Profit making
It is no secret that funds must necessarily work and bring profit to their owner. That is why many citizens are interested in how to profitably invest the accumulated savings in order to get the maximum income without any risk.
As a rule, the choice largely depends on how you want to receive your profit. There are two ways to generate income:
- Short when you receive a fixed income constantly. For example, these are well-known deposits, the accrual of interest on which is possible monthly, to a separate account.
- Long term when profit is accrued at the end of the specified period.
To understand exactly how the type of investment is right for you, consider the listed types in more detail.
Short-term investments
If you regularly want to receive a fixed profit, then you should pay attention to short-term investments.
Binary options
This type of profit making is very popular today solely because of its high profitability. That's just to make a profit, you need knowledge and a proven platform with a good reputation. It is not for nothing that they say that a successful trader is not born, one becomes one.
The essence of binary options trading is to choose the right profitability of an asset for a specific period of time. If you guess correctly, you can get a yield of 61 to 91% of the bet amount. If you make a mistake, you will lose money. Everything is very simple.
It turns out that this is a kind of risk. But this type of profitability, nevertheless, is very popular, despite the fact that everyone can lose all their fortune in a matter of minutes.
Short-term loans
Today the services of private investors are very popular. As a rule, citizens who have received a bank refusal but are in great need of financial assistance apply for help.
The main thing is to draw up a contract correctly in the presence of a notary. Experienced private investors advise to issue large sums only to verified and regular clients.
For maximum profit, you can issue short-term loans for up to 30 days. The amount under the agreement must not exceed 10,000 rubles. The interest rate in most cases is charged for each day of use of borrowed funds and ranges from 1.5% to 2.5% per day.
Bank deposits
This is an old proven way of getting a guaranteed income. Of course, the profitability in this case will be minimal, but guaranteed. The risk that you will not be able to obtain the desired return is very small.
When opening a savings account, you should consider:
- for how long to open a deposit;
- how to get interest: monthly, quarterly or at the end of the year.
You can open a deposit for both several months and several years. Deposits up to a year refer to short-term investments, those that are open for a longer period, to long-term investments.
Long-term investments
This type of investment is suitable for those citizens who are ready to place their own savings for a long time in order to get maximum profit.
Investment accounts
If earlier investment projects offered by special companies, today a profitable product can be purchased at any bank office. There are various areas of investment: medicine, tobacco and alcohol products, or construction.
Investment contracts are concluded for a period of 3 to 7 years. The yield on this type can reach 70% per annum. There is just a small minus. If you want to return the funds ahead of time, you will lose not only profitability, but also part of your own savings.
For example, if you place 10 million rubles on your account, for 5 years, and after a few years want to withdraw your funds, the company will return only 7 or 8 million rubles. These conditions will be spelled out in the contract. It turns out that withdrawing money ahead of schedule is completely unprofitable.
Stock
Today all large companies offered to buy shares of their enterprise. The larger and more stable the company, the more expensive the stake. The peculiarity of this type of investment is that it will not be possible to get a good profitability one year after the purchase of shares. A good profit can be expected only after 5-7 years.
Shares can be sold or inherited at any time. It should be borne in mind that the value of shares will rise if the company is actively developing. Otherwise, you can lose your savings. Companies often sold shares, but after a while they declared themselves bankrupt and did not return funds to shareholders.
It turns out that you can only buy shares of large companies that have proven their stability over the years.
Securities
This is the most popular type of investment for those citizens who have a small amount of money. To purchase the minimum package, you will need from 50 to 100 thousand rubles. Specialized companies are now ready to help in the acquisition of securities and to calculate the maximum profitability for each product.
This is an excellent low profitability with minimal risks. The main advantage lies in the fact that, like in the deposit, the profitability will be spelled out in the contract.
The property
Buying a valuable property is the best long-term equity investment. It is this option that helps to profitably invest and increase money.
Experienced investors prefer to buy real estate during the construction phase. It is at the initial stage of construction that you can buy real estate at a minimal cost.
For example, you can buy an apartment in a building where the foundation has just been laid for 300-500 rubles. As soon as half of the house is built, the cost of apartments will double. As soon as the house is commissioned, the cost of apartments is 3-4 hours old, depending on the type of finishing. It turns out that in 5 years you can get a good profit. The main thing is to acquire property only from trusted developers. .
