Service mobile banking provides clients with the ability to use messaging to fulfill requests and banking operations. SMS commands are sent to Sberbank to number 900 - so you can find out about the transactions made, the balance of your card account (even if you have several plastics), just transfer money to another card and make payments.

SMS service provides quick access to banking operations directly from the phone

If you want to use the number 900, then the first thing to do is to find out if you have the Mobile Banking service activated and for which cards it works. It is very easy to do this - the phrase HELP is sent to 900:

Sending HELP to check the connection to the service

If the service is not connected, then there are two options for how to quickly fix it: you can contact any branch or you can do it yourself through an ATM.

We connect the service

We talk in detail about which mobile bank tariff to choose in our article on this topic.

Now let's move on to the description of the main short commands for 900.

Simple requests to Sberbank to number 900

To get information about your account, transactions or available services, you need to use certain phrases, for which there are several options.

Balance inquiry

Most often, each client requests information about the balance. This allows you to control your expenses and notice the actions of scammers in a timely manner. The request is made like this: BALANCE, BALANCE or code 01. After the word, put a space and enter 4 characters from the digital combination of the card (last). The response message contains information about the balance of this account.

Here's what it looks like:

This is what a balance request looks like

The bank's response will be something like this:

Response decoding:

Getting information on your cards

With the help of short phrases, you can find out which customer cards are connected to the service in order to understand the possibility of using this method of managing an account with them. The format in this case looks like this: HELP, INFO, INFO, SPRAVKA, INFORMATION, 06. The client will receive a message containing all the user's cards with an active Mobile Bank (the bank's response is described in more detail in the previous section of this article).

Type of message Help (is the Sberbank card connected to the services of number 900)

Checkout, blocking and unblocking

The following requests are also available to the client:

• Get a list of transactions carried out recently on the client's account: HISTORY or STATEMENT and numbers of plastic. You can also use similar wording, typed in Latin letters or the numbers 02. (More in the article about).

This is how the message HISTORY (mini-statement) looks like



Decryption of a message with transaction history

• Block (suspend action) Mobile bank: BLOCKING THE SERVICE, analogue in Latin letters or 05. It should also be clarified on which particular plastic to perform the suspension, in connection with which, its last 4 digits should be indicated through a space.
• Activate the service back: UNLOCK SERVICES.
• Block the card if it is lost or there are other difficulties. The message contains the word BLOCKING in Russian or Latin letters or short variants: BLOCK, 03 . After the space, the numbers from the card and the check digit-code are indicated, which explains the reason why the client wants to perform the operation.

So you can block lost card





Confirmation that the payment instrument is blocked

Blocking instruction

It should be clarified that the unlocking procedure is available only in the department. This option is not available remotely. But the speed with which, if necessary, you can block, is very convenient.

If you forgot the last 4 digits of the plastic, then you can first send the phrase HELP - you will see the last four digits of each of your Sberbank cards (to which the service package is connected), and then block the necessary plastic.

But in order to make sure that you did everything correctly, or in case of problems with the procedure, you can always contact the bank by phone -555-55-50.

Independent execution of transfers and payments

Mobile Bank commands to Sberbank via SMS to 900 also allow you to perform banking procedures without contacting the staff and specialists of the institution. In particular, you can send money, pay for services, repay credit obligations, etc.

Command to pay for your phone

Most often, the Mobile Bank is used to replenish your cell phone account. It is enough to indicate in the message only the amount written in numbers. This amount will be debited from the card account and sent to the phone connected to the service.

How to pay for communication services

If you have an alert service connected to several cards and you want to pay the operator's bill from a certain plastic, you can specify its last four digits with a space after the amount.

Paying for your phone using plastic

You can pay for the day in the amount of ₽

How to pay for someone else's phone

By a similar principle, you can replenish the telephone balance of your relative or friend. In this case, you will need to indicate the word TEL, enter directly the digital combination of plastic and indicate the size in ₽.

The formulation of TEL in the simplest version

And just like when paying for your phone, you can use the additional indication of a specific plastic for transferring money.

Additionally, a card for debiting funds is indicated

You can create and save templates for paying for services to companies or transferring funds to individual accounts. Then it will be easier to perform actions according to the literal values ​​of the template.

Various options shipments to replenish the balance

Fraud Protection

If you leave your smartphone unattended, then it will be enough for an attacker to deprive you of the maximum daily amount for replenishing services cellular communication— 3000 ₽. Sometimes for a while you want to protect yourself from this kind of fraudulent attacks and turn off the so-called "Quick Payments".

To turn off the possibility of transferring or withdrawing money, you need to send one of the words: ZERO, NULL.

