– then the bank will quickly approve the maximum credit limit for you. If earlier you made delays on loans or this is your first loan, the bank will agree on a minimum amount for you, but if you diligently use the card, it will very soon increase to the maximum.

Open up new opportunities in your life using convenient credit cards from leading banks in the country.

In the interests of attracting customers, credit organizations offer to issue cards without reference to the region of residence (without registration), without proof of income and certificates, and with a small probability of refusal.

Where to get a credit card in Moscow

Potential customers can apply for a card in almost any credit institution. Such products provide banks with an increase in the total turnover of funds, so the line of plastic cards is available for all large and medium-sized banks.

At the moment, popular credit cards are issued by banks from the first TOP-50. The list of credit organizations issuing the most popular cards includes:

Credit Bank of Moscow.
Binbank.
Sberbank of Russia.
MTS Bank.
VTB (Bank of Moscow).
Tinkoff.
Raiffeisenbank.

The card lines in these banks are divided into appropriate categories, each of which is developed for a specific group of applicants. For example, residents of Moscow can apply for student credit cards if the applicant is 18 years old at the time of applying. Other proposals raise the age limit to 21.

How to order a credit card - a description of the steps

Most banks have developed a remote application functionality with a subsequent visit to the office to confirm the information. To apply, the user must fill out an online form. This form consists of mandatory fields in which information is entered according to their name.

The processing of an incoming request takes no more than a few minutes. Banks work with the latest scoring systems that allow them to quickly process applications from potential customers.

When submitting a remote application, the main emphasis is on the relevance of documents (passport of a citizen of the Russian Federation) and the age of the applicant. The remaining requirements (if any) are verified when the client contacts the bank in person.

After processing the application, a bank employee contacts the applicant to clarify the information. If no discrepancies are found, the client will be offered to contact any office of a credit institution to confirm the application and receive a credit card.

Some organizations, for example, Tinkoff and Raiffeisenbank, send their cards to customers by mail or the product is delivered by courier within the service region.

In order not to make a mistake in the final choice in a large number of proposals, the applicant can use special calculator- functionality that allows you to compare and calculate the conditions for any credit card. The data calculated by the system are as close as possible to the real ones. Therefore, the conditions of use can be calculated even before the actual receipt of the card.

Moscow credit cards on the same day

Instant or "express" cards are issued by banks in order to increase the number of holders who are not able to provide a package of documents to the bank when applying.

Previously, such cards provided not the most profitable terms. Banks covered large risks with high interest rates, limited amounts, and severe penalties. Today, this mechanism is not used, as it reduces the number of potential and real customers.

Interest, amounts and terms are assigned separately, but on the required, and even favorable terms. In case of urgent registration, the conditions differ slightly from the standard ones, but there is a difference.

Such cards are issued without confirmation of income and provision of documents. They are issued only with a passport. Moscow cards have all the necessary options: they are issued with a cashback and an individual credit limit. Subsequently, the holder may increase the credit limit if no violations are committed during the application process.

Credit cards in Moscow without refusal - where to apply

There are no credit institutions that work completely without failure. With regard to plastic cards, the percentage of approvals in the Moscow region is 75-85%.

In the list of the largest Russian banks, one can single out the most loyal organizations to customers. Among them: Tinkoff Bank, Citibank, Alfa-Bank, Raiffeisenbank. The probability of refusal when applying to these banks is minimal.

If the applicant meets the basic requirements and has any periodic income, the bank specifically selects the terms of use for him: a rate with a credit limit, as well as restrictions on transactions.

End conditions are assigned by issuing banks on an individual basis. The set of conditions on the card, as well as the level of its benefits, depend on how the client meets the basic requirements of the bank. Consequently, two holders of the same credit card may enjoy a different set of services and options.

Quick to take credit card necessary if there are unforeseen expenses, or money is urgently needed. Find out which bank is better to contact for registration and the fastest possible receipt of a credit card.