How to increase your own money: proven ways
Many novice investors do not know how to save and increase money without risk. Especially for you, we will consider simple but proven ways to generate income, both with a minimum and maximum investment.
Endowment life insurance
Have you ever thought that as a result of an accident you will not be able to perform work duties and receive a salary? Often from the majority of citizens you can hear that nothing bad will happen to him. However, in practice everything can be different, and an accident can occur at the most inopportune moment.
That is why lately accumulative insurance life is in high demand. Thanks to the contract, you can not only get protection from an accident, but also increase your own savings.
The program works quite simply:
- You contact the office of a financial company;
- Choose a term and maximum amount under the contract within which the insurance company will make payments;
- Deposit funds to the cashier;
- You get a quality product.
The return on endowment insurance will be clearly stated in the contract.
Example:
Ivan Ivanovich contacted the office of the insurance company on May 15, 2012 and signed a contract for 5 years, with a yield of 6% per year. The insured amount under the contract was 1 million rubles.
A year later, on May 15, 2013, the company made a payment to Ivan in the amount of 60,000 rubles. A month later, Ivan had an accident, and he broke his leg. Insurance Company paid compensation payment under the contract, in the amount of 150,000 rubles.
In May 2014, the company again made a payment to Ivan in the amount of 60,000 rubles. Such a payment was consistently received by the client annually, during the specified period.
Ivan decided to spend his winter vacation in 2016 at a ski resort and broke his arm. The insurance company immediately paid compensation in the amount of 120,000 rubles.
After 5 years, Ivan turned to the office of a financial company to close the savings agreement. For all 5 years he was able to get:
- May 15, 2017 - 1,000,000 rubles, which he invested in the contract 5 years ago;
- Two insurance payments for a total amount of 270,000 rubles;
- Profitability in the form of interest, in the total amount of 300,000 rubles.
It turns out that it is an excellent contract with a low profitability, which helps to get a good guaranteed income and compensation payment, as a result of an accident.
Precious metals
This investment method has been familiar for a long time. This is the most proven way to protect your savings from inflation. You can invest in precious metals in any way convenient for you:
- buy gold bars;
- place funds on unallocated metal accounts;
- buy futures in the stock market.
As for the profitability, in this case, you will not be able to get a large income.
Antiques
Today there are many art connoisseurs who are ready to give their fortunes for antiques. In this case, we are talking about paintings, sculptures, interior items, etc. According to the law, a thing is considered antiques if it is more than 50 years old. But not all things have value.
Antiques can be purchased at special exhibitions or auctions. For example, having bought a painting for several million, you can sell it after a while for 2 or 3 times more. The main thing is to be well versed in antiques, since there are a lot of scammers who can sell a fake at the price of the original.
Internet project
It should be noted right away that this method of generating income is suitable for those citizens who have special knowledge and can open a website or project on the World Wide Web. Today there are many ways through which you can make a profit with your website.
The size of the initial investment will be:
- purchase of hosting - from 100 rubles per year;
- domain purchase - from 250 rubles per year
- ordering articles - from 250 rubles per article.
When opening a project, you will need at least 50 articles. The initial investment can pay off after 5-6 months, after which everyone can get a good profit. Just don't hope that you will open a website and just get your money. It will take a lot and hard work, but it will be worth it. A dedicated assistant can help you manage the project.
Psychologist, family therapist, career coach. Member of the Federation of Consulting Psychologists of Russia and a member of the professional Guild of Psychotherapy and Training.
In the previous editions of our articles, we talked about without special knowledge and skills, and now we will talk about increasing money. And so the friends drove off ...
For almost every person there comes a time when he begins to seriously think about how to increase and save his money.
If you have not yet had free money, or you want to increase its amount, then you need to know a few general rules, following which you can achieve wealth.
What you need to know in order to start multiplying money
Systematic and impassive financial management. As you know, money loves counting, but, unfortunately, in our society, with the help of a powerful advertising industry, a stereotype is imposed that living a rich and interesting life must necessarily spend huge sums on certain goods with which a happy life will become possible. Don't fall for this illusion. Be clear about what you need and what is secondary for the purchase and control your expenses. Only this will help you increase your capital.