Transfer to a card by phone number

In Sberbank, SMS commands to number 900 mean a transfer to an individual, a company from the list of bank partners or legal entities. persons according to details. Messages are formed according to the following principles:

• You can transfer money to a client, knowing his phone number (not accounts) in this form: TRANSLATION (TRANSLATE or analogues in Latin letters), phone, amount. The transfer limit is limited to 8 thousand rubles per day.

Transfer by recipient's phone

Transfer from the plastic of your choice to the recipient's plastic

A confirmation message will protect you from a possible mistake

• Payments for the services of various companies. You should look in the list of banking institution codes for the letter abbreviations assigned to companies. This is what you need to specify when submitting. After the gap, the personal account, the number of the contract or another parameter of identifying the client in this organization, the amount for payment and the digital combination of the card are noted. The limit is 10 thousand rubles.

Transfers and payment for services

Rules for making transfers to the account of the organization Letter codes of organizations can be viewed on this tab on the official website

• Billing payments are made according to the following template: beneficiary code, payer code, month for which the payment is made and card number. This procedure requires confirmation. This happens as standard according to the code in the response message.

Type of message for billing payments

Billing payment instructions

• Repayment of credit obligations: CREDIT, borrower's account, amount and card.

This is what loan repayment looks like

Instructions for repaying a loan

It is worth clarifying that the limits for a number of the listed operations will be higher if you use self-service devices or Internet banking. When paying or transferring the amount through the cash desk of the branch, usually there are no restrictions. Such rules are conditioned by security measures, which allow to increase the level of protection of money in the client's account.

If you want to participate in charity, you can donate any amount to the Give Life Foundation. It is enough to enter the following values ​​in the message: PRESENT LIFE or GRANTLIFE, the amount of the donation and the last figures of the plastic. The action is limited to 10 thousand rubles.

Sberbank mobile bank commands via SMS to 900 will help speed up any transactions and are available almost anywhere (where there is a cellular signal) and at any time.

Conclusion

Today it's hard to imagine life without mobile phone: it is not only used as a communication between people, but is gradually turning into a tool for conducting various banking operations. For their implementation, a whole system of short messages is provided, the convenience of which can be appreciated by anyone.

Messages and calls on behalf of Sberbank employees and security services in order to extort money.

Sberbank cardholders often receive SMS from 900, asking them to make a transfer to a card, pay a debt, or provide personal data. Fraudsters make such mailings with one goal - to gain access to bank account trusting citizens. In this article, we will look at the main fraud schemes from the number 900.

Money will be debited from the card

The first fraud scheme is as follows: an SMS message from the number 900 comes to the phone. The text of the message says that a certain amount will be transferred from a bank card. To cancel this action, you need to send an SMS with the number "1" or another code to this number. If the rejection message is not sent, the bank will automatically transfer the money after 600 seconds.

At this moment, the owner of the bank card begins to panic, because he did not make any money transfer. Fraudsters also know about this, so the next step of the “divorce” is a call from the “security officer” of Sberbank. The attacker reports that suspicious transactions have been detected on the bank card. In order not to become a victim of fraud and not lose your money, you need to provide the code from the SMS.

When the victim says the code, the imaginary bank employee will ask you to stay on the line and wait for the response of the technical service operator. Time passes, but the technical support operator does not call back. At this time, scammers are already trying to steal money.

Money has already been debited

The second scheme of fraud: the phone receives an SMS from the number 900, where it is written that money has been debited from the bank card. The message contains the card number, the exact amount of funds debited and the purpose of the transfer: utility debt, fine, bill for Additional services etc.

At the end of the SMS there is a link to the clone site of Sberbank (sber.me, sberban.ru and other variations), where you can see detailed information on arrests and charges. After a gullible user clicks on the link, they will be asked to enter their card number and PIN to find out about their debts.

lottery win

The third scheme of fraud: an SMS message comes to the phone from number 900, which says that the cardholder has won the United Russian Lottery. To receive a prize, you need to make a small transfer to the Sberbank card indicated in the message. If you do not perform this action, after a certain amount of time, the winnings will be reset to zero.

The card will be blocked

The fourth fraud scheme: attackers send SMS from number 900, where it is written that the bank card will be blocked soon. To avoid blocking, you must type the command "TRANSFER" and indicate the card number from the message. Usually such a command means the transfer of funds, in our case, to scammers.

How not to become a victim of scammers pretending to be Sberbank?

Number 900 is the service number of Sberbank PJSC, which is used to inform customers and make money transfers. Messages about money transfer confirmation are not received from this number, if the client himself did not send a corresponding request to the bank.