How to get a credit card quickly: studying offers

Credit cards are offered by almost all well-known banks operating in the country, but some provide the opportunity for quick processing. Study the offers of financial institutions where you can get a payment instrument as soon as possible:

You can quickly get a credit card at Tinkoff. It's free, the annual service will cost 590 rubles, and maximum amount on the account will be three hundred thousand in Russian currency. Without visiting the office, fill out an online application, indicating personal, contact and passport details, and wait for the bank's decision, which is usually issued immediately after the request. The credit card will be delivered free of charge to the nearest branch of the city, where you can pick it up by presenting the documents. The interest rate per year is at least 12.9%, but it is determined individually for each borrower. A nice bonus is the return from purchases up to 30% points. It is possible to replenish the account through partners in numerous points, no commission is charged for this.

If you are looking for where to get a credit card quickly, then submit a request to Alfa-Bank and select an offer. The grace period lasts one hundred days, after which the interest rate will be at least 23.99% (it is determined on an individual basis), the maximum limit is 300,000 rubles. Cash is withdrawn from ATMs without commissions, if total amount does not exceed fifty thousand per month. Annual maintenance will cost 1190-6990 rubles, depending on the specific conditions of the loan. It takes about 10 minutes to leave a request, the decision is known within two minutes after the application is submitted. The card will be delivered free of charge by the organization to a convenient office. Internet banking and the possibility of replenishing the account from cards of various financial institutions are provided.

IN "VTB Bank of Moscow" there is an offer that provides the opportunity to receive 10-350 thousand in Russian currency (if the borrower is under 25 years old, the limit is reduced to 50 thousand). The duration of the interest-free period is 50 days, the minimum rate per year is 24.9%, the first year of service is free if the client actively uses the payment instrument. 3% cashback on everything. Click on the name of the bank to get to the site and the application, after leaving which you will find out the preliminary decision within fifteen minutes. After receiving approval, take the documents and go to the bank to conclude an agreement.

You can quickly apply for a credit card online at Alfa-Bank. It offers favorable conditions for travelers and people who often go on business trips. The duration of the interest-free period for paying for purchases and withdrawing funds from ATMs is 60 days, and the countdown does not start from the moment the card is issued, but at the first operation. The credit limit reaches 600 thousand in Russian currency, and the interest rate per year is at least 25.99%. Bonus miles are accrued for spending: 1.75 for each spent thirty rubles, 0.8 euros or one dollar. When you receive a thousand welcome miles on your account. The borrower can use convenient payment mobile applications "Samsung Pay", "Apple Pay". The decision by the bank after the request of a potential client is made promptly.

Nuance: if funds are needed urgently, apply to several banks and take a credit card from the one that will make the decision faster.

How to speed up the registration process?

To solve financial problems, find out where to get a credit card quickly. These payment instruments are offered by different banks, but the conditions differ. It is important to carefully analyze them, and the fundamental selection criterion will be the speed of registration. The duration of the periods for applying, making a decision and receiving a credit card is usually indicated on the official website, so find this information. Analyze the requirements of the bank: if you meet all or the majority, you will receive a response faster, and the likelihood of approval will increase.

Study all the terms of lending: limit, interest rate, features of debt repayment, the duration of the grace period without interest, the cost of annual maintenance and other services, fees charged, bonus programs. Be careful not to make mistakes and avoid unnecessary expenses.

To speed up the process of registration, you need to correctly submit an application. It's simple: just find the request form on the site and enter the required information in its mandatory fields. Specify reliable and accurate data so that the bank does not have doubts that will require clarification and take up your time. Sometimes, in order to quickly process and increase the speed of decision-making, additional information is needed, for example, confirming solvency. Provide it by preparing a certificate from the place of work on income. If there is not much time, then it can be issued in the form of a bank, which will speed up and simplify the process.

