Service " gold Crown- Repayment of loans" allows you to pay loans of any Russian banks online using payment bank cards of international payment systems Mastercard WorldWide, VISA International and Maestro, issued by resident banks of the Russian Federation, as well as the national payment system"World". At the same time, the bank card must support 3-D Secure technology, which provides an additional level of security.

Loan repayment at any time

With the help of the Golden Crown - Loan Repayment service, you can pay bank loans at your convenience! Pay with your bank card. To pay, just enter credit organization or select it from the proposed list. A couple of minutes and it's done!

Important information always at hand

In the "Payment history" section, you can check the status of the payment using its number, send a receipt by e-mail, or repeat the payment using the previously specified details. You will not forget about the loan payment due to the ability to set a reminder about the upcoming payment.

Security of funds

The service is provided by RNKO "Payment Center" (LLC), license of the Central Bank of the Russian Federation No. 3166-K dated April 14, 2014 on the basis of an agreement on comprehensive service client (the text is presented on the website rnko.ru). Your data is protected by international standard PCI DSS. For the security of payments, a secure connection is used, and work with cards is carried out using 3-D Secure technology. The security of payments is guaranteed by the payment systems of bank cards from which the payment is made: Mastercard, Visa, Maestro and Mir.

The system of payment through the Online Bank is very convenient for borrowers. Payments can be made from home or at work. All you need is an Internet connection and a login and password to enter the Bank's Personal Account.

Login and password are obtained at a bank branch or at an ATM. In the bank, a login with a password from a personal account can be obtained by contacting the operator. An agreement is signed for Online service, the login is indicated in the contract, and the temporary password comes in an SMS message. Some banks issue a username and password in a special envelope.

In Sberbank, the login can be found through the Contact Center by calling 900. To verify the identity, the operator specifies personal data and asks for a code word. To receive data through an ATM, you need to insert a card, enter a PIN code, select the "Online Bank" item in the menu. The information will be indicated on the printed receipt.

How to pay a loan through Sberbank Online

Monthly payments for loans taken from Sberbank are automatically debited from the client's account. If automatic debiting is not configured, then money can be transferred from a debit account to a credit account using the Sberbank Online service.

To make a payment through Sberbank Online, you must perform a number of actions:

1. Go to the "Payments and transfers" tab and select "Transfers between your accounts".
2. Specify the account from which the payment amount will be debited.
3. Choose a credit account.
4. Enter the transfer amount.
5. Click on the "Translate" button.
6. We confirm the transfer.
7. The payment form opens with the "Completed" icon.

The second payment method is through the "Credits" menu item. Open the tab, find the loan that you want to pay. Select the account from which the payment will be debited and the amount. Click "Confirm Payment". Funds within the bank are credited to the credit account on the same day.

Payment to Sberbank Online for a loan from another bank

Paying off a loan from a third-party bank through the Sberbank Online payment system is available to borrowers of any bank. For payment, you need to know the details for the transfer of funds.

Procedure for paying a loan:

1. Go to the menu item "Transfers and payments".
2. Select the tab "Repayment of loans in another bank."
3. Select from the list or desired bank or click "BIC transfers".
4. Select the account from which the loan will be paid.
5. Enter the BIC of the bank - the recipient of the payment. (BIC can be obtained from the loan agreement or at the bank. For example, BIC Home Credit 045585216)
6. Click "Continue".
7. We fill in the personal data of the payer.
8. Specify the amount and credit account.
9. The payment is confirmed through the code in the SMS message.

Before confirming the payment, you need to carefully check all the payment parameters, otherwise the funds will not reach the addressee and will be returned to the sender's account. This may result in a delay in payment.

How to pay a loan through Alfa Bank online?

To pay a loan through Alfa Bank, you can use the Alfa Click account.

For payment you need:

1. Go to the "Credits" tab. Information on current loans and the amount of monthly payments will appear.
2. Select "Pay the loan" and the payment method "From the current account".
3. Specify the account from which the repayment will be made and the amount.
4. We check the data and confirm the payment.
5. Enter the code from SMS.

You can also check the amount credited in the "Credits" tab.

Alfa Bank makes it possible to repay a loan from any bank card. To do this, select the payment method "From a bank card", fill in the card details and confirm the payment. The mobile banking service must be connected on the card.

Loan payment in third party bank made according to the details of the credit account. Select the "Transfers" tab, fill in the payment data. You need to specify the time of payment in advance.

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How to pay a loan online at Post Bank?

Post Bank accepts payment through the site

To make a transfer, you need to fill out the payment form:

• contract number;
• name of the borrower;
• e-mail;
• card type Visa or MasterCard;
• replenishment amount;
• check the box to familiarize yourself with the conditions for the processing of personal data.

The transfer fee is calculated automatically, depending on the type of card. When paying with a Visa card, the commission is 2.5%, with MasterCard - 1.9%. The final amount payable is already subject to commission. Next, the card details are filled in, the details are checked. To confirm the payment, you must enter the code that will come in SMS.