Real SMS messages from number 900 from Sberbank are compiled according to the following scheme:

• addressing the holder of a bank card by name and patronymic;
• the message contains only the last 4 digits of the card or bank account;
• there are never links to third-party sites in the SMS text, as they are sent only to e-mail.

The first piece of advice that will help you avoid becoming a victim of scammers is to create a separate phone number and link a bank card to it. Do not use this number: do not call friends, relatives and acquaintances, do not send SMS, do not register on Internet sites. This will reduce the likelihood that intruders.

The second tip: never reply to SMS messages that come from the number 900 or 900 (the letter "O" is used instead of zeros). NEVER inform "bank staff" and "security services" personal information. Real representatives of Sberbank know this information.

If you have become a victim of scammers, immediately contact the Sberbank support service. Your account will be blocked so that attackers cannot use the money that is stored on a bank card.

Sberbank offers its customers the opportunity to connect a mobile bank or online banking. Through constant access to personal account, many cardholders are exposed to scammers who try to withdraw funds from their account in various ways.

For this, telephone conversations can be used, during which the attackers introduce themselves as bank employees, and they often send SMS messages.

Since the beginning of 2018, a new scheme has become popular, allowing fraudsters to swindle citizens using the official number of Sberbank - 900. This number is used to receive various services or information from bank representatives.

Scammers already know how to fake even official bank numbers phones. The essence of such a divorce is as follows:

• initially, the attackers choose a person who is a client of the bank;
• they get his phone number;
• an SMS message is sent to this number from the short number 900;
• this message contains information that a certain amount of money will be transferred from a person’s card to another account;
• at the end of the text, it is offered the opportunity to confirm the operation, for which you need to send some code to number 900, and if this is not done, then the transfer will be made automatically;
• with the help of such a message, citizens are intimidated, so they, without hesitation, perform all the actions that are required to cancel the transfer;
• a few seconds later, a call is heard, according to which an employee of Sberbank allegedly calls the client;
• he reports that the scammers tried to use the citizen's funds, therefore, in order to save money, you must tell the bank employee the code from the new SMS message;
• in fact, this code is an access to ;
• the scammer gets access to the service, so he transfers all the money in the account without any problems.

Usually swindlers speak politely and calmly, therefore they inspire confidence among citizens. People are afraid of losing their funds, so they do all the actions that the scammer insists on. you will find out how they can cheat at Sberbank when issuing a new card.

An example of a divorce by SMS from Sberbank can be viewed in this video:

History from life

In fact, there are many such stories. Elderly people who are really sure that they are talking to a bank employee are most often scammed by scammers.

Due to this scheme, the police have a lot of statements from deceived people, but it is almost impossible to return the funds.

Sberbank customer mistakes

The main mistake of deceived people is that they trust strangers to whom they provide confidential information. In the SMS message that comes from the bank, it is clearly indicated that it is impossible to report the available data even to the employees of this institution.

If a person who introduced himself as a bank employee requires a code from an SMS message, then you should immediately stop communicating.

- the terms and procedure for replacing cards are described in detail in the article at the link.

An example of SMS from scammers.

How to prevent cheating

In order not to fall for the tricks of scammers in the future, the following tips are taken into account:

• it is not recommended to link a phone number to a bank card at all;
• you should not respond to various SMS messages of suspicious content;
• it is not allowed to tell unauthorized persons who call by phone any confidential information from an SMS message.

You will learn how fraudsters steal money from bank cards through simple SMS messages.

If, nevertheless, a person gave important information to the scammer, then you need to urgently call the bank branch to block the card. Only in this case, you can count on the safety of your funds.

How scammers send SMS from Sberbank short number 900 - see this video:

Thanks to the popular Mobile Bank service, you can use messages to perform banking operations and requests. SMS to number 900 - Sberbank commands, in other words, open access to information about the movement of finances and the status of bank card accounts (even if there are several of them). Also, you can make payments and transfer funds to other cards.

In order to be able to use SMS commands, you must first connect the Mobile Bank. When activating, you should specify on which cards it is connected. It is enough to send a simple command to number 900 - HELP, INFO, SPRAVKA, INFORMATION, INFO or code 06. As a result, you will receive a message with the card numbers on which this service is activated.

Bank response:

If the Mobile Bank is not activated, then there are several ways to connect it. One of them is a personal visit to the nearest bank branch. You can activate the service yourself using an ATM. There is a special section in the main menu.

Connecting the Mobile Bank is not difficult, following the prompts of the system.

At the time of its activation, you should decide on tariff plan- Economy (free) or Full (paid). Now let's take a closer look at the available SMS commands of Sberbank to number 900.

Popular SMS commands to number 900 in Sberbank

In order to carry out monetary transactions and obtain information about the state of your own account, you must use certain commands. To perform any action, there are several of them.