An example algorithm for issuing a credit card looks like this:

Select the proposals that are of interest and meet the requirements, among them find those that require a short time for processing and obtaining a credit card.
Analyze offers and choose the best. To do this quickly, first study and compare the basic conditions, and then the rest of the features.
Click on the name of the bank, go to its website to fill out the application form, providing the required information. Be careful when filling in the required fields so as not to make mistakes and not waste precious time on checks and corrections. Enter all the requested data: not only basic, but also additional (they may be needed to assess solvency and speed up the receipt of a credit card). Submit your request by clicking on the appropriate button.
Wait for the decision of the bank. If it is approved, take the documents required to conclude the contract and go to the office.
Examine the contract and sign it to receive a credit card and use it.

Tip: if financial institution undertakes to deliver a credit card to the city of residence or actual stay, indicate the branch that is close and convenient for you to get to so as not to spend a lot of time and effort on the road.

If you need to get a credit card quickly, then try to save time as much as possible: contact the bank that makes quick decisions, fill out the request form correctly and provide the required information. Get a credit card in a short time and start using it, not forgetting to fulfill your debt obligations.

Useful post

Faced with financial difficulties? Take advantage of the new offer of financial institutions - online application for a credit card. This will help solve current problematic issues: payment for educational services, treatment, repairs.

You don’t have to run around to relatives who are familiar with a request to borrow money, you just need to have access to the Internet and apply for a credit card. This is the most effective solution to the shortage problem. Money through a simplified acquisition process.

Features of processing a virtual application for a credit card

Ordering credit cards online is easy:

It is possible to issue a credit card online in 15 minutes in Moscow by filling out an application. An online application requires a minimum amount of information about the client, as a rule, the full name is entered in Russian and English language, home address, mobile phone, email address;
Online application for credit card with a preferential limit in Moscow is issued by bank employees within one or two hours. When all procedures are completed, they will inform you by calling;
Order bank card with instant clearance and with a grace period, you can take it to your home, deliver it by courier. You can also pick up the card by arriving at the bank office;
You can get a credit card for 5 years without a certificate of income and without refusal only with the help of an online application.

Instant receipt of funds is real with the service of receiving a credit card via the Internet. The decision of the bank in 15 minutes will relieve the financial difficulties that have arisen.

Financial difficulties are our concern

Registering a credit card on the Internet is the most correct solution due to the fact that there is a credit card limit of 30,000 rubles. It is available to everyone to use the service, as a loan is issued on the Internet upon application. That's not all, there is the possibility of a supercard bank limit of 3000 rubles. Get a supercard for 30,000 rubles. easily, by contacting the bank via chat or by phone, the originals can be sent through an office or home computer. You don't have to waste time filling out forms by hand. No bureaucratic red tape. You don't have to look for guarantors.

Ordering a bank card with a term of 5 years is beneficial, since you do not have to spend time reissuing. Bank specialists will inform you about the instant decision by phone. You can get a supercard with a grace period at the bank in 15 minutes without standing in line and without collecting documentation. This is a real opportunity to get a loan without income statements and bank refusal. A person who does not have a permanent income can count on a positive decision, since the borrower's assessment is much softer than that of a bank. Income certificate is no longer a barrier to getting a loan.

Financial services Moscow is available and prompt. You do not have to be nervous and waste time collecting Required documents. Online ordering via the Internet is a profitable solution. The grace period is long.

Credit cards are suitable for people who are used to making cashless payments. We have developed an extensive product line (7 credit cards available in Moscow and Russia), from which each client can choose the appropriate option to simply make payments, save money, receive bonuses, use all possible functions.

Our employees, as well as information on the official website, help you make the right choice. We offer the opportunity to issue credit cards, spending a minimum of time on the process. To do this, you need to enter your data in the form fields and wait for a decision. We give an answer on the day of the appeal, in many cases - within 20-30 minutes. To receive a payment method, you need to come to the nearest branch. If this is inconvenient, we offer to receive it (the option is available only for some products).

