Hello dear readers. In this article I will try to reveal the topic of passive income as much as possible.

More recently, a person’s interest in money and ways to increase their capital was considered, if not shameful, then definitely not deserving of approval. There was an opinion in society that it was possible only at work, and there was a very wary attitude towards all other sources of income.

Of course, then there were good reasons to believe so: a lot of people "burned out" on seemingly guaranteed and quick methods to get rich. However, fortunately, other times have come today: there are a lot of opportunities, using which, although not, but seriously improve material well-being.

What is the first thing that comes to mind when a person has a desire (or need) to have more money? That's right, extra work. This decision has its advantages (earnings will definitely increase, plus there will be no that same censure from society). However, the disadvantages that this method has in abundance (lack of time, effort, qualifications, experience, and much more) often put an end to finding additional work.

What is left to do in such a situation? Fortunately, the modern world provides an opportunity, literally without doing anything for this. The name of such a beautiful method (or rather, a whole group of methods) is passive income.

What is it? By "passive income" is meant such earnings that a person has, one can say, of course - he does not need to work or carry out any actions in order to receive it, he is on his own.

Today, one way or another, many residents of our country have passive income, and they themselves often do not realize this. Its amounts may differ: someone has only a few hundred rubles a month, and someone's passive income amounts to hundreds of thousands. The amount of cash receipts is influenced by many factors, which will be discussed later in the article.

The opportunities that passive income provides are usually underestimated. Even those who have heard about this method of generating income believe that it will not be possible to earn at least any significant amount - which means there is no reason to strain. In fact, of course, this is not the case: as I said above, some people receive hundreds of thousands of rubles a month, doing practically nothing.

Who can really benefit from passive income ideas?

Look at the list below: if you consider yourself at least one of these categories of people, then earnings for which you do not need to work constantly will definitely not hurt you.

1. You do not want to constantly work for the state or "another uncle", but sooner or later you want to put into practice your own ideas.
2. You want to retire and go discover the world, but you understand that the existing pension provision is definitely not enough for this.
3. You consider the future well-being of your family to be one of the main guidelines in life and are ready to take real steps in this direction right now.

Of course, it’s good to talk at length about passive income, but how do you start getting it? What needs to be done for this and in what direction should we work? This is what we will talk about today.

1. What is the difference between poor and rich people?

Before starting my review of popular ways to generate passive income, I want to ask you a question: what, in your opinion, is the difference between the poor and?

Did you manage? Remember your answer and keep it to yourself - it is not necessary to announce it at all, but it will come in handy in the future.

My opinion completely coincides with the views of Robert Kiyosaki, a well-known American businessman and investment specialist. So, Kiyosaki believes that the rich and the poor differ from each other primarily in their attitude towards money. What is it about? Let's understand in more detail.

Imagine two friends. One works in a good place and is an excellent specialist in his field, which allows him to get a very good job. wages. The second one does not have a brilliant education, which is why to get on Good work it’s quite difficult for him, but at the current one they don’t pay very much - almost 2 times less than a friend.

Which one is richer? It would seem that the answer is obvious - but do not rush to conclusions ...

Now let's see what expenses both friends have.

The first one (an excellent specialist with high earnings) regularly eats in not the worst restaurants - lack of time, laziness to cook and other reasons do not allow him to make his own food. In addition, he almost always gets home from work by taxi - he doesn’t have his own car (because he didn’t bother to get a license), and public transport does not allow to ride "status".

Also, the first friend regularly (sometimes several times a month) goes shopping for clothes, and not the cheapest. Why is it for him? The fact is that a person does not know how (and does not want) to restore wardrobe items at all - even if a very small stain appears that cannot be washed in a washing machine (but is perfectly removed by dry cleaning), he throws the thing into the bin and goes to buy a new one.

Okay, but what about the second friend who earns much less? Going to restaurants is a luxury for him: he visits such establishments once every few months (and even then he never eats, but takes very little), and travels to and from work by bus. As for things, he not only wears them to dry cleaning, but also tries to restore them as much as possible - sew up holes (and completely imperceptibly), reshape, give clothes a new purpose (for example, turn old jeans into shorts).

But why am I? What does food, transportation, clothing and other expenses have to do with wealth? Probably, for many of you the answer will now seem incorrect, but it is very simple - the most direct.

Why is it so? Please note: although the first friend has a very large salary, it constantly goes to him for restaurants, taxis and clothes - if you use this regularly, and not on holidays, even a very thick wallet may not be enough (which happens with the first friend, forced sometimes even to borrow from the second).

On the contrary, a friend who handles his money very carefully (spends it only when there is a real need for it) never experiences material need - the difference between his income and expenses is always positive.

That is why the first friend does not have any savings, and his friend, earning almost 2 times less, regularly (from each salary) saves some money on his deposit. For several years, a decent amount has accumulated there, which can be spent, for example, on a car, several trips to other countries or on education.

I hope that after such an illustrative example, the point of view of Robert Kiyosaki (and mine too) has become completely clear to you - The first people to become rich are those who spend less than they earn. Such people are able to limit themselves in unnecessary expenses, realizing that strategic profit is much more important than momentary satisfaction.

In conclusion, let's outline the main points in which the difference between poor and rich people is most obvious.

1. Attitude towards wealth and money. If for the “poor” (first of all, not in terms of prosperity, but in terms of way of thinking) people, money is the goal, then for the “rich” it is a means (they provide an opportunity to satisfy the need for a secure future, knowledge, skills).
2. Attachments. The "poor" and "rich" dispose of the earned funds in different ways: if the former spend them very quickly and make almost no investments, then the latter will definitely save the funds and invest them in sources that will eventually begin to make a profit.

We figured out how “rich” and “poor” people differ from each other - I think that after reading this section, many people have something to think about. Well, we turn to the consideration of sources and types of passive income.

2. How can you earn passively?

To start generating income that will always be - regardless of whether you work or not - you need to find out what types exist and which ones are most suitable for you.

Sources of passive income can be of four types, and each of them is worthy of a separate story.

Type 1. Intellectual property

Let me start with objects that are created as a result of intellectual work - literary sources, musical works, programs for various events, and the like. In addition, inventive ideas can be included here - they can be patented and have income from the sale.

How is passive income generated for intellectual property? The creator of any object described above acquires ownership and authorship rights to it. If the right of authorship is inalienable, then the first right can be sold and receive income from this.

Realization of the right of ownership, as a rule, does not occur immediately, but during some time intervals. This allows idea authors earn passive income not once or twice, but constantly - after all, this is what we strive for

Despite the fact that royalties today can be very high, this way of earning is available to very few - primarily because it is extremely difficult to invent and promote something unique and original today. However, let's keep this method in mind and move on to the consideration of others.

Type 2. Investments

Investments - investments of funds with the aim of subsequently receiving more than the size of the investment, profit.

In the minds of most people, investments seem to be something very distant, accessible only to very rich people. In fact, investing is available to anyone who has at least some free money - they are also able to make a profit.

Where can you invest money? There are many places:

• bonds and shares of companies, states
• Mutual investment funds (mutual investment funds)
• PAMM accounts
• real estate objects
• bank deposits
• business.

All these opportunities have different returns and different risks, so before choosing, you need to decide what is more important - the amount of profit or the guarantee of capital safety.

Type 3. Marketing

Marketing - promoting a certain product to the markets and making a profit from such activities.

Previously, manufacturing companies around the world were faced with the question: how to do so, to start producing more and better? Today, with some exceptions, there is no such question, and another problem has come to the fore - where and how to sell the goods? In such a difficult matter, marketing helps a lot, and you can make good money on this.

Network marketing is available to everyone today. To start earning in this way, you need very little: a small starting capital (in some cases, you can do without it) and the ability to sell goods. The bottom line is this: You take (or buy) products from the company and sell it to consumers. The difference in the purchase and final prices is your profit.

“Okay,” you ask, “but what does passive income have to do with it?”. Indeed, at first glance it seems that in network marketing you constantly need to go and offer a product in order to be purchased. However, in reality, you can do without it.

For example, Internet sites help a lot in network marketing. If you once invest in the creation and promotion of your own web resource that will advertise the product, then in the near future you will not have to do anything to sell products - customers will come to you themselves.

Type 4. Receipts from the state

Some people, having far from the highest wages and many expenses, nevertheless, live quite well. How do they do it? Perhaps it's a matter of legal literacy.

The laws of our state allow you to receive various payments from the budget. Of course, for this you need to meet certain conditions, but they are not as difficult as they seem, and there are much more opportunities themselves.

I will list only the main ways to obtain funding from the state, which can be available to everyone:

• pensions
• subsidies for utility bills
• business development subsidies (especially for small businesses)
• "Maternal capital"
• subsidies for improving living conditions (“expansion”, certificates for land, houses, apartments).

Summing up the section, I want to say that you should not be limited to only one type of sources. Ways of passive income are very diverse, and you can always work in several directions at the same time - so the income will be much higher.

3. TOP 7 Passive Income Ideas

We have considered the main areas in which you need to work in order to make passive income.

Time to move on to concrete actionable ideas - thousands of people have already taken advantage of them and today have stable cash flows with little or no participation.

Idea number 1. Own site

The Internet is an inexhaustible source of everything: information, customers, sales, goods ... You can’t list everything. The scope of the World Wide Web is so global that despite the truly huge amount of web resources, there is still plenty of room for new sites. That is why in the list of methods for generating passive income, Internet sites are at the forefront.

What does it take to become a webmaster (site owner) and start getting paid? You need:

• knowledge of marketing (not at the level of an institute graduate, basic provisions, principles and skills are enough)
• PC proficiency (you will need some special programs)
• free time
• focus on results.