Create a specific financial goal for yourself and set a time frame for implementation. The result should be a program to accumulate money to achieve a certain material or spiritual benefit. Never forget that money is a tool, not an end in itself. It is necessary to increase them only to achieve something.
Do not take on credit and debt. This is especially true for the purchase of goods that depreciate over time. One of the most common mistakes is taking a loan to buy home appliances or a car. The cost of these goods falls annually, and the money spent on repaying the loan could be multiplied, invested and received from this income.
Don't go to extremes. It is important to remember that money that is deposited in accumulation, through debt, cannot increase your wealth from scratch. Also, they should not be withdrawn to the detriment of the personal budget.
Create different accounts. You need to have different bank accounts for spending and saving. The first account will be used for current operations with daily expenses, and the second - in order to increase capital from scratch.
Half rule. According to this rule, half of the money that you receive from extra income (bonus, salary increase, bonus, etc.) must be left for your long-term goal. This rule applies to everyone, regardless of level and source of income, and is especially true for young people. When this becomes a habit, you will be surprised how much you can save and quickly multiply your money.
Make sure that your income never exceeds expenses, and with the increase of the former, the latter remain at the same level or grow only by an insignificant amount. This is one of the secrets of how to multiply money quickly and competently.
Determine the amount of your monthly savings. With the help of simple mathematical calculations, determine your income and expenses, as well as the REAL amount that you can allocate monthly for savings.
Decide for yourself in which currency / bank / deposit you prefer to store your savings.
Calculate family budget and keep a record of all your income and expenses. This will help to streamline financial activities and most competently calculate deductions that will help to increase money as a result.
Augmentation tools: risk, profitability, guarantees
When you have free money and the question has become how to increase it from scratch, to do it quickly and safely, you should consider several important points.
Important to remember! Before determining the way with which you want to multiply money from scratch, you must definitely decide on two things:
1. What is the PURPOSE of increasing money.
2. What is the PERIOD of its execution.
It is on a competently and clearly set goal (for example, acquiring a living space, a trip abroad, teaching children, etc.) and the duration of this goal (short-term, medium-term or long-term) that most of all depends on the success of all your actions.
REALLY to increase money is the acquisition of additional funds by accumulating them with certain instruments through passive income.
Investment directions
Let's take a closer look at a number of the most popular and reliable areas for investment, which are preferred by depositors of funds.
Real estate. Perhaps the most popular way to invest and increase money, which does not require special knowledge and skills, but requires significant funds for acquisition. The main advantage of this method of increasing money is that real estate does not depreciate over time, but only grows in value. You can get income both from the sale of property and from renting it out.
Jewelry. Just like real estate, the method is quite reliable, but, unfortunately, in addition to the content (namely, precious stones), there is also a design component that, over time, can turn the price of a jewelry item as an investment object not in your favor, and the increase can turn into a loss of money.
Collecting. Unlike the previous option, investing in art is very reliable way increase in money, since over time the masterpieces of the masters only become more expensive. The only drawback, like real estate, is that art objects require a lot of capital to contribute.
Precious metals. For example, gold is an excellent form of guaranteed income and money multiplication. Its price has always been high and is growing steadily. This method is suitable for long-term savings, but when you buy the bullion itself, the state collects value added tax from you, and does not return it upon sale. Also, each ingot is subject to examination, which is also carried out at your expense. So, it is possible to increase income in this way only with additional hassle and costs, since gold needs special conditions of operation and storage, as well as special insurance. All this, of course, requires additional cash costs.
The situation is different with gold coins. Unlike bullion, they are not subject to value added tax, have almost the same value as the precious metal, are difficult to counterfeit and can become, over time, interesting not only to investors, but also to collectors. If you nevertheless chose precious metals for yourself as a method of increasing money, then technically, it is best with this method to use impersonal metal accounts. This feature is available in most major banks. The advantage of this method is manifested, first of all, in the absence of the need to engage in the purchase of a gold bar, operations (including closing an account) are easy to carry out, and the money is returned in full, while this investment method does not charge value added tax. As a disadvantage of this method to increase funds, it can be noted that these anonymized metal accounts, unfortunately, are not subject to state insurance.