Conditions for obtaining a credit card

With a credit card, you can not only spend money, but also save money by using Grace period and the cash-back function (return to the account of a percentage of each purchase). If such a task is a priority, pay attention to the following suggestions:

card "Big no interest". The grace period is 180 days. Service during the year is free. Holders make purchases for half a year without paying interest to the bank - this gives a significant level of financial freedom. For registration, only a passport is required, you can get up to 300 thousand rubles;
service on the "Seasonal" card in the first three months of use occurs at a reduced interest rate - 11.5% per annum. Subject to payment within the grace period, the loan is interest-free. If you make purchases using links to online stores, the addresses of which are indicated on our website, the cashback reaches 40%;
a payment instrument aimed at young people with free maintenance in the first and subsequent years of use. Borrowers over the age of 18 can order a credit card with an instant disbursement decision. In order to save everyday expenses, you can become the owner of the "Teplo" card: 5% of the funds from the payment of transport costs, utilities, and medicines are returned to the owners. For planning profitable trips, free cash withdrawals from ATMs abroad, the "Traveler's Card" is convenient.

We offer a range of products for clients wishing to earn rewards:

as a percentage of the balance;
by returning part of the funds spent on purchases (3% is returned on the Autocard when purchasing fuel at gas stations, and 1% when making other purchases).

We offer wealthy clients to apply with a large credit limit (up to 8 million rubles) and the possibility of using the Visa privilege package.

Credit card service

A number of additional services are available to the owners of our payment instruments:

account management in mobile application, login is performed using a login and password, payments are made through secure channels (among the functions are a request for a mini-statement, instant blocking of the card, information on the balance, search for the nearest branch);
informative electronic assistant in Telegram;
ordering a credit history through the Internet bank.

For each credit card, you can instantly calculate the amount of the monthly payment.

Take this online loan convenient because:

you can get an answer to the application instantly;
the courier can deliver the card;
during a personal visit to the bank to complete the registration, you do not need to stand in line;
credit cards from popular banks have attractive conditions.

The limits depend on the conditions of the promotion for the current loan product. It is also convenient to pay interest - Bank transaction or by depositing cash on the card. Unlike a regular loan, cards have interest-free periods of use, that is, they allow you to use bank funds for some time without accruing interest according to the current tariff plan. If the user meets this deadline and repays the loan before the time expires, the overpayments will be 0 rubles.

Another interesting feature of this product is the ability to withdraw cash. The client can not only pay with a credit card in shops and restaurants or make purchases via the Internet, but also cash out funds through ATMs (although this is not the most correct way to use a credit card, but the main thing is the availability of such an opportunity).

Different tariffs may apply to the use of funds and their withdrawal, cash from banks. Usually, for cashing out funds through ATMs, the percentage is almost 2 times higher, but there are banks that offer cash withdrawals without interest for a set amount and on more favorable terms.

After the expiration of the grace period, the rate will be calculated from the annual percentage. As a result, the client will have to pay monthly interest for using the card. After the full repayment of the used funds, the credit limit of the card is renewed - there is no need to contact the bank again and make an application for receiving the necessary funds.

Interest is paid only on the amount actually spent. If credit funds remain on the card balance after the grace period has expired, they will not be considered the amount of the total debt. The client pays only for the money that he managed to spend on time.

TOP 5 banks where you can apply for a credit card via the Internet

We present the most comfortable loan products from popular banks that offer favorable conditions for issuing credit cards online:

Tinkoff.
Kviku.
home credit.
UBRD.
Renaissance Credit.

Each of the banks offers favorable conditions for online card processing. You can quickly fill out online forms on the site. To do this, it is enough to have a passport or its scan (photo) at hand. Registration takes place without certificates and guarantors. When meeting with the courier or when visiting the bank, you must provide an original identity document to confirm the applicant and the card will be handed over to the client.