If you have everything from this list, congratulations: passive income on the Internet is an opportunity for you.

In our age of typical standardized things, any unique product that has properties that distinguish it from other goods is becoming a success - its inventor is rapidly popularizing his name, and copies are sold in very large numbers. If you have an inventive or creative streak, then you can try to write a book, create a canvas or other work of art, develop a breakthrough technology.

The use of such ideas by others, as I said above, can bring long-term profit. It will come from license fees for the use of the product, the development of new solutions based on it, and many other things. Using your intellect to invent something new sometimes allows you to create a source of passive income from scratch: with only paper and a pen (in modern conditions, a computer), a writer can create a masterpiece that the whole planet will read.

But what to do if you can’t invent a breakthrough technology or paint a picture that will be appreciated by critics? Is it really impossible to generate passive income in this way?

Fortunately, it's not all bad. Today, even seemingly ordinary things, but presented in a new way, often have a wild success. A vivid example is traditional crafts: masters of knitting, sewing, pottery, weaving, jewelry earn not only on goods, but also on teaching others their craft.

I can advise fans of modern technologies, active computer users to turn their attention to the Internet. Even, telling about a person’s life, with the right presentation, “blow up” the Network and become mega-popular. In addition, you can write computer software - games, programs and useful utilities that help make modern technology more useful, understandable and accessible to excellent users.

Creating a creative product is easier than you think. Examine your abilities, talents and skills - you will surely find something unique that can be applied and turned into money. If you do your job with a soul and manage to establish a dialogue with people, then do not hesitate - a creative product will be a success.

Idea number 3. Property for rent

Surely you have property that seems to be needed, but at the same time is not used very often (or not used at all). If there is no desire to sell it, then it can be rented out and receive income from this.

What exactly is popular in the rental markets? You can donate anything:

• apartments
• cars
• equipment for repair, construction
• clothes
• furniture
• decorations
• much more.

An obvious option for most is only an apartment - they are usually already rented out by anyone who owns two (or more) apartments or owns, for example, a house and an apartment at the same time. The rest of the objects, as a rule, hang "dead weight", cluttering up the space and not giving any profit.

For example, after the repair, you still have the equipment that was bought for its implementation: a jigsaw, a puncher, or something else. Throwing away such things, of course, is a pity, there is no need to use them, and if they agree to buy, it is much cheaper than the price in the store. In this case, renting is an ideal option: as a rule, such equipment is needed only for the period of repair, and people are not ready to buy it permanently, but taking it for a while is another matter. For 2-3 leases, you can get the same amount for how many other enterprising people offered to buy an instrument.

Making the service popular in this case is quite simple: just advertise on some regional repair site. If you do not want to spend money, you can leave messages on thematic forums: they are visited entirely by representatives of the target audience, which means that the conversion will be very high.

Of course, this type of income cannot be called completely passive: you need to communicate with clients, check the performance of the leased objects. However, it is this idea that perfectly meets the needs of those who are looking for passive income on the Internet without investment. Judge for yourself: you don’t need to buy equipment (it’s already there), you can advertise for free (links on forums or the same Avito), you can meet with clients at home or in any other convenient place.

Idea number 4. Government payments

Speaking about the ideas of passive income, I mentioned that many residents of the Russian Federation have the right to receive money from the state, but do not use it. In this section, I want to talk about this possibility in more detail and give specific examples.

Who can apply for budget payments? There are several main categories:

• pensioners
• disabled people
• families in difficult situations
• families with many children
• entrepreneurs who have started their own business.

In fact, you can receive payments even when you do not belong to any of the categories listed above (although it will be very difficult to do this, even if you meet the conditions specified in the Civil Code).

Let's move on to an overview of specific types of state support.

Method 1. Childbirth benefits

The state actively stimulates the birth rate, and today families with small children can receive several payments at once:

• “maternity capital” is quite large (453 thousand rubles in 2017, while the regional authorities can pay extra at their discretion), but it is issued only when there are at least two children in the family, and it can be spent in a limited number of ways
• child benefits (paid to the mother all the time that she is on maternity leave).

Of course, the size of those "children's" that are today cannot please anyone, but for lack of more, it remains to be content with what we have. Even a small amount of money that comes in regularly and without any effort can help improve your financial condition.

Method 2. Subsidies for business development

The state is interested in developing - this gives new jobs, tax revenues, and in the future also the stabilization of the situation in the country. To this end, the authorities financially help entrepreneurs who have a business idea and a clear understanding of how to organize its implementation.

A business development subsidy is issued free of charge and free of charge - unlike a loan, it does not need to be repaid. Another plus is that absolutely any entrepreneur can apply for such financing.

Of course, the state is interested in issuing money for the implementation of only really promising ideas. Because of this, potential businessmen, in order to get money (and sometimes it is unrealistic to open their own business without the help of the state), provide many documents detailing the project, profit and payback period. Papers are considered by authorized structures, after which a decision is made (it can be either positive or negative).

Having received the money, the businessman must immediately put it into action, and then report on the costs to the institution that issued the money. This point should be taken as seriously as possible: if the report does not satisfy the inspectors, they will demand money back.

Government payments are a great opportunity to earn passive income with little to no effort. Of course, it will not be permanent in the full sense of the word (with rare exceptions), but you should definitely not ignore such a possibility.

Idea number 5. financial investments

Let's move on to studying, probably, the most serious method of generating passive income. Money- financial investments.

Why do I say so? Any investor who intends to play in the financial market must have at least the following:

• endurance, patience, desire to improve and learn new things
• initial capital.

If, as a rule, there are no problems with the first, then there are often difficulties with the initial capital. Nevertheless, it is not worth abandoning this method if there is no significant amount of money: a small capital will simply bring less profit.

Where to invest in order to start receiving passive income? There are several investment strategies that differ from each other in terms of costs, payback periods and risks. But first things first.

Method 1. Acquisition of real estate

If you have a fairly large amount on hand (several million rubles), then you can invest in real estate: an apartment, a house, production facilities.

This way of investing can start generating income immediately: when renting out real estate, tenants will pay a certain amount every month. If the value of the object has increased compared to the initial one, and buyers have appeared, then you can sell the property: in this case, you will not only have the money paid for the rent, but also the difference between the purchase and sale prices.

This way of investing is suitable for those who have significant capital and at the same time are completely averse to financial risk. Real estate will always remain in value, and price fluctuations for it are not as significant as for smaller properties.

However, I would like to draw your attention to the fact that real estate will require costs even after its acquisition: an apartment (house, production area) must be maintained, utility bills must be paid, and so on. If you do not have a clear understanding of who the object will be rented to, and the prospects for increasing its value are very vague, it is better not to use this method of investment.

Method 2. Using financial instruments

Securities, Forex markets and other opportunities to make money on changes in quotes is a great way to make money.

What are the advantages of such a method?

First of all, there is no need for a large start-up capital. Having in your pocket (or on) several thousand rubles, you can safely register on Forex and start investing. In addition, here you can very quickly increase your capital several times - stories about people who literally increased their savings by 3-4 times in just a week are by no means a fantasy.

Of course, such advantages cannot be without disadvantages. In principle, there is only one drawback, but quite significant: very high risks. Of course, their size depends on the investment strategy (you can not take risks at all - do not use financial instruments, but in this case you can not count on profit. If you want, like those people from success stories, to grow several times weekly, then I hasten to disappoint - success, even if it is, is guaranteed to dry up almost immediately.

That is why an investor in Forex and other financial markets, for example, must choose the right balance between profitability and risks. To do this, you need to be able to calculate the risks, you will also need the ability to control yourself and be calm in any situation.

Idea number 6. Network marketing

I have already talked about network marketing above, but now I want to dwell on this idea for passive income in more detail.

Selling well-known brands is a truly global process: today it is carried out by people who have nothing to do with the company itself. This happens both because of the oversaturation of the market, and because of the increase in the number of initiative, purposeful, active people who know how to sell a product even to the most intractable client.

Everyone can start earning on network marketing - including you. To do this, you need to meet all the conditions that I mentioned above, as well as be well versed in the manufacturer's product range and be ready to always meet the needs of the buyer.

Now - about what you need to know about network marketing and what methods of earning are there.

The pinnacle of many people's dreams is to create a business that brings in a steady and large income, and without the slightest intervention.

This, of course, is a commendable aspiration, but it must be remembered that a businessman can become successful only if he can understand whether the chosen direction is promising, convince investors (if he does not have his own savings) of future profits and implement the project the way it is. was intended.

Often a potentially very profitable idea “stalls” only because the author himself does not have the money to implement it, and investors are not inclined to give their funds. In this case, an online business can help - it requires significantly less investment, and the results in the future are almost the same.

What are the business opportunities on the Internet? There are quite a few of them:

1. . Even if you don't have anything to sell, it doesn't matter - goods can be bought and sold at a higher price. The Internet makes it possible not to spend money on promotion and rent of space: promotion on the Web can be practically free, and you can give out goods right at home.
2. Service. Strictly speaking, this refers to the promotion of services that are not provided on the Web: legal, medical and other consultations, as well as other types of services. If you have the appropriate education and experience, but you are experiencing problems with promotion, then the Internet is your best friend and assistant: it can be used to convey information about the service to the consumer, organize recording and collect feedback.
3. Information business. Knowledge is a capital that will always be valuable. If you have unique information about something interesting and important and want to tell people about it, then you can create your own website (or advertise on forums and other resources) and look for clients through it.
4. Distribution of information. To earn in this way, you first need to create a popular (with a large number of subscribers) page or site. Once this is done, you can contact the owners of large companies whose field of activity corresponds to the theme of the page or resource. It is quite possible that they will agree to send information about themselves through your projects, and you will receive income from this.