Deposit account. Along with the acquisition of real estate, it is one of the most available ways multiply money, as well as receive a clearly fixed income with a minimum share of risk and costs. You should be very careful when choosing a bank, be sure to check its reliability and guarantees for the return of the deposit in case of an emergency. A number of significant advantages make this method very attractive, namely: the possibility of depositing small amounts of money, deposit insurance and a money back guarantee in cases of problems beyond the depositor's control, the ability to withdraw your funds in any case (the maximum threat is the loss of interest savings). The main disadvantage of this tool is that the income is low and clearly fixed.
Entrepreneurship. Starting a business is another well-known way to generate good income and increase your money. But in order for your own business not to be unprofitable, and so that in addition to income you do not lose your capital, you must have a set of skills, skills and quality, as well as a rather large amount of free funds.
Participation in the stock or foreign exchange market. This method comes with high risks, but it can provide big profits and really multiply your money. The success of this type of investment will depend on financial literacy, the ability to work with financial instruments, the availability of free time to analyze the market situation, as well as a large set of personal qualities (for example, analytical thinking, hard work, patience, diligence, and so on) without which, alas , this method is doomed to fail.
Participation in a mutual investment fund (UIF). Contribution to this type of income also requires a high level of financial literacy and good orientation in possible unfavorable external factors that may negatively affect the value of the acquired share. Among the advantages of this method to increase money can be called the ability to control the activities of the fund, the presence of professionals in their management, as well as the diversification of risks. But it is also necessary to mention the disadvantages of such an investment, namely: payment of money to the company, regardless of the profitability or loss ratio of the fund, an increase in the profitability of the fund is associated with an increase in risk, the absence of any guarantees for a refund, if you want to sell your share, you will have to pay income tax on him. So, it is possible to increase money in this way, but it is quite dangerous, since the risk of negative factors and, as a consequence, the loss of your money is very high.
Accumulative life insurance system. A fairly new method in our country to increase money. It combines the functions of life insurance and a funded program. There is an opportunity to postpone for the implementation of some expensive task or as an option for retirement benefits. This method has the following advantages:
- insurance coverage takes effect immediately after the first installment;
- funds invested in this type of investment cannot be seized, confiscated or divided upon divorce;
- the insurance claim under such a program is not taxable.
Reliability or Profitability?
Achieve short-term goals. If you set yourself a goal that you need to achieve within a period of one year, then one of these ways to increase money will definitely suit you:
- Bank deposit.
- Bonds with a high degree of reliability.
- Unit investment fund (mutual investment fund).
All three ways to increase money are recognized by experts as reliable for the short term, but at the same time they will bring the least income.
Achieving long-term goals
If your goals are long-term, then you should use tools to multiply money with a higher level of risk, which, in turn, can be divided into several groups:
1. Instruments with a minimum level of risk and a guarantee of income. This group includes government bonds, as well as deposits in the bank. It is possible to increase the money of this group minimally, but on the other hand, you will be absolutely sure that you will not lose money.
2. Instruments with minimal risk and NOT guaranteed income. These tools to increase money include insurance programs, so they do not give guarantees of income.
3. Instruments with an average risk of loss. This is, first of all, the transfer of your capital to a trustee, which can both increase your money and completely lose it, and transfer funds to traders.
4. Instruments with a high level of risk. These are tools that can be used to multiply capital and completely lose it. These include stocks, stock exchange, investment funds. To select the tools of this group, you must have exceptional experience and preferably an economic education.
Regularity or Flexibility?
Another decision that you must make before deciding how to increase money and where to invest it is the replenishment system. That is, how you will supplement the amount of savings. There are three possible options:
- One-time investment (buying real estate or precious metals).
- Monthly deductions (deposits with the possibility of replenishment, insurance savings programs).
- Reinvestment of the amount (including the income already received) again (short-term deposits and certificates, bonds, and so on).
Withdraw funds
The final chord of your plan to increase money is the choice of a strategy for their withdrawal. There are three such strategies in total:
- Free withdrawal of funds: foreign exchange transactions, deposits with the possibility of withdrawal, and so on.
- Limited withdrawal of funds: deposits with renewal, securities and mutual funds.
- Difficult withdrawal of funds: long-term deposits, accumulative insurance, commercial Pension Fund etc.
