When buying real estate, it is advantageous to use credit funds provided by Center Invest Bank. Mortgage is provided for the purchase of real estate in the secondary market, under an agreement equity participation in the construction of housing, for the construction of individual housing, in the acquisition of commercial real estate.
Mortgage lending is provided for a period not exceeding 20 years. There are no restrictions on the size maximum amount loan.
Mortgage Calculator Center Invest allows you to choose the most profitable terms lending. To do this, you need to select the required amount for the loan, the repayment period, the amount of the advance payment, as well as the value of the property, and so on. These data will allow you to choose the necessary credit condition. You can also use the mortgage calculator to calculate the remaining amount of the payment.
Requirements for the borrower
To obtain a mortgage loan, you need a document from an appraisal company confirming the value of the property, as well as a document confirming the registration of the sale and purchase agreement.
Only after confirmation of these documents, a decision will be made on the issuance of credit funds. The client does not need a document on compulsory insurance.
The borrower must have a residence registration document and be between 18 and 65 years of age. It is also necessary to provide a certificate from the last place of work, in which there must be more than 6 months of experience.
Interest rates at Center Invest
You can buy housing on credit, but at a favorable interest rate. So Center Invest offers an annual rate of 10.5 - 15%. This percentage depends on the value of the property, the amount of the loan, the term of payments. The size of the initial payment also depends on the percentage of the rate.
It is worth noting that the borrower pays the down payment on his own, the amount of the contribution is 20% of the property price. This is a generally accepted percentage, because. banks pay 80% of the property value.
Early repayment
If desired, you can make early repayment of the loan. This will allow you to pay a smaller amount of the accrued interest rate. Early repayment can be made in part or in full. In this case, repayment will be made without penalties.
Restrictions
There are no limits on the amount of a mortgage loan. Restrictions may apply only to the borrower, he must provide all Required documents and get their confirmation.
Mortgage calculator Center-Invest will calculate all loan parameters for 2019.
Mortgages are taken for more than one year, so it is necessary to take a very serious approach to choosing a program of honorary lending. Compare offers from different banks, make an online calculation of the cost of monthly payments, the amount of overpayment for a mortgage.
Our Mortgage Calculator Center-invest will help you with this.
commercial real estate
Housing construction
Real estate
PJSC CB Center-invest is a large regional universal bank in terms of assets with the participation of foreign capital (the largest in Rostov region). The main activities are lending to legal and individuals, attracting funds from the population in deposits, servicing a wide range of enterprises in the region. The credit organization has a diversified structure of liabilities, the largest source of funding is the deposits of the population. The main shareholders are foreign development banks (EBRD and DEG) and investment funds.
Choose a loan program
Residential real estate (standard terms) Residential real estate (preferential terms) Commercial real estate Loan program for young teachers
Minimum down payment in %
40 % percent
Mortgage loan amount
65,000,000 rubles
Mortgage term
252 months
Minimum interest rate on a loan 12.5 %
Calculation result
- The value of the property: 4,000,000 rubles,
- The initial payment of 30% will be: 12,000,000 rubles,
- Loan amount: 950,000 rubles,
- Bank interest rate: 13.8% per annum,
- Loan term: 60 months.
- Confirmed monthly income - at least 454,456 rubles.
- Monthly payment(annuity): 181,782 rubles,
- For the entire period, the following must be paid: 43,627,797 rubles,
- Overpayment for a loan: 27,627,797 rubles,
Send a preliminary calculation by mail
Loan payment schedule
Open Joint Stock Company " Commercial Bank Center-invest has been operating in the Rostov region since 1992. Since this period, the bank has taken key positions in several indicators at once, 1st in terms of assets and net profit, 79% in loans issued and 77% in deposits received (compared to all banks in the region). Commercial Bank Center-invest is the leading bank in the Rostov region in the field of mortgage lending. Mortgage calculator "Commercial Bank "Center-Invest" contributes to the development of mortgages in the region. The Mortgage Calculator from Center-Invest Bank allows you to calculate loan parameters, choose the optimal size and terms of loans.