As you can see, it can be carried out in many directions, and the main thing is to choose exactly the vector that best suits your ideals, values, aspirations and capabilities.

4. Earn passively via the Internet: working methods

You can and should make money online. The types of passive income are vast and varied, and probably everyone who has a connection to the World Wide Web can use at least one of them today.

Before you start generating income via the Internet, I recommend answering the question for yourself: what do you want to receive? Do you want to earn a small amount quickly and without much stress, or are you ready to invest time, effort and money to ensure a stable cash flow?

If you chose the first option, then I can recommend, for example, making money on social networks or. You can do this in any social network, the work is completely easy, however, it cannot be called passive income - you will have to “scribble” daily.

If you chose the second option, then there are much more ways to earn money through the Internet, which will bring (over time) income without your participation. In this article, I will cover 7 main methods, however, there are actually other possibilities. So let's go.

Method 1. Implementation of advertising on your site

Every year there are thousands of new companies that are faced with the need to sell their products and services. In order for the world to know about them, they need to "untwist" - to advertise in all possible ways. One of the most effective places for promotion is the Internet: the audience is multi-million, and the costs are often less than when advertising in more traditional ways.

Why am I? And to the fact that every webmaster (creator and owner of an Internet resource) can have income from advertisers. It is this method that will be the first in this section.

No. 1. Contextual

Contextual advertising - showing the user the information that either corresponds to the subject of the page, or to what he was looking for on the Internet earlier. This is a great way to generate income even when the site is at the initial stage of its development. Using this method of monetization, the webmaster needs to do a minimum of things:

• think over where on the site blocks with contextual advertising will be placed (if there are errors, it’s not scary - the location can always be changed)
• register in contextual advertising placement programs (Google AdSense, Yandex.Direct).

Everything else (search for clients, advertising placement) services will do for you.

How is this ad monetized? Yandex.Direct, Google AdSense and other similar services at a certain frequency (usually once a month) transfer the webmaster's income to a special account, which consists of the total number of "clicks" on the ad. The more clicks on the link made, the greater the amount will be the owner of the Internet site.

No. 2. Selling links

The owners of other projects on the Web are in dire need of visitors - the more of them, the more successful the site. They can be promoted, among other things, at the expense of special resources involved in "trading" links.

What is the essence of such projects? They act as intermediaries between those who want to “buy” a link (pay for the link to the desired site to be on a well-known and popular resource), and between those who want to “sell” the link (place it in an article on their site) .

If your project is well promoted (it has at least 5 thousand visitors daily, although each link exchange has its own requirements), you can try to "sell" links. To do this, you need to create an account on the exchange and place your offer to potential buyers.

• "eternal" - sold immediately for the entire life of the site
• rental - are placed for a certain period, while the payment "drips" with a certain frequency.

Income from this way of earning is unpredictable - it can vary greatly depending on the subject of the site, its age, traffic, and even the time of year. At the stage of the project’s formation, it’s definitely not worth resorting to it: the danger of a “ban” from search engines is great, and then the site can be closed. It is necessary to wait at least six months, and even then register on projects for the implementation of links.

Number 3. Sale banners

How it works? The principle of operation is similar to contextual advertising: the webmaster also needs to provide a place for the ad unit (it should be visible, while not obstructing the perception of information) and place ads from employers on it.

What's the Difference? There is no intermediary in the form of Google AdSense or Yandex.Direct service - the contact takes place directly between the advertiser and the webmaster. Due to this, the profit of the site owner increases, but the number of clients, as a rule, decreases - most of them immediately apply to Google or Yandex, without working directly with project owners.

In order to sell banner advertising, the site must have comprehensive information about the terms of cooperation - terms of placement, cost, and other provisions. It is best to allocate a separate page on the resource for this, so that all the information is in one place.

To summarize, I can give webmasters who are going to receive income from advertising a couple of tips:

• you need to have good knowledge in SEO-optimization of resources and learn how to interact with advertisers (this will come with experience)
• the site should be made primarily for people, and not for monetization - uninteresting web projects are never considered by advertisers, and Google AdSense and Yandex.Direct are getting better and better at ignoring such resources.

Method 2. Affiliate programs

What ? It is a way for sellers to attract customers. It consists in the following: a company that has a product attracts other people to distribute it, promising some income from each sale.

Today, almost all major sellers of goods and services have affiliate programs - in this way they save not only time, but also money, and other people get the opportunity to earn some good money.

Finding is easier than you think - there are many ways to do it:

• place a banner on your own website (if any)
• create a group in a social network, distribute the link among its members
• buying an article in which the link is “embedded” on a third-party resource
• posting a video on the Internet with a referral link (you can show it in the video itself and place it in the description).

When participating in an affiliate program, you definitely need to find out how reliable its organizer is. There are many cases when promising and promising projects actually turned out to be an ordinary “divorce”. It is worth paying attention both to the reviews of friends and acquaintances (if they have previously participated in the program), and to the opinions on specialized Internet resources.

Method 3. Investing

To get a good profit, sooner or later you will need money - if there is no start-up capital at all, then you can’t count on large sums.

As soon as you get at least a few tens of thousands of rubles free for investment, you can start investing. This way of generating passive income, as I said above, is potentially the most profitable, but also the most risky.

What to do to reduce the risks of losing funds to a minimum value? A great way is to diversify your investment portfolio. The word is quite complicated, but in practice everything is quite simple: it means the distribution of funds between various instruments.

For example, a fairly popular portfolio in the investment environment looks like this: 40% of all funds are directed to bank deposits (minimal risks, low profit), 40% - to PAMM accounts (the risks are more significant, but the profit is greater), 20% - to others projects.

In addition, within each instrument, funds can also be distributed (for example, make not one, but several bank deposits, make several instead of the only one).

The portfolio described above is the optimal combination of risks and profitability: it provides an almost 100% guarantee of the safety of funds (if not all, then at least part of them), and at the same time gives a significant profit.

PAMM-accounts, Mutual Funds… Surely an unprepared reader has a question: “What is it all about?”. We will now talk about what investment instruments are and what features they have.

Method 4. Bank deposits

A bank deposit (or deposit) is an understandable and practically risk-free way to generate passive income. It is implemented as follows: you open a bank deposit, deposit a certain amount into a special account, and after a predetermined time period, an income equal to a certain percentage of the amount is credited to the account.

How much can you earn with a bank deposit? No - today the rates in large and well-known banks (and it is probably not worth opening deposits in others) are at around 7-8% per annum - that is, approximately at the same level as inflation. So, today, deposits help rather not to increase savings, but to save them.

However, where there is less income, there are less risks. Of course, bank failures are not uncommon today, but almost all financial institutions are members of the DIS (Deposit Insurance System). If the bank does not have the funds to pay depositors, another financial institution appointed by the DIA (Deposit Insurance Agency) will do it for it. It should be noted that only savings in the amount of up to 1.4 million rubles fall under the program.

Do I need a bank deposit in the investment portfolio or can I bypass it? Despite the very small profit, the answer is unequivocal - it is necessary. The deposit acts as a financial "airbag" - even if all other funds are lost, the money placed in the bank will make it possible not to go bankrupt.

Method 5. Mutual funds

(or mutual fund) - a complex in which there are two types of participants: shareholders (people who invest money) and managers (people who manage money for profit; often they are part of the same organization).

In a simplified form, the process of functioning of a mutual fund can be described as follows: an investor buys a certain number of shares (securities) and becomes a member of the fund. The money that was contributed to the purchase of shares is used by managers in financial transactions to make a profit. If the income was received, then it is distributed among the shareholders according to the principle "the more securities, the greater the profit."

About 10-12 years ago, mutual funds were a very popular investment method - the return / risk ratio was quite high. Today, the situation has changed quite dramatically, and a lot of fraudulent structures have also arisen, in connection with which mutual funds are usually not considered by advanced investors today.

Method 6. PAMM accounts

A PAMM account is an investment method similar to a mutual fund.

The mechanism of operation is as follows: a group of investors is gathering who do not want to trade Forex on their own, but have capital. Next, the players create a common account and search for a successful specialist who can manage this account. As soon as an agreement between the trader and investors is reached, the specialist starts trading Forex in order to make a profit.

How much can you earn on PAMM accounts? It depends on the type of trader (you can work with people who follow completely different strategies), and on his remuneration (usually 20-30% of the profit, but sometimes more).

For a person who is ready to invest money and receive income from it, PAMM accounts are interesting for the following:

• You can “enter” the market even with a small capital (from $10)
• you can choose a trader yourself, having full information about the strategy of his actions and success in previous periods
• transactions with money (crediting to the account, payments from the account) are carried out quickly (within 1-2 business days).

Of course, PAMM accounts also have disadvantages. The first (and most important) is the real possibility of losing all funds. Often even very successful traders show unsatisfactory results in certain time periods, and for many investors this is enough to be left without money.

The second is the inability to control the actions of the manager. A specialist works according to his own rules, and it is almost always impossible to make sure that he does not invest in one or another asset (which may be unpromising).

A PAMM account, despite its shortcomings, is a good way to seriously increase your capital. Allocate to it a large percentage from savings is not worth it, but include in investment portfolio there is definitely a reason.

Method 7. Venture investments

Venture investments - (or, as they are also called today, "startups"). Such undertakings differ from others in that they necessarily carry some kind of novelty.

