When repaying loans online, the borrower must know exactly when it will not work through the bank’s personal account.

The terms of Sberbank's loan agreements provide for an annuity payment schedule for loans. This means that every month the borrower must deposit the same amount of funds into the account for the entire duration of the contract. The payer does not have to reconcile the monthly payment amount, however, he can only pay the annuity monthly payment online.

A similar situation occurs when paying for loans through an ATM.

If the borrower wants to repay a larger amount of money than is due according to the schedule, he can submit an application to the bank or change the loan parameters through his personal account. Otherwise, the amount paid by the borrower will remain hanging on the personal account.

The loan repayment process is as follows:

This operation can be carried out only on the operational banking day.

Commissions and restrictions

Recently, people often take loans in some other institutions than in the Savings Bank of the Russian Federation. This is because another bank may have less interest rate, or it just turned out to be easier to get.

Sometimes it is simply not possible to leave the house to pay the monthly fee. Then it is possible to do this through Sberbank online. This article will describe in detail how to do this.

How to pay a loan through Sberbank online using the agreement number to another bank

The bank's system can also serve loans taken from any other bank.
To do this, do the following:

• Go to the site, log in to your personal account;
• Naverzhu find "Payments and transfers", then select "Repayment of a loan in another bank";
• Then you need to select "Transfers to another bank";
• A search window should appear, carefully enter the Bank Identification Code (better known as BIC) there. The program will independently find the company you need exactly by BIC;
• Specify the payer's account (your account). If you don’t remember him well, or don’t know him at all, find the contract, all the details are indicated there;
• Having reached the “Confirmation”, we carefully check the correctness of the entered data, then confirm. This is done using a one-time password, it comes to the mobile phone;
• In order to confirm the payment after the fact - print the invoice.

The contract number is not required. First of all, you need to write out the BIC of the company.

Pay a loan through the Sberbank mobile application online

To pay off a loan through mobile app, you first need to connect this type of service to your phone. Wherever you are, you can pay.

The application can only be entered after the password (5 digits) has been entered. This guarantees the safety of this method. If, after carrying out the necessary operations, you forgot to exit the program, it will do it for you.

To pay, you just need to enter the program, enter the code, then find "Payments and transfers", click on "All others", a search will appear, you need to type the word "Credits" in it, "Transfers to another bank" should appear, click on this option.
Next, the Sberbank online application will tell you what to do.
Commission - 1%. There is no charge for downloading the app.

How to pay for a Home Credit loan via the Internet with a Sberbank card

Sberbank mobile applications create additional convenience for the management of funds for each of us. You can download it in the section "Private clients" - "Payments and transfers" - "Payment for services" - "Repayment of loans in other banks". There are apps for all platforms: iPad, iPhone, Windows Phone, Android.

Repayment of any debts in this organization with plastic card Sberbank is carried out in the same way as in Sberbank Online. The developers guarantee 100% confidentiality and safety of your data.

Pay off your mobile phone bill

Pay off your debt with mobile phone can those who have an international card of Sberbank of the Russian Federation.

You need to go to the official website, click on "Sberbank Online", then select "Home", find "Mobile Bank" - "SMS Payments", click on "Add Template" - "Create New" - "Other Services" - " Loan repayment”, in the “Account number” we enter the loan account number we need, click on “Add”, do not forget to confirm, then save.

Now you can easily pay your bills from your phone. To do this, you need to send a message to the short number 900 with the word "CREDIT", after a space, enter your card number, amount of money, details of the recipient.

How does auto pay for a loan work?

Autopay for a loan works as follows:
1. You activate auto payment for a loan for the required amount.
2. The bank automatically debits the amount from your card every month.
3. The invoice was paid on time.

How to enable auto payment for a loan in Sberbank Online?

“Payments” tab → Autopayments → Connect autopayment → in the search, select “Pay a loan” → select desired bank from the list. If the required bank is not in the list, select "Loans / Transfers to another bank by BIC".

Personal menu (on the right) → My auto payments → Activate auto payment → Select the section "Loan repayment in another bank" → select the required bank from the list. If the required bank is not in the list, select "Loans / Transfers to another bank by BIC".

How can I turn off auto pay for a loan?