Card balance request

The most frequently used request is to obtain information about the state of the card balance. As a result, you can control your own spending and quickly identify the intervention of unauthorized persons. Such a request should be made up of words such as: OSTATOK, BALANCE, BALANCE, RESIDUE, BALANS or 01. After any of the specified words, you must put a space and dial the last 4 digits of the card number. As a result, a response will come with the amount of the balance on the account of a specific bank card.

The correct execution of the SMS command to number 900:

Obtaining information about the state of the card account using the Mobile Bank.

Response received from the bank:

Bank response decryption:

Statement of payments, blocking and unblocking

To view monetary transactions for the specified period on this account - STATEMENT or HISTORY (code 02), as well as 4 digits of the card number. You can type such commands in Latin.

The bank will reply to the HISTORY command:

Information in SMS with a list of actions on the card account:

• blocking (temporary suspension of the Mobile Bank service) can be done using the SERVICE BLOCK command (or the same word typed in Latin). You can also use code 05. To specify which card to block, put a space after the command and enter the last 4 digits of the card number;
• activate the blocked Mobile Bank: UNLOCK SERVICES;
• command to block the card in case of its loss or other problems: LOCK or BLOCK or code 03. Then a space, 4 last digits of the card number.

Using an SMS command to number 900, you can block a lost card:

The response will contain the code that needs to be sent back:

One of the options for sending the sent code:

Bank information about blocking:

Detailed description of the BLOCK special command:

The procedure for unlocking the card can only be carried out at the Sberbank branch itself. This action cannot be performed remotely. Blocking a lost card is very fast.

If the last 4 digits of the card are unknown, send the word HELP to 900. The response will contain partial information on valid cards. If you have any doubts about the correctness of all actions, you can always use the free hotline 8800-555-55-50.

Phone payment via SMS 900

SMS 900 - Sberbank commands allow you to carry out various monetary transactions without leaving your home. Among the most popular actions: payments for services, transfers, loan payments, etc.

Payment for your phone from a card via SMS

To replenish the phone balance, dial the command and the amount of money. If there are several cards in use, then you need to clarify which card to debit money from. To do this, put a space after the amount and indicate the last 4 digits of the card.

Replenishment of a phone number from a specific plastic card Sberbank.

Top up another phone via SMS from the specified card

In order to transfer to the phone account of unauthorized persons, a similar scheme is used. The TEL command is typed, a space is put and the number, space and replenishment amount are indicated.

You always need to specify from which card you need to debit the money.

Features of entering information about the card from which the money will be debited.

For convenience, it is possible to save special templates. With their help, you can perform operations even faster. The main thing is to correctly name the templates.

Transfer to a card by phone number via SMS

With the help of SMS commands from Sberbank to number 900, transfers become possible Money individuals, as well as legal entities by details or organizations from the list of Sberbank. The principle of compiling such a message is quite simple.

Features of SMS content:

• Transferring money to a Sberbank client. This will require not his account, but a phone number: TRANSLATE or TRANSLATE (you can use other similar words typed in Latin), a phone number, the required amount of money. The limit for performing this operation is 8 thousand rubles. per day.

The principle of transferring from a specific card to the addressee's card.

Thanks to SMS confirmation to number 900, mistakes can be avoided.

• Payments for the services of organizations. It is necessary to clarify in the list of Sberbank codes special abbreviations that correspond to certain companies. They should be typed in a message, after a space, enter the number of the personal account, contract or other data of the client in this company, and then enter the amount required for payment and the card number. Restrictions for transfer - up to 10 thousand rubles.

Features of making SMS transfers to the company account:

Billing payments using the Mobile Bank are carried out according to a certain scheme: the code of the addressee and the payer, the month in figures for which the payment is made, and the card number. To perform this operation, confirmation by SMS is required.

Message scheme for billing payments:

Payment by credit debt is made using the command: CREDIT, client account, amount and card number.

Debt Repayment Team:

There are certain restrictions on certain transactions when using the Internet Bank or self-service machines. When paying at a bank branch, there are no limits. This is done to ensure the protection of your finances.

You can take part in such charity events as “Give Life” by typing the command: GRANTLIFE or GIVE LIFE, the transfer amount and 4 digits of the card number. Limit - 10 thousand rubles.

All SMS commands to number 900

A complete list of SMS requests for 900 -

Fraud protection

If suddenly unauthorized persons gain access to the phone, they will be able to use the opportunity to transfer money to their own number to pay for communication - the limit is 3000 rubles. per day. To protect their own finances, some users disable this service for a short period of time.

Disable transfers: NULL or ZERO to number 900.