As a rule, a person gushing with ideas does not have the money to fully bring to mind at least one of them. Because of this, he has to cooperate with people who are ready to give money for the development of the undertaking. Of course, not for nothing: if the implementation is successful, the investor who invested his money will receive a certain percentage of the income.

You can become such a person too. It is quite simple to do this: there are many “startup” exchanges on the Web that you can freely enter, register and study the proposed projects. There is an opportunity to communicate with the authors - first-hand information will help you make the right choice.

What should you keep in mind when making venture investments? There are two main points:

1. There are a lot of ideas, and it is impossible to invest in everything. However, investing everything in one “startup” is also not worth it. The best option is the “golden mean”: it is worth choosing several projects (3-4) and distributing funds between them depending on the expected development of each.
2. You will have to control how the project is going on yourself - there are no managers. During supervision, it is imperative to compare the development rates of the selected “start-ups” with each other and, if necessary, redistribute capital.

Method 8. Precious metals, currency

When choosing an investment method, any no-no-yes will look at popular and well-known methods - currencies and precious metals. Well, let's talk about them too.

Precious metals listed on various exchanges - gold, silver, platinum and palladium. Since ancient times, they have acted as a means of storing savings (and at the earliest stages of human history, they completely replaced money).

Despite the widespread belief that investing in precious metals is profitable, such savings do not bring large incomes. Moreover, they are unprofitable: at the beginning of 2016, a gram of gold cost more than 3,000 rubles, and today it barely reaches the mark of 2,400 rubles. With platinum, the situation is the same: if at the beginning of 2015 it cost 2700-2800 rubles per gram, today it is a thousand cheaper.

As for currencies, today too much volatility prevents them from being considered as a savings tool: the rate “jumps” back and forth, and it is almost impossible to predict where it will move in the near future and how much it will change. In the situation with the ruble, oil has a great influence: where the “black gold” goes, the Russian currency goes there too.

To get some income from savings in precious metals or currencies, you need to constantly monitor changes and sell / buy assets. Such activity sooner or later turns into trading, and we are talking about passive income.

The same situation applies to bonds, stocks and futures, which can be purchased via the Internet. Profitability is far from the highest, and the risks are high, so I recommend looking at other ways of investing.

Method 9. Internet projects

Finally, the last type of investment through the Internet is investing in projects on the Web.

This name, as you might guess, refers to the most common sites. I have already talked about how they make a profit in this article, so I will not repeat myself.

What is definitely worth mentioning is the payback period of investments. Depending on the subject of the resource, its attendance and the price requested by the webmaster, it takes from one to two years to return the funds. The term, of course, is rather long, but the return is significant: after this period, the project will bring substantial income, which will almost entirely be net profit.

Of course, if you have absolutely no knowledge about sites and how they need to be administered, it is not recommended to use this method - the project should not stand still, and if there are no changes in it, sooner or later everything will die out. However, even if there is a minimum of information, everything will come with experience, because the main thing is the desire not to stand still and improve in a new area for yourself.

Method 10. Passive income through social networks, YouTube

In search of an answer to the question how to create passive income? many come to social networks and video hosting sites. This step, in general, is completely reasonable - you can really make money here.

Where to get them? To increase the number of followers, you can use the following methods:

• advertise in other thematic publics - people will find out that you have a page and start reading it
• hold contests - investments in prizes (often - just a few hundred rubles) pay off many times over (“freebies”, albeit small ones, are loved by everyone)
• “wind up” subscribers (there are specialized services that significantly increase the number of subscribers for a moderate fee).
• negotiate with the owners of other "publics" - it is quite possible that they will agree to an exchange of advertising (you will place information about the partner's page on your resource, which, in turn, will give its subscribers information about your project).

True, I don’t plan to abuse the method of “cheating” subscribers - often the pages are “fake”, and potential advertisers (those who will bear money for you) will not be interested in them.

YouTube and are promising areas for generating passive income, because the number of users is only increasing year by year. If you manage to create a product that is interesting to other people (and not only information is important here - its presentation, speed, importance, and similar things matter), then the profit (mostly passive) will not be long in coming.

Method 11. Distribution of information

If you are already well “untwisted” and are looking for additional sources of money, then you can look towards the distribution of information.

At good project there are always enough readers and subscribers who do not want to miss a single update (an interesting photo, article, news or something else). It is a sin not to give them this opportunity by sending out interesting new materials, for example, to e-mail or to an account on a social network.

How is income generated here? In messages, in addition to the actual information that is interesting to the reader, you can add advertising, referral links and everything that advertisers are willing to pay for. Since messages are almost always read, additional information will not go unnoticed, which means that such advertising will be expensive.

5. Financial independence - what is it and how to achieve it?

In conclusion, I want to talk about one issue that may not quite correspond to the topic of the article, but this does not make it any less important. It's about financial independence.

What is financial independence? Personally, by this I mean complete material freedom - a person does not depend on work, he has such a passive income that makes it possible to live with dignity even without “active” earnings.

Is it real or not? Opinions are very different: someone believes that material independence is quite achievable, and tries to work in this direction. Someone thinks that such a concept is, by definition, utopian, which means that you should not even try to do something.

Who is right? It is impossible to give an unambiguous answer to this question. However, this does not mean that passive income is a pipe dream: as you have probably already seen, it is quite possible to achieve it if you try.

Remember, at the very beginning of the article, we discussed how “rich” and “poor” people differ from each other? This section is a kind of logical continuation of this topic. I want to give you some advice, following which may not lead to financial independence in the full sense of the word, but will definitely help you find the right path.

It may sound pompous, but it is true - a person who has no goals will never achieve anything. On the contrary, those who have goals will sooner or later come to a result.

Goals must be specific and realistic - otherwise it is not clear what needs to be achieved, and it is also unrealistic to achieve. In addition, the goal must be really important, otherwise there will be no motivation to achieve it.

As soon as the goal is achieved, new benchmarks need to be set. Life is a movement, and one success (even grandiose) without development will never have any great significance. It is better to move in small steps, but constantly, than to achieve a lot once and then completely stop.

Material values ​​are, of course, good, but what can they give later? Unlike them, investments in self-development will definitely pay off - maybe not in a material way, but in some other way.

Today, it is not difficult to get useful information: the Internet opens up truly limitless possibilities in this area. You can, without leaving your home, listen to lectures by the most famous motivators, businessmen, investors and wind up knowledge on your own.

Refusing this, motivating by lack of time, age or something else, is not worth it. Time, if there is a desire, can always be allocated, and the Russian people once brilliantly said about age: “Live a century - learn a century.”

The fundamental principle of a “rich” person is that income is greater than expenses.

Often people do not understand at all where they spend their seemingly large enough salaries and savings. Meanwhile, putting this business under control is as easy as shelling pears: all you need is a pen and a notebook, where all income and expenses will be recorded. If you are an active user of modern technology, then you can use office applications (Excel or something similar).

Such a simple step will allow you to quickly determine which costs can definitely be waived and how much money you will have left as a result. Excel spreadsheets (if you keep records on a computer) will also allow you to make a forecast of how much money you will have left if you live in the right economy mode for several months, a year or several years.

If expenses are still more than income, it is worth working in a different direction - it may be worth finding a new (or additional job), as well as looking for other sources of active income. Without them, at the first stages, nowhere: passive income without active (at first) is impossible, since almost everywhere start-up capital is required.

I told about where you can make investments - now it remains to apply the knowledge gained in practice.

If you do not have enough capital, and its loss will be fatal, I recommend starting only with bank deposits. The risks here are minimal, and during the time until the deposit expires, you will save up more money and will be able to move on to other types of filling the investment portfolio.

As capital increases, the portfolio needs to be diversified - to start using as many instruments as possible. At the same time, you do not need to do this at random: before choosing one or another method, you should study it in detail and only then decide whether it is worth using it or whether it is better to look for something else.

An ideal investment portfolio will generate significant returns even when the major financial markets are highly volatile. It has a lot of tools, which means that even the complete loss of one source has practically no effect on well-being.

6. Conclusion and conclusions + thematic video

Passive income is a real opportunity to secure a decent life right now, without being dependent on relatives, the state or anyone else.

There are many ideas, taking into service which, you can start to form your own passive income. Not all of them are original, but the potential is not fully used: each idea described in the article, if implemented correctly, will generate income.

One of the best places to generate income that will appear without any labor costs is the Internet. If you have some money, knowledge and a desire to develop, then be sure that at least one of the ways to make passive income on the Web is a reality for you.

However, in order for earnings without any effort to become a reality, it is not enough to implement one idea well - you need to change your mind. You need to treat money as a means of self-development, keep a detailed record of it and spend no more than you earn. Only in this case you will become a truly financially independent person.

This concludes my review of ideas, methods and tips for passive income. If you have any questions about the topic of the article, be sure to ask them through the comments. If you have something to add to the article, also write to us - real experience always in the price and interesting to users. Well, I say goodbye to you until the next interesting and useful articles!

What are the ways of passive income? Many people have heard of the concept of passive income. Many people imagine this as something magical, when you don’t have to do anything, and the money will fly into your pocket on its own. Others do not believe in the existence of passive income at all. In their understanding, there is no place for the fact that you can earn money without doing anything. Today we will analyze in detail whether there are ways to passive income, and if so, how you can get it.

How To Create Passive Income That's Right For You!

First you need to understand the very concept passive income. At its core, this is a long-term receipt of dividends from previous work or investments. At its core, it turns out that passive income is not so passive. To make a good profit, you will need to do a lot of quality work, spending a lot of time and effort in doing so. The second option is to make large monetary investments, in which case the money will work for you.