Conclusion
In a difficult time of crisis, the question of how not only to save, but also to increase money is very acute. One of the main reasons for this is inflation, due to which the depreciation of funds occurs. If you do not put money into circulation and do not increase it, but simply store it, then sooner or later inflation will "eat" it. That is why you should choose a reliable way to protect them from this problem.
When choosing a method for investing and a method of how to multiply money from scratch, you should remember that not all methods are equally good and reliable, and in order to find the best one for you, you must first of all study all reliable investment options, then determine the amount that you can actually allocate monthly from your budget in order to increase your cash income.
At the same time, you should make sure that your spending does not exceed income, and that savings do not go to the detriment of the main personal budget. Also, you should immediately abandon the idea of loans and borrowing for both purchases and investments, and depending on the time that you have determined to achieve your financial goal, choose a program on how to increase money.
The most reliable programs for how to increase money, as well as investing funds, can be considered a deposit to a bank deposit, the purchase of real estate and precious metals, mutual funds, a program of deposits on the accumulative life insurance system, playing on the stock and foreign exchange markets, as well as opening your own own business. Despite the fact that some of the proposed methods to increase funds do not require specialized knowledge and skills, financial literacy, diligence and calculation is the secret of success in any of the proposed options for increasing money.
It should also be understood that the accumulation of money and the desire to increase it should not be the goal itself, on the contrary, it should serve as a tool to achieve a certain goal. It is then that your success will bring not only financial well-being, but also joy and harmony in relationships for you and your entire family.
The main life hack in the world of money is to develop financial intelligence
Financial intelligence is the ability to solve financial problems.
Someone has it higher, someone lower. What are the reasons? Financial intelligence can be trained in solving practical financial problems that we do not often solve in life. And if we train mathematical intelligence in thousands of tasks at school and university, then we solve financial problems in the background.
One of the reasons people don't improve their financial IQ is because they stick to things that they know well. Instead of setting new challenges and learning. There are many things we could do to make more money. But we don't.
What exactly needs to be done by a person with an income of 40,000 rubles,
to increase money
Suppose he can save 5 thousand a month. What needs to be done to keep income growing?
- How not to stay with a whites instead of a car
When people are just starting to save money, the likelihood of a pullback is high. And to become the hero of the anecdote "I began to save up for a Mercedes, then I broke off and bought a belyash." It is very important to save the saved money and not spend it.
There are 4 formulas by which people live:
Bankruptcy formula- earned and spent more. For example, he got into debt - "borrow to paycheck." If you live by this formula, bankruptcy is inevitable.
Poverty Formula # 1- earned and spent everything. Most people, earning 40 thousand, do not save anything at all. If you live by this formula, you will spend your whole life in poverty. And if a force majeure situation suddenly occurs, then slide down to the lowest level - bankruptcy. After all, you have to borrow money, and then give back with interest.
Poverty formula # 2- earned, digged, spent. This is "richer poverty", but still poverty.
Wealth formula- earned, postponed, invested and multiplied.
What is the fundamental difference? The poor save money to spend. The rich save money to multiply it.
All the richest people in the world acted according to this formula. Converted their earnings into passive income-generating capital. And passive income tends to increase exponentially due to the effect of compound interest.
This is the formula for wealth. As you can see, there is nothing complicated about it.
It is very important to decide what formula you want to live by. You save up for a car, apartment renovation, or a new iMac. Or you save to multiply.
- Overcome resistance
It is important to understand: multiplication is a long process that grows exponentially. At first, there can be very strong resistance. You save money and understand that very little is saved. 5 thousand times a month. A year has passed - 60 thousand. Very little compared to what you want.
Here we get a psychological kickback: "I am saving, but there is no sense." It is important to endure this moment. Wait until investments begin to noticeably grow exponentially. This usually happens around the fifth year.
You will need patience to resist the temptation to spend your savings.
- Do not invest the first money
Do not invest your first set aside money in aggressive instruments. Put them on deposit at the bank. What is it for? To go to the inner state of the investor.
There is such a psychological trap - to invest the first set aside money right away. Buy shares or invest in some incomprehensible project, where suddenly out of 5 thousand you will grow 50. I do not recommend doing this. Why?
This is a period of getting used to money. If you save money and immediately try to put it somewhere, in fact, this is the inner intention to get rid of the money. Money has appeared, it burns a pocket, it is urgent to put it somewhere.