1. In the mobile application Sberbank Online
Tab "Payments" → Autopayments → find the desired autopayment and click "Disable".
2. In personal account Sberbank Online
Personal menu (on the right) → My auto payments → find the desired auto payment and click "Delete".

Where can I see if my auto payment went through?

All completed auto payments for a loan can be found:

1. On the mobile app
Payments → Autopayments → Autopayment for a loan

2. In the personal account of Sberbank Online
Personal menu (on the right) → My auto payments → Auto payment for a loan

How to print an auto payment check for a loan?

In Sberbank Online personal account:
Personal menu (on the right) → My Autopayments → Select the payment you are interested in and click "Print Receipt"

Can I change the amount or date of autopayment for a loan?

Go to "Edit auto payment for a loan" and change the amount or date of payment. The next day you will receive an SMS message about changing the auto payment, to which you need to send a confirmation in response

Why was my monthly payment amount re-debited, although I had already closed the loan?

When paying the last payment on a loan, you need to independently close the auto payment for a loan in a mobile application or in your Sberbank Online personal account.

Why was the wrong amount deducted from me when repaying a loan in another bank?

When paying the last payment on the loan, you need to contact the bank where the loan was opened and clarify the amount of the last payment. After that, edit the auto payment for the loan in accordance with the amount, taking into account the pennies.

The amount that you specify when creating an auto payment for a loan is written off. If the amount of the monthly payment for a loan in another bank has changed, you need to manually edit the amount of autopayment for a loan.

To which banks money is transferred in minutes?

Setelem, Alfa-Bank, Russian Standard, MTS-Bank, OTP Bank, Sovcombank and Renaissance Credit. Up to 3 working days, the money is credited to the account of all other banks.

To create a flawless credit history It is extremely important to pay your credit obligations on time. If the money to pay the loan is prepared and is on the debit card, there is nothing easier than sending it to the debit account. There are many ways to do this, and we will definitely mention them, but we will pay special attention to how to pay a Sberbank loan through Mobile Bank.

Mobile devices are always with us. Some do not part with them 24 hours a day. It is no wonder that various mobile applications have conquered a huge market in a matter of years. More and more financial transactions are made using banking mobile applications, and Sberbank is trying to get ahead of its competitors in all respects. Developed within PJSC Sberbank A mobile bank allows you to perform hundreds of different operations, including paying a loan at Sberbank and generally at any other bank. How to do it?

1. Sign in to Mobile Banking.
2. Find the "Loans" section and enter it.
3. A list of your loans will appear. Choose the one you want to pay.
4. We find the interactive button "Pay the loan" and click it.
5. Next, indicate the amount of the payment and the card from which you want to debit the money.
6. We check the correctness of the data entered and confirm the financial transaction.

Payment for a Sberbank loan is carried out without a commission, but when paying for loans from third-party banks, a commission of up to 5% can be charged.

Paying through a self-service device

Paying a loan to another bank online through the Sberbank mobile application is very simple, but not everyone has this application installed, and Sberbank ATMs are very common, and finding such an ATM is not difficult. We approach the ATM, insert the card with which we will pay the loan and enter the pin code.

Next, we get to the main menu, where we have to select the "Repayment of the loan" section. After that, we get to a page where you need to enter data about your loan. If you take a loan from Sberbank PJSC, it will appear on your ATM screen, if a loan from another bank will need to enter a twenty-digit account number, after which the device will display the loan data. Click "Next" and get to the payment page, where you need to specify how much money you need to pay.

At the next stage, the system will offer to withdraw money from the card or pay in cash if the ATM accepts this cash. We confirm the operation and without fail print out a check. We pick up the card and go about our business.

Automatic payment

In some cases, people turn into "malicious non-payers" due to their phenomenal absent-mindedness and forgetfulness. They often forget about one loan, and if there are 5 of these loans, then there is nothing to say. How to be? Train your memory? Of course, memory training is a good thing, but you can solve the problem in another way, for example, by connecting Autopayment. What kind of service is this, and what advantages does it give to payers of several loans?

Auto payment, as the name suggests, is a service for the automatic repayment of user-defined obligations. On the right date cash will be debited from the card automatically and transferred to a credit account. Why is this service worth joining?