The amount of profit will depend entirely on the amount of money invested. But if you approach this process wisely and create several sources of passive income, and gradually increase the most profitable and successful ways of them, then at one fine moment it will be possible to completely abandon active income. If you want to switch immediately to passive income, then you need to operate with very large amounts.

passive income methods. Top 15 ideas for quick money!

Today we will consider a fairly large number of ways to receive passive income that will suit all categories of people. Everyone will be able to choose several ways of the most interesting and suitable specifically for him.

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REIT investment. Money work for you!

REITfunds are a type of mutual funds. The main direction of such organizations is work with foreign real estate. The principle of operation is quite simple:

• - The management company creates a common fund and attracts investors to it.
• - In the future, commercially attractive real estate is acquired.
• - Income from the sale of real estate and renting it out is divided among all participants in the investment fund.

The simplicity and transparency of the work of such REIT funds ensures their efficient operation.

Traditionally, real estate is considered one of the most reliable assets, which not only does not lose value, but over time, the price only grows. All this ensures the attractiveness and reliability of such investment methods.

If we talk about passive income, then a lot depends on the specific fund and its conditions. Taking the largest Russian fund REITINVEST , then we will see the following conditions:

• - Deposits are made in British pounds.
• - Payments are 5-7%, depending on the amount of the deposit.
• - Payments are also made in British pounds.
• - Shareholders of the fund, whose investments amount to more than 10,000 pounds, are given the opportunity to use the resort facilities of the fund.
• - All fund participants are exempt from real estate taxes.

The offer is quite interesting for anyone who wants to receive a high, stable income in a reliable foreign currency. For more details, you can follow the link https://reitinvest.top/.

Minimum costs! Create your own blog

The previous method requires you to make a financial investment. But what if you simply physically have no way to tear off part of the funds from the budget? You can try to create your own blog and lead him.

At first, the costs will be minimal and absent altogether. You can take advantage of free offers, of which there are a fairly large number on the Internet. All this is not the main thing, the main thing is what will be in your blog.

You must be able to write beautifully and interestingly. It is necessary to choose not only a relevant topic, but also to present it in such a way that it would vividly interest the reader, so that it would be interesting to him. The most striking indicator of this will be comments and discussions under your blog.

If you manage to interest readers and get a permanent audience. Then you can start monetizing your blog, there are a lot of ways. It can be both direct advertising integrations and displaying advertising banners.

If we talk about any specific amounts, then it is quite difficult to estimate the income of the most popular bloggers. But you can go in and see how much they charge for advertising or mentioning themselves in an article. The amounts there will be very large.

This way of getting passive income is suitable for those who have something to talk about, who want to write and who have time for this. In any case, the method is very interesting and attractive and does not require any cash costs at the start.

bank deposits. Income deposits

If we talk about passive income, then it is impossible not to touch on the most popular and most affordable way - bank deposits. Almost everyone has their own bank deposit: salary cards, credit cards, savings for a rainy day. Just now Russian banks began to introduce such a thing as an account balance. As a rule, it fluctuates around 2-3% for ordinary debit accounts. This is extremely a small amount, let's consider whether it is possible to get higher interest from banks.

You can get them, and they are available on special profitable deposits. Yes, there are a number of restrictions on such deposits, for example, simply withdrawing your money at any time may not work, you should always remember this. Let's see what kind of passive income you can get from such bank deposits:

• - If we talk about deposits in Russian rubles, then the average interest rate is from 7.5 to 9.5%.
• - Deposits in more stable currencies have lower interest rate. It ranges from 1 to 4.5% depending on the currency and bank conditions.

In general, bank deposits are a fairly reliable way to get a stable income. But when compared with REIT funds, in order to make a profit at the level of mutual funds, you need to invest much more money.

Popular Internet way! Create your own video blog

A little higher, we examined the possibilities of a text blog, but video blogs are no less popular on the modern Internet. Unlike their textual variants, they require a much more serious approach:

• - You need a good camera to shoot material for your blog. A few years ago, a good camera from a phone was enough, but in modern realities it is no longer suitable.
• - You have to pick up interesting material, which is sometimes more difficult than with text blogs.
• - In addition to the fact that you should be able to write scripts for your videos well, you should also be able to speak well and beautifully.

You can choose any topic for a video blog: games, travel, health and beauty, music, movies. There are a lot of options.

If we talk about possible earnings, then here you can operate for more than real numbers provided by YouTube. According to these data, the largest earnings of a video blogger amounted to more than 50 million dollars, if we talk about the Russian-speaking segment of the Runet, then the maximum earnings are about 10 million dollars. All these figures do not take into account direct advertising integration, which is quite often present in the video.

Highly liquid shares. Investment

Speaking of passive income, one cannot fail to mention securities, and more specifically, shares of companies. A lot of films have been made, a huge number of books have been written. And in fact, anyone can earn on highly liquid stocks.

The principle of earning is quite simple. Such companies have a high capitalization, while showing constant stable growth, thereby ensuring an increase in the price of their shares.

It is rather difficult to name any figures, since this market is influenced by a large number of different factors. It is simply impossible to predict them all. At some point in time, the shares of such companies may show rapid growth, in which case the income may be 15-20%, but after a while a sharp decline may begin and you will lose 5-10%.

In order to protect your passive income from such fluctuations, it is worth working with shares of several companies at the same time, this will secure your money. Professional investors call this risk diversification. In this case, you can count on a stable passive income of 5-10%.

Get a good shot! Earnings on photos

This may seem surprising to many, but you can really earn money from your photos by receiving passive income. It should be understood that your family photos can be very good, but no one will pay for them. First of all, we are talking about professional photographs.

There are several services that provide the opportunity to post professional photos. In the future, they can be used in various print and online publications. And you will receive the deductions due to you for this.

In order to make money in this way, you need to have high-quality photographic equipment and the talent of a photographer. In this case, you can fully realize yourself - Do what you love and earn passive income from it. There are many photographs that brought millions to their owners, just enough to catch a good shot.

Renting out real estate. From passive income to reliable investments

As mentioned above, real estate is one of the most reliable investment assets. You can earn passive income from real estate on your own. There are several options here:

• - Rent out real estate that you own. Most often these are apartments inherited.
• - If you have a large amount of free funds and can invest them in construction new real estate or purchase on the secondary market. In the future, it is also rented out, and you receive passive income.
• - Sublease work. Here the principle is quite simple: you can rent large areas and rent them out in parts on more favorable terms. For example, renting a floor in a shopping center and renting out shopping pavilions separately. In the case of residential real estate, this has a slightly different connotation. The apartment is rented for a long time, and rented by the day.

The first method can be called ideal, since you do not need any financial investments. In the second, you will have to spend quite a serious amount, but you can consider this a long-term investment, since gradually the apartment will pay for itself and you will gradually begin to receive only net income.

If we consider the option of subleasing, then calling it a full-fledged way of passive income will not work, since you will need constant work: finding customers. This can already be considered an active business. But with a successful scenario, this whole process can be minimized.

Income at the limit of risk! Earnings on bets

Sports betting, as such, cannot be called a full-fledged passive income, it is more gambling entertainment that helps to experience the thrill and at the same time earn money. But people who approach this issue with a cool head can earn good money.

There is such a thing as betting surebets. These are bets on a match in which, regardless of the outcome, the player remains in the black. Let's look at a simple example of how this works in practice. Bookmaker 1 gives odds of 2.1 for Team A to win. Bookmaker 2 gives odds for Team B to win of 2.05. Regardless of the outcome of the match, team A or B will win, the bettor will be in plus 5 or 10%, depending on the outcome. The process is described rather crudely, but it captures the essence.

In order to consistently make money on surebets, you need to be well versed in many aspects:

• - the rules of the sport you are going to bet on;
• - rules for accepting bets in each bookmaker's office;
• - rules for calculating results.

Not knowing one of these points can lead you to lose all your savings. In addition, you need to have a large enough amount to be able to safely work with betting surebets. But for a knowledgeable person, this can be a good source of passive income.

Credit funds. Loans to organizations and individuals

Another type of mutual investment companies are credit institutions. The principle of operation is similar to REIT funds, only investments will not go into real estate, but into loans to various organizations and individuals.

If we talk about the profitability of this method, then a lot depends on who the organization works with and in which country, but in general, approximately the following conditions are offered:

• - For ruble-denominated funds, the yield is 10-12%.
• - For funds in foreign currency, it is significantly lower from 3 to 7%, depending on the currency in which loans are issued.

The only thing to remember when working with credit companies is liquidity in such companies is below average. If you decide to leave the fund, it may take some time for you to receive your assets. Since, unlike real estate, loans are not always so easy to sell to other credit organizations. But in general, credit funds provide their shareholders with a stable passive income.

Creative flight of thoughts! write a book

Is it possible to receive passive income with the help of your creativity - definitely, yes. You don’t have to go far, just remember the author of the book “50 Shades of Grey”. I want to remind you that initially it was a fan craft based on Twilight. But over time, it grew into an independent work and received a multi-million audience. And the author has multi-million dollar royalties.

But how can a novice writer make money on this? Everything is quite simple, there are a large number of sites on the Internet that will publish your works. You can earn income from reader donations or set a small fee for downloading the electronic version. You can also place your works in stores like Google Play.

The next step is to work with publishers. With successful publication on Internet resources, you yourself may be offered to publish in print, as was the case with the Metro 2033 book, but in most cases this will be an independent search for a publisher.

In any case, this way of passive income is only suitable for creative people who really love to write. For others, it may simply result in a waste of their time and effort.

Bonds. Long term passive income

Bonds are another type of securities. These are debt securities, but the main difference from stocks for us is fixed constant payments. At its core, bonds are a hybrid of securities and bank deposits.