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Main part financial institution is focused on servicing small and medium-sized businesses, financing agribusiness projects, projects related to improving energy efficiency, social programs with the participation of the State.
The total customer base is 200 thousand units, of which 50 thousand are legal entities, the rest are individuals (many are offered mortgages from the Invest Center on favorable terms).
Corporate clients receive a standard package of services and, in addition, support for foreign economic activity, financing of trade activities, participation in the enterprise modernization program.
For representatives of small and medium-sized businesses, a wide range of loans with different conditions is offered. Let's note programs for women-heads of the enterprises or owners of individual entrepreneurs. Low interest rate and the beginning of the principal repayment from the 7th month of lending.
If you are interested in services for individuals from Center invest, then it is worth noting that a wide range of deposits is open for individuals, supported by an insurance system, drawings for clients, lending, Western Union money transfers, premium VIP service, for clients with deposits over 500,000 rubles etc. On the site you can use the online mortgage calculator from the Invest Center.
Geography
The head office is located in Rostov-on-Don, two offices in Moscow and London. 140 offices located in cities Stavropol Territory, Volgograd and Rostov regions.
The number of own ATMs is 400. Preferential services are available in affiliate programs of the United Settlement System, and a free Mortgage Investment Center Calculator is offered on the site.
Mortgage Lending Programs
"Centre-invest" bank, the mortgage from which is a really good deal, offers good interest rates on mortgage loans from 9.5% per annum. But you need to carefully choose the program, as the rate can rise to 14.5%.
Mortgage calculator Center-Invest allows you to calculate the amount of mortgage for individuals according to the data for 2019. If you want to choose the best mortgage offer, buy an apartment in a new building or another residential real estate with a minimum overpayment, then be sure to use a calculator.
Center-invest is a well-developed bank that occupies a leading position in the financial sector of the Russian Federation. Key areas of activity are consumer lending, servicing corporate accounts, mortgage credit lending, attracting deposits from individuals. Low interest on mortgage make this bank popular among borrowers who want to buy their own housing.
Today Center-Invest offers 3 mortgage lending programs.
Acquisition mortgage real estate- This is a very serious step for every family, because you need to take on obligations to pay the debt on a monthly basis. The amount of these payments will depend on how competently you calculate the mortgage and how to choose the right mortgage program (at what interest, for how many years).
Our online calculator Mortgages Center-Invest will automatically help you determine:
- Maximum mortgage loan
- Amount of monthly payments
- The amount of accrued interest on the mortgage for each month
- The amount of the total overpayment in monetary terms
- The amount of the total overpayment in percent
- The total amount of mortgage payments for the entire period
- Possibility of early repayment
Using this information, you can get a complete picture of the chosen mortgage program, assess your ability to repay the loan and pay debt payments, and decide on the appropriateness of applying for a mortgage.
For potential borrowers (including public sector employees and military personnel), Center-invest provides the following opportunities for obtaining a mortgage loan:
- With down payment
- With a guarantor
- With proof of income
- No down payment (0% down payment)
- Without guarantors
- No proof of income from work
- Personal conditions (young professionals or young families)
When applying for a loan, the bank can offer two options for repaying the debt: through annuity payments or differentiated payments. Mortgage calculator Center-invest calculates exactly annuity payments, since they are in the greatest demand among the population.
The calculator is a really convenient and modern way to calculate all mortgage parameters online. For an accurate calculation, finally decide on the type of property.
Mortgage loan in Center-Invest can be obtained:
- On a plot of land for individual development
- For secondary housing
- For a new building
- For the construction of a private house
Already at the bank branch, be sure to ask a bank employee if it is possible to apply for a mortgage with early repayment at Center-invest, with state support or maternity capital. We also remind you if the borrower has an open salary card in a bank, this will significantly improve credit conditions.