What is the trick here? When you get used to this money, when you save 50-100 thousand, it will pop into your head that this money is yours. When you just start saving, you psychologically feel: "This money is not mine." And therefore there is a desire to invest them somewhere, to give them to someone.
After you accumulate 50-100 thousand, you will understand that this money is yours. You will be asking the right questions before you invest. For example, what are the guarantees? And what is plan "B" if it doesn't work out? And what are the real terms? What is the liquidity of where I invest?
At the initial stage, you will not even formulate these questions because you will not be ready internally yet.
- Where to invest
Here the second psychological trap is triggered - I really want to increase this money faster. Do not hurry. Act gradually, do not immediately go into aggressive investment instruments. Get used to income, new tools, study them.
In any case, when investing, be it the stock market, currency market, precious metals, startups, real estate, it is important to learn the tools. Or find a person who is very well versed in this and can give an adequate, professional and high-quality answer, what can be done. How to identify this person? Find out if he is investing in it himself or not?
If so, then it is not just a level of knowledge, but a level of experience.
- How to increase income if you are an employee
If you invest 5 thousand, it is difficult to become rich even after 10 years.
What to do to grow in your income?
A very important point - if you decide to increase your income, your task is to understand that your income is your responsibility. The number one challenge is to tie your income to the result that you produce.
If you're on a salary, negotiate with your boss so that pay is tied to results. Here you need to move into an entrepreneurial mindset- you give out the result and you should receive money for it. If your boss is not ready to treat it like that - I pay the salary and that's it - change your boss. It's within your power.
If you are aimed at creating a result, then with a 100% guarantee I can say that you will find such a boss who will agree to pay you for the result, if you guarantee this result.
Pay attention - not work harder, but better result. To do this, you need to improve your professionalism.
When you tie your salary to the result, it will be easier for you to manage your income. This is a very simple hired labor strategy.
clue- in hired labor, start doing the work of your boss. Many people get stuck at their paychecks simply because they only do what they say. Just what needs to be done in this position. For example, a storekeeper is only engaged in arranging goods and keeping records.
But as soon as the storekeeper starts doing the work of his boss, for example, giving recommendations on filling the warehouse, tracking marketing moments. Look at the statistics - more of this is consumed in our warehouse, and less of this, and here is stale goods. The directors, the owners will be able to see it. And they are interested in finding great specialists. In this case, you can build a career and reach top management.
- How to increase your income if you are a freelancer
The first strategy is to become a professional, a master in your field. How would you look for a master yourself? You would choose the best professional based on your acquaintances: "Hey, who knows how to do it well?" Therefore, your task is to become that best professional.
The second strategy is to work on your fame. This is advertising, brand, PR. And a little trick that will help you immediately increase the result.
If you have a line of customers, increase the price tag. “How so? My clients will fall off. " Let's analyze - those customers who come because of the price will fall off. It is always more interesting to work with those clients who pay more money. Their requests are more interesting and projects are more interesting.
By raising the price tag, you cut the bottom line of people who pay little, and then whine, demand a lot, and so on, it is more difficult to work with them.
Therefore, this strategy always works. Unless, of course, you already have a line of customers.
- How to get from 1000 to 10000% per annum absolutely risk-free
It will be about investing in health and education.
Let's start with the body. Everything is very simple here. The results that we create in life we create with the help of the body. Thoughts need to be transformed - tapping fingers on the keyboard, going to a meeting, talking in negotiations. The action of the body is needed everywhere. The more the body is abandoned, the more inert and less efficient it is.
When you are physically toned, the body connects faster. You have more energy and strength. And your thoughts, ideas, inspiration, goals, desires are realized faster. Here is such a simple logical connection. Therefore, you need to keep your body in good shape.
Investments in education, according to my calculations, bring from 1000 to 10000% per annum
There are people who do not miss a single seminar, they are already smart, taught and even ready to write books on these topics. But they do not do anything, do not implement. And then it’s not an investment, it’s spending on training.
From them you can hear: "trainings do not work." I went through hundreds of seminars and trainings, they all work if the knowledge gained is applied. But if you just listen to them, it's like a book you have read. I read it and closed it. Everything.
If you come to training, your task is to implement immediately. Then you will notice that by spending 10 thousand rubles on the training, thanks to the introduction of the acquired knowledge, you can do 1,000,000 or more.
Now think about this
Some of your friends have their own business, someone has an apartment in the center of Moscow, a car with a personal driver, a selfie with Big Ben and the Eiffel Tower in the background.
Are you satisfied with this approach? I think no. After all, you subscribed to my mailing list, read the letters. Because you want to change your life for the better. And if you are trying to do something, to implement it into your life, then the first step has already been taken.
Most people do not know how to multiply money in order to earn and get a good return on their capital. In this article, we'll take a look at 10 ways on the topic.
Hello, friends! With you Alexander Berezhnov - one of the authors of the business magazine HeatherBober.
This is part 2 of a series on increasing your capital.
You can independently create such a project and monetize * him and become a start-up investor * ... If an Internet project has already been launched and is consistently profitable, you can simply invest your money in it, becoming its owner.
Project monetization- the actions that the owner of the project takes to start making a profit from it. The term "monetization" is most often used for Internet projects. For offline projects, the term "commercialization" is often used.
In this case, you buy a ready-made business with an established income.
However, remember that if you do not understand anything about Internet projects and technical nuances, then you will definitely need an assistant to manage the project. He is called the "project manager".
This is a kind of hired director of your business. The project manager can either single-handedly perform all the functions to ensure the viability and development of the project, or form his own team of assistants if the project is large and requires the participation of specialists of different profiles.
You can create and promote your project, and then sell it, or vice versa - buy the project as a ready-made business.
You can buy and sell your Internet project on the well-known exchange telderi.ru
Investing in the Internet is another powerful way to understand in practice how to multiply money and make it work for you.
Pros and cons of making money on your Internet project
Pros:
- High return on small investment. With an investment of 100,000 rubles, in 6 months such a project can bring you from 10,000 to 50,000 per month in the form of passive income.
Minuses:
- Requires special knowledge or the cost of qualified specialists.
Method 7. Position as an object for investment
I don’t know about other countries, but in Russia the position is definitely one of the best objects for investing their money for some people.
No matter how sad it is now to write about this, but this is a whole multi-billion dollar market, since demand creates supply and there are people who are ready to buy "grain" places in order to get rich quickly on them in illegal ways.
Attention, I do not urge anyone to consider the position as a way of investing and I myself have a negative attitude towards this method!
It's no secret that in law enforcement agencies, government agencies and even in some commercial firms, a position can be bought for a certain amount of money.
Then, at this point, you need to beat off investments - take bribes or openly engage in theft, "sawing" budgets or providing "services" within the framework of their competencies.
Pros and cons of investing in job purchases
Pros:
- The ROI starts from the first day you take office.
Minuses:
- The risk of running into criminal prosecution, constant mental anxiety.
Method 8. Relationships with others
While reviewing this method, I want to start a topic about direct or indirect investment in yourself.
After all, an investment can be called any investment of any resources in order to obtain dividends* .
Dividend- return on investment in the form of interest for the period.
And dividends can be both financial and temporary or social. In a word, gentlemen, let's think wider and not dwell only on thoughts "I put my money in there - I got even more money".
If we invest not only money, but also time, periodically delighting our relatives, loved ones and friends with gifts, then sooner or later we will become a treasure for them, we will get their favor, and believe me, this will also help you earn money.
Do not neglect this way to increase your social capital, because relationships are much more expensive than money, and it is not interesting to somehow live alone in a big golden castle and lick your Mercedes if no one needs you.
Pros and cons of investing in good relationships with people around you
Pros:
- Improving self-esteem, building the right connections.
Minuses:
- It requires not only money and time, but also versatility, the ability to communicate.
Self-esteem plays a huge role in our life. Be sure to read our article about how - I am sure you will like it very much and you will take a lot of value for yourself.
Method 9. Health and beauty
Do you know that beautiful people are statistically more successful than ugly people? This is common psychology. After all, everyone wants to communicate, make friends and start relationships with pretty and outwardly attractive people.
Health in this case is the foundation of beauty. Moreover, beauty, both external and internal, when it comes to charisma, intellectual and creative abilities of a person.
Be sure to invest part of your funds in health, appearance and neatness. Don't neglect this!
« They are greeted by clothes, but escorted by the mind"- proven folk wisdom!
Do not skimp on quality food, if possible, delegate all routine and dangerous matters in order to be in good shape and not expose yourself to unnecessary risks.
Buy a subscription to a pool, gym or yoga club, buy yourself sports equipment for classes, all this is regarded as a highly effective investment in yourself.
Pros and cons of investing in yourself
Pros:
- One of the most win-win investments that will pay off many times over a lifetime.
Minuses:
- Not found.
Method 10. Own name and reputation (personal brand)
Once I heard one wise expression and I liked it so much that every day I try to follow it:
Make yourself the kind of name that earns you everything else!
In the world of business and finance, we often hear that such and such a person is not very reliable, but the reputation of another is simply iron.
This is one of our main social assets. More often than not, trusted people are trusted with large projects and big money, and as a result, the income of such people is much higher than the average.
Remember the names of great people: Steve Jobs, Henry Ford, Thomas Edison, Leonardo da Vinci.
All of them are brands in themselves, when we hear their names, we involuntarily admire what they left behind.
That is why millions of people dream of becoming famous and recognizable, because fame, fame and money are of the same berry.
Do something every day that will add value to your name - your personal brand.
Be honest with business partners and clients, do not be late for meetings, be punctual and proactive in your business.
So, step by step, day after day, you will notice that you are being asked for advice, offered you good money for your knowledge and skills, and invited to speak at events.
These are all early signs that your name is starting to work for you.
Do not stop and then in a few years for just the mention of your person, you can get thousands of dollars.
Pros and cons of investing money in your reputation (name, personal brand)
Pros:
- Pays off consistently throughout life.
Minuses:
- It takes a long time to work and is easily lost if mishandled.
4. The most profitable investment available to everyone
Having considered the last 3 methods, we can conclude that the most profitable investment in all respects is investment in yourself.
Our health, appearance, emotional state, intellectual level are the foundation for obtaining super-profits in the material world.
Every day, without exception, the first thing you should ask yourself is: "How much have I invested in myself today and what will it give me tomorrow, in a month, a year, in 10 years?"
Whether we like it or not, the world is ruled by the law of cause and effect, it is also often called the law of the boomerang. This law states:
“Everything that we did or didn’t do, sooner or later will bear fruit. Moreover, the more systemic our actions or inaction, the faster we will receive these fruits ”.
Investing in yourself has one undeniable advantage - you will never lose it. Every penny invested wisely in yourself will give us a thousand dollars in profit in the future!
5. Conclusion
In this article, we looked at 10 ways to invest in order to multiply them. Some of the methods are not as obvious as, for example, investing in a bank, but all of them, without exception, will never lose their relevance.
Along with investing in various financial instruments, we realized that the best investment is investment in yourself.
Together with other investments in tangible or intangible assets, investments in oneself give any person amazing results, which are becoming more noticeable every year.
Finally, watch an inspiring video about how a guy became an Olympic deaf champion (without a hearing from birth)
I wish you a profitable investment and great personal victories!
Earning money, each of us accumulates a certain amount. When there are no urgent expenses, there is a desire to use this chance and invest your capital somewhere in order to get even more.
There are many options for this, some of them do not even require leaving the house, it is enough to use the Internet.
How to multiply money via the Internet? To spin your money, you need to use one of the ways to invest in the network.
There are not so few of them, when choosing you need to proceed from your capital and knowledge... There are options for scrolling a little money, you can start investing without knowledge, read the article and find out about all the possibilities.
Invest money profitably and multiply it
Already today you will be able to invest money and after a while receive a large amount. How? Here are some of the best ways:
- Binary options.
The most money can be made from betting. Binary options allow you to place bets on changes in currency rates and the value of other assets. For example, if you are sure that in a few hours or days, Apple stock will rise in price, put your money on it and win about 80% of the rate.
The plot is different everywhere, birds are bought somewhere, gnomes are hired somewhere, and somewhere you need to develop your farm, but the essence is the same - invest and make a profit. For a beginner with a small start-up capital, this is the best way to start investing.
If you don't have start-up capital, use one of the.
The sooner you start investing, the faster you will receive income. As you can see, big money is not required everywhere to start, so even small money can be multiplied.
Try to start, in 2-3 months you will definitely get tangible profit and be able to evaluate the results of the work done.