That is, you will have securities on hand that have their own value, while you will receive fixed interest from them. In fact, the pricing mechanism is quite complex to calculate. But before you buy bonds, you need to carefully study them, as they are of several types:

• - Bonds that can be easily traded on the market. This is the most convenient option, since in addition to receiving interest, there is a chance to profitably sell such loans.
• - Bonds that cannot be traded, but the borrower can redeem them at any time.
• - Bonds that can only be redeemed at the end of their term.

Therefore, if you buy the last type of bonds for a period of 30 years, you will be able to receive your assets only at the end of the term.

Let's look at the issue of payouts when they occur. If the bonds are issued for a period of up to one year, then the interest is paid in a lump sum along with the receipt of the principal amount. If the bonds are issued for a period of more than a year, then interest payments occur twice a year.

Become a teacher in your favorite field! Create your own online courses

Every person is an expert in some field. And why not try to earn income from it. There are several services on the Internet that allow you to monetize training courses. These can be courses in cooking, programming, trading on the stock exchange, embroidery - any topic can be in demand. But there are several factors to consider:

• - Your courses should be interesting and in demand.
• - The information should be interesting, useful and easy for your listeners to perceive.
• - Everything should be designed accordingly: video and image quality, competent texts, the presence of all kinds of checklists.

One well-designed training course can bring you passive income for a long time.

Currency speculation. Forex trading

Buy low, sell high is a basic principle that applies to any kind of trading. But he acquired his ultimatum appearance on foreign exchange market Forex. Many have heard and know very well how such a system works. But for those who don't know, let's give a more detailed explanation. Unlike banks, where the exchange rate is fixed for a day, in the Forex market all changes in rates occur in real time. During the day, one currency can manage to go a few points into plus, and then sink by the same amount. It is on this difference that the earnings of speculators are formed.

You can trade for the long term, you can constantly engage in speculation during the day. But the Forex market lives according to its own specific laws, in order to learn how to consistently trade in a plus, you need to study it for a long time. In order to make your income truly passive, you can use the services of professional traders. They will take care of your account, trading currencies for you, while receiving a pre-negotiated reward.

Speculation in securities. Price difference income

We have already considered securities as a way to receive passive income. But speculation implies a radically different approach to this issue. In this case, we are not interested in the growth in the value of securities in the long term. Speculation means making a profit on the difference in rates. Anyone who decides to make money on speculation is faced with a choice:

• - engage in speculation yourself;
• - entrust it to a professional broker;
• - invest in mutual funds specializing in working with securities.

We will not consider the first option, within the framework of the topic of passive income, since independent trading involves a large amount of time. It cannot be called full-fledged passive income.

A professional broker undertakes to trade for you on the stock exchange. You won’t get a fixed income, but if you are interested in a higher income, then perhaps this method will interest you. It is worth noting that experienced brokers start working with at least $10,000 deposits.

The third method is suitable for those who like to receive a stable income. The mutual fund employs many professional brokers. The failures of some are compensated by the successful transactions of others, which provides a stable passive income.

Invest in a young business! Venture investments

This is an investment in a young business. In fact, you not only create a reserve for the future, providing yourself with a full-fledged passive income, but also become a real investor.

In modern realities, the vast majority of venture investments are startups. A group of young, entrepreneurial people have an idea that will make a profit, but they do not have the funds to finance its implementation. They start looking for investors through various platforms and find them quite often.

If you want to try yourself as an investor in a real business, then you have two options:

• - independent work with startups;
• - work through venture investment funds.

The first option implies the possibility of making a big profit if the project "shoots". However, independent investments involve a much higher risk.

If you really want to organize passive income, then it is worth working with venture capital companies. They will not be able to provide you with such a high income, but at the same time you will receive your 5-10% consistently.

Conclusion

We reviewed 15 various ways receiving passive income. Some of them are very reliable, such as REIT funds or bank deposits. Others have high risks, but can bring big money. And the third are aimed at the realization of creative potential. In any case, passive income at an early stage involves time or financial expenditure.

Top ideas for making money from passive income and various ratings are specially published for my partners and readers. Today I have collected the most effective tools, told the world practice of working with tools and described popular sources of profit.

In an article about where to start, what amounts you can receive initially and how to provide for a constant flow of money without personal participation.

With the development of both technologies and the market for offers, there are a lot of ways to move the vector of attention from active income towards passive income. I note: with a competent approach, you can combine them, choosing your favorite business to do, and at the same time not worrying about whether there will be means for living and for obtaining financial freedom. I'll tell you how to do it, especially since I have tested many of the tools myself.

Passive and active types of income

The main feature of passive income is that ideas, having been realized, allow you not to take a direct part in receiving money. Thus, accruals come without time effort or work. In one of my articles on the blog, I already clarified what investments are, and in most cases they consider them to be a classic example of such income, and are included in the rating of the most popular tools, occupying solid places in the top. Active income requires constant physical effort, intervention, control over all processes, and the availability of profit, and in some cases its size, directly depends on this.

Why do we need passive income and what is it

This is a method that allows you to profit from the work of previously prepared capital, and passive income got its name from the fact that it does not require direct active actions on our part. Essentially, such a tool can be represented as:

• main source;
• additional source.

As a rule, at first its role is just secondary, but over time it is possible to turn it into a basic one, covering all waste.

About what dividends are, how to receive them, where to invest for profit, ready-made material on the site. But this is not all explanations of the concept. Pat Flynn, investment guru, claims that there is only such a passive income that works without investments in networks with daily or weekly payouts. To do this, he proposes to create platforms that turn our time into our money.

Sources and types of passive income

• online;
• physical, material.

It is also customary to distinguish between instruments that require a preliminary investment and without them. About how to establish a stable income on the Internet without investments already published ready-made material. Among the main sources of passive income, it is customary to single out 3 positions, depending on which particular method of obtaining initial capital underlies and the method of accruing profit:

• investment;
• marketing;
• intellectual.

I propose to consider each in more detail.

Investment passive income

The tool requires preliminary investments, for example, in projects, a business, some contractor, real estate at an early stage of construction. For readers of my GQ Blog Monitor, this is associated with investment sites, which I often add for acquaintance. Here you can get an average of 500 rubles a day in different currencies, and due to activities on the Internet, regular control over all stages is not required, and passive income is available from different parts of the world.

It is important to follow the rule: the more projects, the better, correctly assess risks, invest not the last and not borrowed funds rational distribution of deposits.

Marketing passive income

The main task is to create your own structure in business, including MLM. While the business is gaining momentum, you can bet on other earnings, because some sites offer watching short videos to receive from 1,500 rubles a day and more. This method is relevant when the distribution of your company occurs via the Internet. Among the popular sub-directions for the marketing type, I will focus on:

1. creating and selling a franchise;
2. work with rent and sublease;
3. advising or offering a product or service.

Intelligent passive income

With the development of passive income, working tools increase, and then ratings and tops are formed, for example, among intellectual methods. A typical example: a person has written a book, published it, and continues to receive royalties. But the works are gradually losing popularity, and sometimes after a couple of years, once a bestseller is no longer needed by anyone. Among other popular options for receiving royalties, there are:

• role in a movie, TV series;
• writing words or music for a song;
• using your own name in advertising.

Partially, earnings on games without investments can be attributed to this type, because it is necessary to overcome obstacles in an author's way, reaching a new level.

How to create passive income - the best ideas

The best ideas on how to turn passive income into a main one, more than one rating and top has been formed, while it is practical that you can learn the most suitable and necessary from everyone. From my own experience, I recommend working with several directions, but first you should bring one to the proper indicator, then take another way to work.

I consider it wise to combine options with and without investments, because the profitability where you invest is an order of magnitude higher. The choice of ways to passively earn money on the Internet without investments for different ages with the withdrawal of money allows you to start making a profit even as a teenager. It is always worth developing and not forgetting about your favorite business. I offer the best ideas for making money, time-tested.

Creating your site

On your site, you can sell goods, engage in mediation, blog, and even organize your own online store. It is important to provide for its occupancy, to do everything to regularly increase attendance. Additionally, you can consider making money on the Internet using various programs, for example, affiliate programs. There is also software that allows you to make a profit for completing tasks: solving puzzles, entering captcha; some services offer to do this for you automatically.

Sometimes it is worth re-qualifying your site a little to achieve success or make an additional product or service based on it. Michal Szawranski has been running his blog on how to make money jakoszczedzacpieniadze.pl for a long time, but he managed to promote his site in just a couple of days, when he prepared a printed version of the book with the tips outlined on this blog. The main site for monetizing your own resource is google adsense.

Network Marketing (MLM)

The task of this direction is to attract new customers and expand the affiliate network. Attracting new people can occur through personal contacts, or through sites. As a rule, investments are initially required, but small, for example, for the purchase of the first batch of goods. Such passive income has too many pitfalls and puts forward quite serious requirements in order to make money on the Internet, so they often choose methods without investments and invitations with an income of 500 rubles per day. Medicines, cosmetics, household chemicals and so on are promoted in a similar way.

Renting property (car, real estate, equipment)

This is the top in the ranking of the most popular ways of passive income. It is enough to buy a car, a moped, residential or commercial real estate and rent it out to customers. Recently, it has become popular to rent equipment, as well as places in beauty salons, advertising platforms.

The main task: not just to accumulate capital and buy a material base, but also then find a regular client for it.

The most demanded direction is real estate, since contracts are drawn up for a long period and from a financial point of view, this is quite profitable.