1. The client does not need to remember when he needs to pay the loan, the main thing is to leave the necessary amount on the debit card, and the system will write it off when necessary.
2. Funds are debited with a minimum commission (for a loan from another bank 1%) or without it.
3. If you have a Mobile Bank connected, the system will notify you by phone about all upcoming and completed transactions by the Autopayment service.
4. This service can be connected by any client of Sberbank absolutely free of charge.

Not everyone is ready to trust technology in such a sensitive issue as paying a loan, but it must be said that in the event of a failure in the Auto Payment service, the client can easily prove that the loan payment failed not through his fault, but through the fault of the service. If you are interested in Autopay, connect it and start using it, most likely you will like it. You can activate Autopayment: in the Sberbank Online system, at any branch of Sberbank, through the Mobile Bank application, through a Sberbank self-service device.

So, we figured out how to pay off your own loan using the Sberbank phone application. It's not difficult at all, you just need to understand a little, of course, with our help. Good luck!

Currently, in order to pay a loan, you do not need to leave your home at all. Especially if you have the required amount on your debit card, why not pay online. Active users of Internet banking are wondering if it is possible to pay a loan using the agreement number in the same or another bank through Sberbank Online? If only the number of the loan agreement is available, but you know the amount of the monthly payment, you can pay through this Internet banking. Now we will tell you how to do it.

It is not worth mentioning how useful the Sberbank Online system is for the average user. In fact, this is a bank branch in your home. Through this system, you can apply for loans, get approvals, and then pay off these loans. If you need to repay your own loan taken from Sberbank, there is no problem. The system will display this loan itself, and to pay it, you will only need to select it and define a write-off card. With loans taken from other banks, the situation is a little more complicated, but not much.

1. We log in as usual in the Sberbank Online system and get to the main page.
2. We make sure that the debit card has the necessary amount to pay the debt.
3. We go to the usual section "Payments and transfers". There are a lot of things in this section, but we need the “Repayment of a loan in another bank” tab.
4. Next, a list of banks with which PJSC Sberbank cooperates will open. In these banks, a loan can be repaid, knowing the full name of the payer, his address and the number of his loan agreement. We choose, for example, Alfa-Bank.
5. A form opens in which you need to enter data.
6. After all the data has been entered, select from the drop-down list debit card from which you want to withdraw money and click the "Continue" button.
7. At the next step, carefully check all the data and enter the payment amount.
8. Confirm the financial transaction and do not forget to keep the receipt.

The funds will be credited to the account of the partner bank instantly, however, there are cases of delays either due to the fault of Sberbank or the fault of the partner bank. In case of delay in payment, the client will not be responsible, but we recommend that you pay the loan in advance. At least for 5 days. If we take into account that, according to the law, the delay in the transfer of money cannot last more than 5 business days, it means that you need to throw off money as payment for the loan 5 days before the date of payment. So more reliable.

Unfortunately, if your loan is taken from third party bank, which is not on the list of Sberbank partners, you will have to transfer via BIC. To do this, go to the subsection "Credits / Transfers to another bank by BIC", enter the required numbers, select a debit card and confirm the payment.

Other payment methods

You can pay a loan at a third-party bank not only through the Sberbank Online system, but also through Mobile Banking. You can do this by the account number, if you have it at hand. Let's consider the procedure.

1. Let's log in to the system.
2. Open "Transfers and payments".
3. We find the subsection "To an account in another bank."
4. We fill in the fields of the card with information about the current account number, debit card, payment amount.
5. Click the "Pay" button and confirm this simple financial transaction.

If you have problems accessing the Internet and have nothing at hand except a mobile phone, do not despair. If you have a loan in Sberbank, you can pay using SMS. The condition is as follows: the phone must be associated with bank card, that is, the SMS banking service must be connected to it. We dial SMS: CREDIT<двадцатизначный № счета><сумма платежа><последние 4 цифры номера карты списания>.

The text will look like this: CREDIT 54673990689944092573 8500 4521, you do not need to put any punctuation marks, it is permissible to put spaces separating the account number, payment amount and card number. As soon as the SMS is typed, we check its content, and then send it to number 900. The money to pay for the loan will be debited instantly, unless, of course, you made a mistake with the payment details.

So, repaying the debt by the number of the loan agreement, by BIC or by other details through Sberbank Online is as easy as shelling pears. You can spend 20 minutes and figure it out on your own, or you can save this time by reading our article and making a payment in 3 minutes. Good luck!