Payment by credit card is made here, on the website of Post Bank: select "Make a payment", then mark "By card number". Enter the replenishment card number, the payer's personal data, the details of the card from which the payment will be made. We check the filling of the details and confirm the payment.

In what cases will you not be able to pay?

Paying a loan online will not work if the borrower is trying to deposit a larger amount than specified in the agreement. The agreement provides for annuity payments and the bank monthly exposes the borrower the same amount for payment. That is, the money, of course, will go to the bank, but will remain hanging on the personal account until the next repayment date. In order for the bank to accept these funds to pay off the debt, you need to write an application and give it to the bank.

It will not be possible to pay a loan if the credit account is blocked for one reason or another. This is what happens when an arrest is made by bailiffs.

Commission and restrictions

Intra-bank transfers are made without charging a commission. For transfers to third-party banks, you need to pay from 1 to 5% commission. At Sberbank, the commission for transfers to accounts in third-party banks is 1.5%. Transfers from Sberbank debit cards are limited to 30,000 rubles per transaction, and from 50,000 to 150,000 rubles per day.

Currently, in order to pay a loan, you do not need to leave your home at all. Especially if you have the required amount on your debit card, why not pay online. Active users of Internet banking are wondering if it is possible to pay a loan using the agreement number in the same or another bank through Sberbank Online? If only the number of the loan agreement is available, but you know the amount of the monthly payment, you can pay through this Internet banking. Now we will tell you how to do it.

It is not worth mentioning how useful the Sberbank Online system is for the average user. In fact, this is a bank branch in your home. Through this system, you can apply for loans, get approvals, and then pay off these loans. If you need to repay your own loan taken from Sberbank, there is no problem. The system will display this loan itself, and to pay it, you will only need to select it and define a write-off card. With loans taken from other banks, the situation is a little more complicated, but not much.

1. We log in as usual in the Sberbank Online system and get to the main page.
2. We make sure that the debit card has the necessary amount to pay the debt.
3. We go to the usual section "Payments and transfers". There are a lot of things in this section, but we need the “Repayment of a loan in another bank” tab.
4. Next, a list of banks with which it cooperates will open. PJSC Sberbank. In these banks, a loan can be repaid, knowing the full name of the payer, his address and the number of his loan agreement. We choose, for example, Alfa-Bank.
5. A form opens in which you need to enter data.
6. After all the data has been entered, select the debit card from which you want to debit money from the drop-down list and click the "Continue" button.
7. At the next step, carefully check all the data and enter the payment amount.
8. Confirm the financial transaction and do not forget to keep the receipt.

The funds will be credited to the account of the partner bank instantly, however, there are cases of delays either due to the fault of Sberbank or the fault of the partner bank. In case of delay in payment, the client will not be responsible, but we recommend that you pay the loan in advance. At least for 5 days. If we take into account that, according to the law, the delay in the transfer of money cannot last more than 5 business days, it means that you need to throw off money as payment for the loan 5 days before the date of payment. So more reliable.

Unfortunately, if your loan was taken from a third-party bank that is not on the list of Sberbank partners, you will have to transfer via BIC. To do this, go to the subsection "Credits / Transfers to another bank by BIC", enter the required numbers, select a debit card and confirm the payment.

Other payment methods

You can pay a loan at a third-party bank not only through the Sberbank Online system, but also through Mobile Banking. You can do this by the account number, if you have it at hand. Let's consider the procedure.

1. Let's log in to the system.
2. Open "Transfers and payments".
3. We find the subsection "To an account in another bank."
4. We fill in the fields of the card with information about the current account number, debit card, payment amount.
5. Click the "Pay" button and confirm this simple financial transaction.

If you have problems accessing the Internet and have nothing at hand except mobile phone, do not despair. If you have a loan in Sberbank, you can pay using SMS. The condition is as follows: the phone must be associated with bank card, that is, the SMS banking service must be connected to it. We dial SMS: CREDIT<двадцатизначный № счета><сумма платежа><последние 4 цифры номера карты списания>.

The text will look like this: CREDIT 54673990689944092573 8500 4521, you do not need to put any punctuation marks, it is permissible to put spaces separating the account number, payment amount and card number. As soon as the SMS is typed, we check its content, and then send it to number 900. The money to pay for the loan will be debited instantly, unless, of course, you made a mistake with the payment details.

So, repaying the debt by the number of the loan agreement, by BIC or by other details through Sberbank Online is as easy as shelling pears. You can spend 20 minutes and figure it out on your own, or you can save this time by reading our article and making a payment in 3 minutes. Good luck!

Among all existing banking products, various loans and loans are particularly popular among consumers. At the same time, financial institutions are constantly trying to simplify the procedure for their repayment, which makes their services much more convenient. Knowing how to pay off a loan through mobile bank Sberbank, the client will be able to make a payment remotely.

How to connect Sberbank Online

This service seems to be one of the most convenient tools for making various payments, including paying loans. With its help, the consumer can repay not only his own, but also other people's loans, which greatly expands the scope of its application.

To correctly use the service, a Sberbank client will need to register. You can do this in two ways at once - using the official website financial organization or one of its ATMs.

In order for the registration procedure to be successful, the user must have a valid "plastic" with him.

Registration through the terminal will not take much time, as it involves a number of simple steps:

1. Insert "plastic" into the terminal, enter the correct pin code.
2. Select the "Sberbank Online Connection" category.
3. Click on one of the buttons on the left side of the screen - "Get login / password" or "Get a list of one-time passwords".
4. Wait for the request to be executed.

In the first case, the user will receive a receipt, which will contain the identifier used to log in, as well as the password. The username and password will remain constant, but they can be changed later in personal account user.

In the second case, the check will contain 20 one-time combinations, which will lose their relevance after each use. When all passwords are used for their intended purpose, the consumer needs to visit the nearest terminal again to print out new combinations.

Often, Sberbank customers prefer to register with the service via the Internet, which is much more convenient than the previous method. After all, the user will be able to start using the service without visiting the branch of the organization or the nearest ATM. The registration procedure also involves a number of actions:

1. Using a computer or laptop, you need to go to the official website of Sberbank of the Russian Federation.
2. At the top of the main page, there will be a button to enter your personal account, which should be clicked.
3. The window that opens will contain fields in which you need to enter a login / password to enter. Below is the "Register" button, which must be clicked.
4. Indicate the number of a valid Sberbank card in a special field, click "Continue".
5. An SMS message with a confirmation code will be sent to the number attached to the account, which will need to be entered in a special field.
6. Create a username/password to log into your account.

After that, the user can use all the functions of Sberbank Online, as well as its mobile version, which allows you to make payments at any convenient time.

Loan repayment through the application

Wanting to pay off a loan through the Sberbank Online application, the user will need to follow a simple algorithm of actions. To successfully complete the operation, he must have a registered account in the system, as well as have payment details for which payment will be made.

To pay off a loan through mobile app, necessary:

• enter your personal account in the application using your login / password;
• go to the "Payments" category;
• select the item “Between your accounts” / “To a Sberbank client”;
• the first option assumes that the consumer will need to select a valid loan product and then complete the payment. The second option allows you to carry out transactions for products issued to other clients;
• select an account or specify the details for the transfer;
• confirm the operation.

However, such an algorithm allows transfers only to Sberbank credit accounts.

Web version of Sberbank Online

If you need to repay a loan taken from another financial institution, you must use the web version of the Sberbank Online service. To do this, you will need to go to your personal account on the official page of the bank, and then follow the following procedure:

1. Open the category "Payments/Transfers";
2. Go to the section "Repayment of loans in another bank";
3. Specify the necessary information - the region of payment, as well as the name of the credit institution;
4. Enter the details - the number of the account, the contract, as well as the full name of the owner;
5. Check the entered data and indicate the amount of credit;
6. Confirm payment via phone via SMS.

After the payment is processed, the funds will be credited to the account. To avoid delays and penalties, it is recommended to pay in advance.

Create a template

If desired, the user can simplify the procedure by creating a special template. This will eliminate the need to constantly enter details, which will reduce the likelihood of errors. Creating templates will not take much time:

1. While in your personal account, open the "My Templates" section.
2. Select the "Manage Templates" category, and then "Create Template".
3. Specify the type of template by selecting the desired option, for example, Transfer to a private person to another bank.
4. Specify all required details.
5. Save template.

It is much easier to create a template immediately after making the necessary payment. To do this, just find the desired operation in the "History" section, select the "Create template" action and save it. Similarly, you can create an auto payment, which will allow you to perform the necessary operations at the specified frequency. The user will also need to specify the necessary details, the amount of the payment, as well as its type.

Payment via mobile banking

This method can only be used if the card and the loan are issued in the same branch of a financial institution. It allows you to make the necessary payment via SMS, which is extremely convenient when you do not have access to the Internet. For correct use, the consumer must have the service activated.

This option provides that a message of the type "CREDIT_account_number_amount_card_number".

It is important to carefully double-check the details when sending, as the method provides for a high probability of making an erroneous payment.

When paying using this method, the user will receive a response message with a transaction confirmation code. It must be sent to number 900, which will allow you to complete the desired transaction.

In a similar way, one can check current debts specific loan agreement. To do this, just send an SMS to number 900, which will contain the text "CREDIT_account_number_card_number".

The response message will contain the account number, as well as information about current debts.

Creating an SMS template

To minimize the risks of making a mistake when entering details, as well as to make the payment procedure much faster and more convenient, it is advisable to create a special SMS template. A similar function is available in the user's personal account on the Sberbank website. After entering the password and identifier, you must:

1. Select the "Mobile Bank" item, which is located slightly below the Personal Menu.
2. Opposite the phone number linked to the card, there will be a button "Create SMS template", which must be clicked.
3. Specify the credit organization and payment details. Some financial institutions do not provide for the possibility of payment in this way, therefore, they will not be in the corresponding list.

After the template has been created, it will need to be given a name. In the future, if you need to make a payment, it will be enough to send the name of the template to number 900.