Investments in securities, pamm accounts, banks, mutual funds

In the rating and popular tops, investing in banks, PAMM accounts, working with securities (bonds, stocks) are effective ways to get such income. Among the advantages: low risks, a large selection of investments, the ability to invest small and large amounts. Among the minuses is not a very large percentage of accruals, which means that only such an instrument is not always enough for life, especially if the needs are too large. Also, this list can be replenished with index funds for cooperation, but in this case I would recommend betting on trust management.

Own business

When your own business is promoted, has a constant flow of customers, it brings passive income, and in 2019 this direction does not lose popularity. You should not assume that a business at the initial stage will immediately bring profit, until it requires new reinforcing investments, constant monitoring and physical presence, a lot of time will pass. In order to unwind, it will be necessary, and at the same time look for other ways to reach new customers.

Pros and cons of passive income

Initially, I will consider the positive aspects of such a profit. First of all, it is freedom of action, and besides this:

• the opportunity to engage in another direction;
• time for family or hobbies;
• free planning of the day.

The negative side of passive income, which, for example, brings 50,000 or more rubles a month, is that it greatly relaxes and removes the motivation to develop and improve. Among the additional negative factors, I will highlight:

1. the need to accumulate start-up capital for investments;
2. a fairly substantial risk;
3. you need your own experience or trust management to manage money.

Many factors depend on where to invest your money: how much you earn and what risks you face. In my article I give more detailed recommendations.

What is not a source of passive income?

If I made up a personal rating or the top ways of passive income, I would never include a lottery in it, since it is difficult to predict when you will win and whether there will be a win, to set its fixed size. Secondly, this is working with video (shooting, editing), as well as photographs and putting them up on depositphotos or another popular shutterstock resource. Sometimes such work can simply be done for the future without determining the cost and time when it will bring income. Also, I would not attribute earnings from watching ads and videos to such a simple form, because it takes our time, although it can bring a good income. Plus, “I received money from renting an apartment” “Money from renting an apartment was received by me” sounds different (the first, of course, is closer to us), but carries the same meaning.

Financial freedom is the result of passive income, selected instruments from the rating: top places and below, allowing you to develop and systematically increase capital. Among the main recommendations for achieving this state, I will highlight:

• diversification;
• work with methods of different levels of risk;
• consideration of additional sources, for example, passive income on various sites on the Internet with stable payments and without mandatory investments.

A rough plan for expanding passive income tools, taking into account the time and effort spent:

Way	What to do?	Average profit per month
Rental of real estate, cars, equipment	Find a client, sign a contract	From 100 dollars a month
Own site	Create a platform, work on its improvement	Depending on the topic, the number of visits per month
Clicks, captchas, puzzles	Parallel ways of working, requires regular execution of tasks and withdrawal of profits	With regular work from 50-70 dollars
Business investment	Medium or long term payback	From 10-15% after the project goes into net profit
Bank deposit	Enter into a contract	3-7% depending on the bank, terms, currency

Everyone chooses monetary freedom for themselves: 1,800 rubles a day is enough for someone, several times more for someone, but options are considered only without investments, but one thing is important - income must be stable and regular.

Summing up, I’ll clarify that today there are many ratings and top popular tools for different clients depending on the size of the initial capital, but they all have in common that passive income is the result of people who can think and managed to establish cash flow from different sources without personal direct participation.

Many of them are concentrated on the network, so my article about the top sites for making money on the Internet will be useful to those who are just discovering passive income or have been living for this article of cash receipts for a long time. Today, you can use not only PCs to earn money, but also smartphones to work on the Internet without investments, and the best offers are available at globus-inter.com. Traditionally, I wish everyone that passive income only increases in size and expands in types, and the profits received are enough to do what they love.

Greetings! Today I'm starting a new series of articles on personal finance. I'm sure a little motivation and useful life hacks won't hurt anyone. Let's start!

I believe that sooner or later each of us must reach a level where you do not work for money, but money works for you. Unfortunately, in Russia this is not taught either in schools or in economic universities.

But it's actually easier than it looks! And today we will talk about how to organize passive income in Russian realities.

The beauty of passive money is that it no longer depends on our efforts.

Take for comparison the income from employment. Let's say a home appliance sales manager. His monthly income consists of two parts: a fixed rate plus a percentage of sales. By the way, you can earn very decently at such a job. But! As soon as our conditional manager stops selling vacuum cleaners and washing machines, his income drops ... to zero.

Every working day, he exchanges his time and effort for a monetary equivalent. He stopped straining (he fell ill, quit, took to drink) - the money stream immediately dried up.

Employment is a classic example of active income. That is, income that directly depends on the efforts made by a person (like riding a bicycle).

By the way, freelancing and private entrepreneurship are also classified as active ways of earning. Their difference from employees is only that freelancers and individual entrepreneurs work for themselves: they plan the working day, look for clients, advertise, buy goods, pay taxes, and so on.

But the way to get a regular income remains the same: freelancers and private entrepreneurs exchange their time, effort and nerves for money. As a rule, at a more favorable “rate” than office managers, but you still can’t relax.

What is the difference between passive income and active income? A more favorable "exchange rate" of time and effort for real money! If the conditional exchange rate for an employee is 1:1, for a small entrepreneur 1:2, then a good passive source gives a return of 1:50 or 1:100! You work on creating a source of income once, and then the money drips constantly and without your direct participation!

You sleep - the bank account grows. You are on vacation - the electronic wallet is replenished. You travel - and the money only becomes more (well, or at least not less). Ultimately, the attitude towards work changes. Such an autonomous source makes it possible to work for the sake of self-realization or pleasure, and not in order to survive ...

Types and examples of passive income

For Russia, several types of passive income are relevant. In fairness, I note that abroad there are much more options. But we also have plenty to choose from!

Financial (investment)

This is perhaps the easiest way to secure a consistent source of payouts over time. The principle is simple: we invest in various instruments, receiving benefits in the form of interest and dividends.

There are a lot of options for investment income (including on the Internet): bank deposits, mutual funds abroad, securities, as well as income from real estate or car rental.

I want to dwell on securities in a little more detail. In fact, there is a whole article about this tool on my blog, but if you sum them up, then there are only two main types - and bonds. The first ones are a more risky option, but with their help you can earn more. Let's talk about them in more detail.

Dividend shares

Few people know that stocks are not only a tool for speculation, but also an excellent asset for making money: passive and regular. Russian companies have been paying dividends to their shareholders for a long time. On average, the size of dividend payments is now 3-6% per annum. But on the market you can find a bunch of offers and more interesting - 8-10% or more (for example, MTS, Surgutneftegaz, M-Video).

Source: Larisa Morozova

The development of the company guarantees the growth of dividends. And you, as a shareholder, get a "piece" of a promising company and a share of its profits on an indefinite basis. By the way, this approach to shares is also called.

Bonds

For those who prefer a stable interest (mind you, higher than the bank!) and a low level of risk, .

About 95% of bonds of Russian and foreign companies provide for the payment of coupon income (most often, twice a year). Bonds are a great alternative to bank deposits. They provide a slightly higher yield with the same or even higher level of reliability. Provided that you invest in high-quality, and not in "junk" bonds!

Intelligent, including online

This option implies the presence of creativity and minimal creativity. This includes copyright for a book or logo, or a patent for an invention. It is clear that classical intellectual income is not suitable for everyone and it will not be possible to tell in a nutshell how to create it. But I'll give you a couple of ideas.

On the Web, “tutorials” are sold in a variety of formats: books, video tutorials, personal consultations, webinars, courses, and paid access to materials in closed groups.

Naturally, all passive income on the Internet is associated with the creation of sites or services. Therefore, in order to start receiving such income, you first need to acquire your own project. Let me expand on my idea in more detail.

Participation in affiliate programs

Owners of promoted blogs and sites can passively earn on affiliate programs. In my opinion, this is one of the best income options on the Internet. The bottom line is that when you go and order a product / service via a link from your site, you receive a percentage of the purchase in the form of an affiliate reward.

It is clear that the theme of affiliate programs should correspond to the direction of the site or Facebook group. For example, a "children's" site can put affiliate links to online stores for children's goods, books in the "Labyrinth" or paid courses for young mothers.

In terms of profitability, affiliate programs are also very different. Someone pays more, someone less. Some charge affiliate remuneration honestly, others strive to deceive. Everything is like in life.

Therefore, it is better to select options on specialized sites - with descriptions and ratings of companies. Sometimes a relevant topic is suggested by a forum on investing in the Net. Don't forget to carefully read the reviews about the program!

Create online courses

Each of us is an expert at something. Try to create an online course on "your" topic. Other options for tutorials: video tutorials, e-books, audio files, checklists, interviews with experts, webinars.

1. The course title should display the result. For example, "Your first book in three months"
2. Break a long video course into several short podcasts on topics up to 15 minutes long
3. Consider the "clip perception" of the modern audience: less philosophical reasoning, more vivid images
4. Take care of a beautiful “picture”: background music, catchy intros at the beginning and end, infographics and slides
5. Provide feedback. Courses with homework checks usually cost more, but also take up more of the author's time.

Reviews on sites

Bonus point. I warn you right away that earnings on review sites will be scanty. Very few can boast of an income of even 1000 rubles a month. Yes, and to call this way of earning "passive" can be a stretch.

Who will suit?

1. Those who plan to master the profession of a copywriter and want to earn money writing texts. IRecommend and Feedback is a great opportunity to learn how to write short commercial texts with a catchy title
2. For those who still do not believe that you can make money on the Web. According to my observations, more and more money from real life "flows" into the Internet. And the winner is the one who will be able to use new opportunities before the rest.
3. Those who consider themselves an expert in one of the areas. If you are well versed in car accessories, natural cosmetics or books - share your opinion with others. Usually experts like to talk about what they know a lot about. So why not do the same for a reward? Albeit symbolic.

Marketing income

The point here is that you create a brand or commercial structure, which over time begins to work for you.

A typical example: a built-in MLM network or your own recognizable website. If over time your name becomes a brand (at least at the level of a YouTube star), then additional income is guaranteed through participation in advertising projects and affiliate programs.

“Getting a plus” by trading Oriflame or AVON products is not for everyone. But bring out own website in 6-12 months for an income of $100-200 is quite real! The site owner can earn on affiliate programs, on placing paid advertising articles, on contextual and teaser advertising, on selling links and much more.

Where to get money to create sources of passive income?

Unfortunately, everything in this life “from scratch” and “without investments” happens only in advertising. In principle, everything is logical: in order to “persuade” money to work for yourself, first you need to find this very money somewhere and invest it successfully.

Even in the fairy tale about Pinocchio, Alice and Basilio did not promise that money would grow out of nothing on the field of Fools. Pinocchio had to plant five gold trees in the ground and constantly water them.

All sources of passive income require an initial investment. In MLM, you need to buy a minimum batch of goods. In website building - pay for a domain, hosting and specialist services (design, copywriting, promotion). To create a high-quality educational product, invest in brand promotion.

So, where can you get money now to secure your future in the long run?

There are only two options (and no one has yet come up with a third): increase income and reduce costs. Better yet, do both at the same time!

We increase income

It's not just about finding a second job or part-time job (although that's a good option too). “Extra” money to create passive sources of income can be found in the most unexpected places.

For example, make at home general cleaning and put up for sale (say, on Avito) all the things you personally do not need. Here is a sample list: branded clothing in good condition, baby products (toys, strollers, cribs), digital and household appliances, collectibles (stamps, coins, old books, records).

You will be surprised how much "money" is just gathering dust in your apartment or country house. Do not spend the proceeds from the sale, but immediately place them in assets!

Well, of course, no one canceled the 10% rule. One tenth of all cash receipts should be used to create passive income. As Bodo Schaefer writes in his book The Path to Financial Independence: “You will not notice a loss of 10% per month. You will live either as well as before, or just as badly.

Yes, and one more important point! In the process of creating a new source of income, it is much more important not the size of the "replenishment", but their regularity! And until you reach the level of income you set (1,000 rubles, 10,000 or 100,000 per month), you cannot spend your savings for personal purposes!

We cut costs

People came up with ways to save money on a wagon and a small cart: sales, discount sites, wholesale purchases of products, energy-saving light bulbs ... There are so many options that I decided to write about saving.

And now I just want to, so to speak, set the start.

First, close all debts and loans (especially interest-bearing ones) as soon as possible. Debt is like a boat in the middle of a lake that suddenly starts leaking. You spend all your energy on bailing out water and not drowning (in our situation, making monthly payments with interest). And you and I need to move forward, towards, and not spin in one place! Loans and debts are shackling hand and foot, and sooooo much slow down in development.

Second, buy yourself a diary for the past year (or a regular notebook). And every day record income and expenses down to subway tickets and a cup of coffee. For convenience, divide expenses into categories: "Food", "Entertainment", "Nonsense", "Auto", "Communication" and so on. I promise that at the end of the "reporting" month you will be very surprised by the results.

The program not only allows you to record your spending, but also provides a ton of useful analytical information for your operations: income, monthly charts, various spending scales. Well, the paid version will allow you to keep one budget for the whole family!

For example, you and your spouse keep track of the coinkeeper together, each from their own mobile device. As a result, all data is synchronized and you can always find out how much money is from family budget spent "on cosmetics" or "at a bar with friends."

And which ones do you prefer? Subscribe to updates and share posts with your friends on your favorite social networks!

How to create passive income - 14 working ways + 12 tips for beginner businessmen.

To answer the question: how to create passive income, you need to understand how passive income mechanisms work, how money is accumulated in the account, and also what to do in order to start earning money without investing your time and effort?

Features of creating passive income and its difference from active

The main difference between passive income and active income is that it does not require investment of time and labor.

Money comes into the account by itself.

Of course, in order to ensure that profits enter your account, you will have to make an effort, but they pay off and bring money in the future.

Active income requires constant work, visiting the workplace and fulfilling one's duties.

To receive passive income, you need to perform certain actions once to receive it.

Receipts will occur over a certain period of time.

To get rich, you must have at least 1-2 sources of passive income, in addition to the main income received from a full-time job.

Many talk about this in their books and interviews.

When creating several sources of profit, you can completely leave your work activity “to your uncle” and start your own business.

How to Create Passive Income: 14 Best Ideas

Create your own website or blog on the Internet and promote it.

In this case, passive income is achieved by paying for advertising.

On average, on one site, a beginner can earn about 12,000 rubles.

And you can sell a site where the total number of visitors exceeds 5,000 people for 200-250,000.

You can not only earn passively on this, but also build a highly profitable business.

An alternative to the site is maintaining a VKontakte group.

One, well-promoted group can bring the owner from 8 to 15,000 rubles a month.

What if there are five such groups?

Sale of own seminars and training courses.

This option is suitable for those who graduated from a higher educational institution and have a diploma with the right to teach.

The hardest part is recruiting listeners.

However, if the topic is interesting, people will find you.

To write a book.

The royalties from the work go to the author until the book is withdrawn from sale.

Create an intellectual product.

For example, a computer program.

By obtaining a patent for it, you can also receive regular royalties from sales.

Or a car.

Even a one-room apartment can generate income comparable to the average monthly salary of a citizen in Russia.

Renting a salon, a hairdressing place.


The average price of one seat in a salon per month is 8,000 in a small town, and a salon is more than 20,000 rubles.

1. Government payments.

   They can be received by the disabled, large families or people who have retired due to age.

   Bank deposit.

   Investing money in a bank against a deposit is not a great passive income, but for the most part allows you to save money.

   However, nevertheless, with a large amount it is quite possible to receive not at all superfluous 3-10 thousand per month.

   Sale of securities and mutual funds.

   A good option for a long-term investment of capital with a view to making a profit.

   However, it must be approached very carefully.

   Gather all the information on the organization in which you invest your money.

   The income from shares becomes large only after about 7 years have passed since their acquisition.

   Own business.

   A very good option for obtaining passive income, but it requires a lot of effort and time before it starts to make a profit.

   Venture investments and profit.

   To receive venture royalties, you need to invest in a newly opened company.

   After a few years, you can start to receive a very substantial amount, depending on the amount of the contribution.

   Investing money in investment and trust organizations.

   Profit is formed through the redistribution of capital.

   However, in this case, the risk of losing your investment is high.

   Acquisition of housing under construction and its sale after construction.

   A profitable option if there are funds for the purchase of one or more apartments under construction.

   You buy it for 500,000 rubles, and sell it for 1,000,000.

   However, most likely, you will have to make repairs, at least cosmetic.

   When choosing a builder, you should be extremely careful.

   Buy housing only from reliable, well-known developers that have been operating in the housing market for several years.

Search for the best option of the many existing - the work of more than one day.

You should carefully consider the actions, evaluate the initial capital and decide what is best for you.

Many people, thinking about how to create passive income They don't want to do anything about it.

However, at the beginning you will have to work hard in order to reap sweet fruits in the future.

12 Tips for New Business Owners to Create Passive Income

To become a free person in terms of finances, not to depend on the opinion and mood of the employer, you will have to work hard.

You are always looking for the best option for investing and starting a business.

Look for new assets that will later turn into liabilities.

• To become a wealthy person, strive to create several sources of passive income.
• Improve your financial literacy.

Be an educated person, read books, attend courses and lectures.

Lead the life rich people lead.

Before investing, explore all options, do not invest money at random.

Always have on hand Required documents, confirming your investments in a company or bank.

• Break your cash capital into several parts and invest in different projects.

Calculate the risks of losing invested money.

If the risks are minimal, take the risk.

However, if intuition and common sense scream that the investment is not worth making, stop, no matter how profitable the offer may seem.

Think about your future every day.

Decide what you want to achieve.

Open your site on the Internet and develop it.

With a lack of capital, the site can be sold for a good amount of money.

• Find a mentor or coach who has already walked your path and will give you some ideas.
• Be prepared for the fact that in order to create a good passive income, you will have to work for some time, invest not only money, but also time and effort.

Don't try everything at once.

Focus on one project, and when you're done, try another.

Inflaming several projects at once, you can get confused and lose investments.

How to create passive income online?

Organizing your own financial project is a great way to create passive income.

You can open a business both in real life and on the Internet.

If there is no initial capital, or it is relatively small, the option of creating a business on the Internet is preferable.

Choose the job that works best for you.

This may be the creation of websites, the administration of a group in social networks, copywriting, Forex trading.

To start trading on the Forex exchange, you need to go through a month-long training and make several trial trades.

On the initial stage invest the minimum amount and develop.

Robert Kiyosaki talks about how to create passive income in a video:

How to create passive income and gain financial freedom?

In books on self-development, achievement of success and wealth, millionaires give advice on achieving financial freedom.

We have selected the best ideas:

In order not to remain poor all your life, take the time to create passive income, even while working at your main job.

In a month or a year, these efforts will more than pay off.

Always strive to create as many sources of passive income as possible.

When you get a profit, invest it again.

Develop.

financial literacy - required condition for those who want to get rich.

Start at least by reading the books of the world's millionaires and billionaires and follow their advice.

People who think about how to create passive income are already one step above the rest.

Move forward, apply the recommendations we have described and become a millionaire.

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