You have to be careful, because not all banking products, especially credit, can be obtained from the age of 18 or with a bad credit history. When filling out the application, if the age of the borrower is below the age established in accordance with the rules of the agreement, the provision of a credit card with the requested limit will be denied.

1. Tinkoff

Tinkoff Platinum credit card is one of the most demanded on the market banking services products. In addition to the available conditions for providing a credit card, registration takes no more than 5 minutes. After the application is approved on the site, the card will be sent to the address of the applicant by mail and free of charge.

The following conditions apply to the Tinkoff Platinum card:

the provided limit is up to 300 thousand rubles;
period of interest-free use of funds up to 55 days;
monthly payment amount up to 8%;
free replenishment of the card balance through transfers and cash deposits.

Additionally, there is a scoring system. It is used to encourage users to make purchases using the card more actively. The cost of 1 point is 1 ruble. They can be exchanged for money in your account.

2. Kviku

Kviku virtual credit card is a new product in the banking market. It differs from other similar offers in that it is completely virtual. No need to wait for it to arrive by mail or the courier will deliver it. Immediately after the approval of the application, the user receives virtual details and can immediately start using a credit card.

It has the following terms of use:

cash limit up to 200 thousand rubles;
for any purchases cashback up to 30%;
grace period according to billing up to 50 days;
service 0 rubles;
loan payments 2 times a month;
annual interest rate is 21.9%.

The card is issued 30 seconds after approval. The credit card is linked to the mobile phone number specified during the application process.

3. Home Credit

The installment card from Home Credit Bank provides its users with the opportunity to purchase any goods in installment payments. After selecting the required object, the client is automatically calculated payments for it for a specified period.

The card has the following conditions:

for any purchases 3 months installments;
12 months installment plan for purchases from bank partners;
there is no possibility of transferring funds and withdrawing cash;
SMS alerts are provided free of charge.

If the cardholder fails to repay the amount due in installments on the value of the goods, an annual interest of 29.8% will be charged until all borrowed funds are paid in full.

4. UBRD

Credit card 120 days without interest has an extended grace period and will please you with a quick processing. You can receive a response on the application within 30 minutes from the moment of its submission.

The card is subject to the following conditions:

if the income is not confirmed - the limit is up to 60 thousand rubles and the annual rate is 32%;
if income is confirmed - up to 150 thousand rubles and an annual rate of 27%;
1% refund on all purchases;
provision of credit funds for up to 36 months.

Card, issuing completely free of charge. To receive it, you must come to the specified office when the application is approved at the location of the user.

5. Renaissance Credit

You can get a card from the bank at the age of 21. There are simple conditions for obtaining approval. One of these is the amount of official income. For residents of Moscow and the region, it is 12 thousand rubles, for other regions - 8 thousand rubles.

The tariff applies to the card:

available limit up to 200 thousand rubles;
renewable funds after the payment of the entire amount of the debt;
rate of 29.4% per annum;
55 days for purchases under the grace period.

A fee of 50 rubles for 1 month is charged for SMS notification. You can use internet and mobile banking for free.

Find a credit card with the best conditions through the site online

You can apply for a card using your passport. Express issuance of the card is carried out within 1 to 7 working days from the approval of the application. It is not worth applying to all banks to receive the required amount of funds.

In Russia, there are many profitable offers, but they may not be suitable for everyone. It is important to calculate the amount of interest for the use of funds and how much you actually have to pay per month for use, so as not to fall into a debt hole.

The most favorable conditions for using a credit card are provided by such banking products as:

Platimum from Tinkoff Bank.
UBRD - card Maximum.
Conscience is an installment card.

They have a limit of 30 thousand rubles and more. It all depends on whether the user's income is confirmed and what the amount of his salary is.

UBRD - Maximum card

In addition to the low annual percentage (27) when confirming income, the bank offers its clients to earn money on purchases. So for all operations for paying for goods, at the end of the month, a cashback of 1% is charged.

The tariff applies to the card: