Axon Bank apply for a loan online. Reviews about axonbank

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They took a loan for vacation, 20% can only be withdrawn from the card, and the rest from the card, this is very inconvenient, I don’t know what they are thinking about when they come up with such conditions. Then they imposed an insurance of 11 thousand. And instead of 60, I took out a loan of 73 tr, then it turned out that I had a debt, although they paid on time. They themselves withdrew money for the phone (SMS notification) and they themselves said that it was impossible to do this. They raised my interest rate. One negative, I will never contact this bank again, a scam and only a scam. Do not take anything from this bank.

Portal Administrator 03.09.2018 20:18

We accept feedback without evaluation.

Aksonbank 29.08.2018 15:07

Dear Bhbyfrf!

Hello.

We have studied your situation in detail.

When applying for a loan product, you yourself chose the option of lending with voluntary insurance life and health by personally signing the application for insurance, as well as the application form for a loan. You had the opportunity to opt out loan agreement, choose another credit organization or another insurer, as well as conclude an agreement without the condition of joining the insurance program.

The loan is provided by the Bank regardless of whether the Client chooses Additional services or not.
We provide services in accordance with our tariff policy, the details of which you can always find on the Bank's website in the "Tariffs" section https://aksonbank.ru/tariff/
We provide you with a choice of loan products. You had the opportunity to choose the most suitable product for you from those offered, namely the one that did not intended use 80% of the loan amount for non-cash payment for goods and services. The loan is provided by the Bank, regardless of what loan product chosen by the client.

The employees of the Bank's office, of course, did not aim to create difficulties or inconvenience you. If so, please accept my apologies.

Sincerely,
Axonbank.

28.08.2018 10:33

Bank response

I took a loan from this bank "express lending" and regretted it. Made all payments. But it turned out that I was on the black list. On top of that, I get a letter from the court about the delay. I called the bank and they didn't provide any information. This bank ruined my credit history.

17.03.2018 13:52

Two months ago I applied to the bank for a loan. The girl filled out the questionnaire and said that the loan was approved. I'm in joy take out a loan and I understand that the amount is more than 27,000 tons of rubles! I ask why so, the girl explains that this is the amount of insurance! Wow! She immediately said that I did not need insurance, to which the girl replied - “without insurance, you will not be approved for a loan”! This insurance is mandatory and if the bank approved it, then there is no other option! but you can write an application for a refund for insurance within five days!

In general, I take a loan, because the money was needed urgently. Three days later I came and wrote a statement. I was told that a letter about the decision would come within a month! Today I received a letter of refusal! They refer in the letter to the fact that the insurance is voluntary and no one forced me that the loan would be approved without insurance! I read the law where it says that I agreed and I can refuse within five days from the date of signing! And what about the words of the girl who assured that without insurance you will not be approved!

In general, I will go to court! But I will already demand moral compensation and for insurance! Since this is a hoax !!! and the bank also changes the terms of the loan if you withdraw cash from the card! In general, they are deceiving! The worst bank!

15.01.2018 9:03

In general, there are no complaints about the bank. I have a credit card there. In the brochure issued upon receipt of a credit card, it is written that on the 10th of every month I will receive the amount of the monthly payment by e-mail. After waiting until the 20th, and not receiving anything by e-mail, I went to the bank. They said that the e-mail informing service is not working yet. I ask how much I have to pay at least this month? The answer is 1000 rubles. I paid. I'm going back to the bank next month. I ask - how much? The cashier girl answers me - your current interest is generally 94 rubles, this is the minimum for payment. Nice, however. I pay 3,000 so that I don't have to worry next month. Since I suspect that the minimum payment cannot be so minimal. I rent 2500 per month.

25th of the next month. I miss. I think that there is enough money thrown in (although I suspect that I could be wrong, but I ventured to check). A week later, they call from the bank and say that they had to pay 1800. I rush, I cry. Next number 25. I come to the bank. I'm being voiced a small amount, I pay 1000 for good measure. And here is September 25th. Transferred 1,500 from another card. Today they call on delay. What's the delay? the answer is that it has been going on since last month, there are a few rubles there (I quote verbatim!). What exactly is the amount? The answer - I can’t say for sure, go to the bank today, clarify and pay, otherwise I will call you. What more i can say.

I go to the Internet bank, there is information that I have 638 rubles on my account, of which 138 rubles are available. No information about debt. I call the bank branch in my city. Sorry, they answer, we do not give information by phone.

In general, in the evening I'll go to the showdown ... I'm sick of it. Is it really impossible to at least send the amount of the monthly payment by SMS?

Alexxxx2 23.01.2014 15:56

The problem was solved, my personal account was deleted and created on a new one. There appeared all necessary sections.
At the moment, I repaid the loan in this bank ahead of schedule, the credit card was destroyed in my presence.

Among the bank's financial services for individuals, two programs are offered consumer lending. Borrowers who meet the requirements can receive up to 10 million rubles. To take a cash loan from Axon Bank, it is enough to fill out an online application on the official website of the company.

Product Terms

Through an online application at Axon Bank, one of two consumer cash loans can be issued.

Express Loan Program:

The rate is 15.9% for all clients and 13.9% for preferential category of borrowers.
The amount is from 30 thousand to 300 thousand rubles.
The term of the contract is from 1 to 3 years (multiple of 12 months).

To conclude a loan agreement, you will need a passport of the Russian Federation and SNILS. Without documents on income, you can take up to 150 thousand rubles, otherwise you must submit a certificate in the form of Axon Bank, 2-personal income tax, an extract from the PFR or a pensioner's certificate. Borrowers who have successfully closed a previous loan in the amount of more than 100 thousand rubles in Axon Bank do not need to provide certificates.

If you need to take a large amount, you can use credit program"Capital". As part of the product, the bank issues up to 100 million rubles, the minimum threshold is 300 thousand. Return borrowed funds it is possible within 1-5 years, while the percentage of overpayment will depend on the duration of the contract. And also the cost of the loan is affected by the availability of insurance.

Detailed conditions for the rates of the "Capital" program are indicated in the table.

Term, in years	Contract with insurance	Contract without insurance
1 year	9,50%	19,5%
2 years	16,5%	22,0%
3 years	17,5%	22,0%
4 and 5 years old	18,0%	22,0%

The contract for life and health insurance services is concluded on a voluntary basis, but such a decision will allow you to get the maximum profitable terms. The cost of the policy depends on the amount of the loan and is 5%.

A package of documents for submission to LLC CB "Axon Bank": passport, SNILS, certificate of the amount of monthly income (account statement from the PFR on accrued pension, 2-personal income tax, pension certificate, certificate of employment in the form of a bank).

How to apply online

Drawing up an application for a loan is carried out on the official website of the bank. Here you need to select the appropriate offer and click on the "Finish" button, after which a form will open to fill out.

It must provide all the requested information:

the amount and term of the loan;
FULL NAME. and date of birth;
mobile phone and email address;
passport data: number, series, subdivision code, date of issue;
address of permanent residence;
SNILS;
job title.

The period for generating a response to an online loan application is from 5 minutes to 3 business days. After, the bank sends a notification about previously approved loan or refusal. Then a package of documents must be submitted to the bank for consideration, after which the loan manager will announce the exact terms of the loan - the amount and interest rate. In special cases, third-party guarantees may be required to receive funds.

Maxim Demchenko

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The Axon Credit system allows bank customers to quickly fill out an online loan application with the ability to specify the desired loan term and amount. The article describes in detail the stages of filing an application without visiting a branch of a financial institution.

Axon Bank offers customers to apply online for the following types loans:

On the official website of the bank, the client can get information about the types of loans, as well as about the methods and conditions for obtaining and repaying.

Application methods

To apply online client Axon Bank can:

visit the official website;
use your personal account.

The borrower is not limited by the time the site is open and can apply from anywhere and at any time. List of documents for obtaining a loan:

passport of a citizen of the Russian Federation;
SNILS.

The list of additional requirements:

age from 18 to 70 years;
the term of work in the last place is not less than 4 months.

Registration takes place without guarantors, collateral and income statements.

Official site

On the bank's website, the borrower should click the "Get a loan" button and fill out the questionnaire, which will become active below.

The application is submitted after the correct filling of all columns of the questionnaire, in which the following are entered:

personal data;
passport data;
SNILS;
registration data at the place of residence;
information about the borrower's employment and income level.

Decision time for loan application from the moment of submission is from 5 minutes to three working days.

Personal Area

Clients of Axon Bank can use the Internet banking service. The client can also apply for a loan here. The application form is identical to the online form on the official website.

Registration

On the official website, you must click the Internet Banking button.

After that, the menu for entering the bank will open on the page. If the client is visiting the site for the first time, he should register.

Registration takes place using one of the following methods:

by credit card number;
according to the passport;
by account number.

Authorization

In case of problems with logging into their personal account or in order to restore access to the Internet Bank, customers need to use the Register link or contact the Axon Bank information center by calling 8-800-100-1500.

Stages of consideration

The application filled by the borrower goes through two stages of consideration:

verification of the questionnaire by a credit expert;
examination automated system jar.

The financial institution will report a preliminary positive decision or refusal. Further, the entire package of documents must be taken to the bank for further processing.

In rare cases, the amount of the loan, its term, interest rate and a third party guarantee is required. This happens when the bank tries to insure the additional risks associated with the current type of lending.

How to improve your chances of getting approved

In order to increase your chances of obtaining a loan, the borrower must remember that:

The presence of a positive credit history serves as an advantage for conscientious borrowers over those customers who have a credit history that is either negative or absent.
At the time of application, you should enter your data as truthfully and correctly as possible. Errors and inaccuracies may cause an automatic rejection of the application.
In addition to a positive credit history, it is important to have a constant source of income. The bank must be confident in the solvency of the borrower.

The functionality and mobility of the online service from Axon Bank allows borrowers to apply for any type of loan at a convenient time and anywhere where there is Internet access.

A credit card with a grace period for lending to Axon Bank can be issued without proof of income by presenting a passport and SNILS. In addition to the fact that a credit card allows you to use the borrowed funds of the bank for 50 days without interest, it can be used to return purchases in the form of cashback.

Requirements for borrowers and conditions of the program

The card can be obtained by borrowers with good credit history aged 18 to 75 years. Income confirmation is not required, it is enough to present a passport and SNILS. The client must have mandatory registration in the region where the bank is present, and the length of service at the last place of work must be at least 4 months.

Credit card MasterCard Platinum issued for up to 3 years. Credit card amount from 30,000 to 100,000 rubles. When the conditions of concessional lending are met, the use of funds is free, but when going beyond the interest-free period, a rate is applied that depends on the category of client:

For those who do not have a history in the bank, the maximum rate is set at 29.9%.
The minimum rate of 14.9% is available to borrowers of Axon Bank, subject to the availability of at least 3 closed loans in the amount of 1,000,000 rubles or more.
The rate of 24.9% is intended for customers with previously issued loans from 100,000 rubles.

Credit card from Axon Bank

Credit card amount

from 30 thousand rubles to
100 thousand rubles

Grace period

up to 50 days

loan rate

from 14.9%
per annum

* - get up to 7% cashback on purchases

In both cases, no delays should be recorded - a maximum of 7 days for the entire service time.

The grace period applies only to non-cash transactions. You can use borrowed funds without paying interest for 50 days. The start of the grace period is fixed at the time of the first purchase and lasts until the 20th day of the month following the month in which the first purchase was made. If the conditions of concessional lending are not met, it is possible to pay in installments. The minimum payment - 5%, but not less than 320 rubles plus interest for use, must be paid no later than the 20th day of the month following the month of the debit transaction.

There is no commission for issuing a card, and the cost of servicing depends on the activity of the client and amounts to 49 rubles per month, subject to the repaid debt, and 249 if there is an open debt on the settlement date. For storing own funds on the card account, income is accrued:

For amounts up to 10,000 rubles - 1% per annum;
From 10,000 to 50,000 - 2%;
From 50,000 to 150,000 - 3%;
From 150,000 to 300,000 - 4%;
From 300,000 to 500,000 - 5%;
From 500,000 - 1%.

Cash withdrawal by credit card is possible with a commission of 5.9% of the withdrawal amount, but not less than 500 rubles. Cash withdrawal from an ATM more than 50% of the established credit limit impossible. For removing your own Money commission is not included.

At the request of the client, it is possible to connect SMS informing for 49 rubles per month.

Conditions for receiving Cashback

A credit card is issued with additional features and allows you to receive income from purchases in the form of cashback with active use. Bonus amount:

With the amount of purchases up to 10,000 rubles per month - cashback will be 0.1%.
From 10,000 to 30,000 - 1%;
From 30,000 to 75,000 - 1.2%;
From 75,000 - 1.5%.
The maximum refund of 7% is charged if the total amount of purchases on the card is from 150,000 rubles per month and there is a balance of own funds of at least 500,000 rubles.

Cashback cannot exceed 5,000 rubles per month and 60,000 rubles per year.

Axon Active installment card

Special banking product designed for active buyers and clients of the AKSON shopping center. The client receives up to 100 days of installment plan for purchases in this hypermarket (including on the akson.ru website) using the card.

Axon Active installment card

Card limit

up to 100,000 rubles

Grace period

up to 90 days

loan rate

installed individually

* - cardholders receive installments at 0% for 3 months for purchases on the Akson.ru website or in the AKSON shopping center

Maximum amount as part of a credit line - 100,000 rubles, the loan term is no more than 36 months. MasterCard Unembossed credit card without annual service is issued for 5 years. For registration, you only need a passport and SNILS.

During the grace period, it is necessary to make mandatory payments in the amount of 8% of the amount spent, but not less than 500 rubles, by the 15th day of each month following the month of making purchases. The card is intended only for payment of goods, without the possibility of withdrawing cash.

A credit card can be redeemed without commission:

At Axon Bank self-service terminals by depositing cash on a card.
At the cash desk when depositing from 50,000 rubles to the account.
When depositing amounts up to 50,000 to the cashier, you will have to pay 150 rubles.

You can pay off the debt in any other convenient way: through the Russian Post, mobile phone stores,

The necessary information about the parameters of the credit card, the amount of debt, and the balance is easily tracked in personal account. You can also order a callback or contact a specialist yourself. hotline by number 8 800 100 1500.

You can apply both at the bank office and on the website by filling out a questionnaire. When submitting an online application, it is necessary to fill in the blocks with personal data, registration address, brief information about employment (industry direction of the position and type of position).

It will take several minutes to make a decision, after which the bank manager will call you to determine the nearest office and a convenient time to receive a credit card.

Offices for receiving the card are located in the cities: Vladimir, Vologda, Kostroma, Ivanovo, Kirov, Rybinsk, Tambov, Cherepovets, Yaroslavl.

Borrowers from other cities can take advantage of offers on and.

At Axon Bank it is very convenient and easy to apply for a loan online via the Internet, it does not take much time and simplifies many processing processes - it is convenient for both the bank and you. Whether it's a small payday loan or a car loan, everything can be processed quickly and, most importantly, safely.

Today, cash loans to an individual is the most widely demanded service of AXON BANK.

It is impossible to predict all possible expenses, very often there is no savings for unplanned expenses. Our loans are suitable for almost all cases: you decide to fulfill your dream, you don’t have enough money for repairs, you really want to go on vacation, there are large, expensive purchases ahead or a joyful event - you always need money!

Various conditions for loans allow you to find the best offer that is convenient for you! We offer our clients advantageous lending in the amount of up to 100,000,000 rubles with the ability to choose a loan term from one to three years, prompt consideration of the application, as well as a convenient application service, and of course, flexibility of conditions and an individual approach to each client.

Apply for a cash loan online!

Having decided on the right amount cash and repayment period, you need to fill out an application for a loan and draw up documents. There is nothing easier than applying for a cash loan online without leaving your home! To do this, you need to fill out a simple, intuitive form for obtaining a cash loan online on the bank's website Aksonbank.ru, and we will as soon as possible we will consider your application.

You can calculate the amount of the monthly payment yourself using loan calculator: by indicating the desired loan amount and repayment period, you will get acquainted with the approximate monthly payment. More detailed information will be available after submission. online applications for credit.

Cash loan according to the passport and SNILS

To quickly apply for a cash loan, use an identity card - a passport and SNILS, and you can get money in a convenient way with a minimum overpayment on the loan. AKSON BANK is a reliable bank with an excellent reputation earned over the years, which is why long-term relationships are our priority! We create mutually beneficial conditions so that you are satisfied with our cooperation.

Cash loan without references and guarantors

We can afford to trust our customers: you no longer need to collect a lot of certificates and present several documents confirming your identity. With AXON BANK, obtaining a cash loan without references has become truly real. You do not even have to look for guarantors to make your dream come true or to put into practice long-planned plans.

A cash loan without certificates and guarantors is not only simple, fast and convenient, it is a sign of trust in our customers!

Credits

Microloan

Need money before payday? Instant loan in Aksonbank!

Low rate - 0.1% per day.
Loan term – 20 days
Fixed amount 10,000 rubles.

Axon Active

3 months installments without %! Profitable purchases without overpayments!

Up to 100,000 rubles
Card validity period – 5 years
For all goods in the shopping center "AKSON" and on the website akson.ru

Additional terms:

Type of MasterCard cards Unembossed
The maximum loan amount is determined individually.
Mandatory payment - 30% of the total debt on the date of payment
The Bank, in the presence of free funds on the personal bank account of the Client, debits the amount of the mandatory payment without acceptance
Annual service - free of charge

Express loan

Everything is available with affordable credit! Online application!

Consideration of the application in 5 minutes!
Loan amount from 30,000 to 300,000 rubles
Long term loan - up to 3 years
Without certificates, only a passport and SNILS!

car loan

Fast and profitable loan bail car! Money for car owners!

From 15% per annum
Up to 2 years
Up to 1,000,000 rubles
For new and used cars

Additional services:

A loan secured by a car for car owners Vehicle category "B".
Repayment order: Accrual of interest on the balance of the debt. Equal monthly payments. Early repayment is possible.
Loan security: Pledge of a car or a purchased car.
Provided documents: passport, SNILS, documents for the car (purchased car). Over 500,001 applications rubles - reference 2-personal income tax.

Capital

Dreams are real!

Low interest rate - from 10.5%
Loan amount from 1,000,001 to 100,000,000 rubles
Loan term of your choice - from 1 to 3 years

Bank cards

Bank cards - modern, convenient and reliable way storage and use of your funds. AXON BANK offers its clients to issue both debit and credit bank cards. Unlike cash, a bank card will allow you to comfortably and safely make online purchases at various online trading platforms at any time.

Ease of using bank cards

AT modern world You can pay with a bank card almost everywhere: in shops, gas stations, restaurants. Now you do not need to carry cash with you to pay. Bank card payments are instant and safe, even if you lose your card, you will not lose money!

You can pay utility bills, telephone bills, internet and much more with an AXON BANK card without leaving your home, it's convenient, fast and without commission. With the card you will clearly control your expenses.

A bank statement will show the entire history of transactions on the card, and instant SMS informing will acquaint you with the amount of the payment made and the balance of funds on the account.

Affordable banking card service in AXON BANK

AKSON BANK offers its customers to issue bank cards with various service rates. Here you will find a card that fully meets all your needs. There are both budget, standard card options with a minimum annual maintenance, as well as gold, and even platinum cards. payment system mastercart.

Premium cards are distinguished by the presence of pleasant bonuses in the form of preferential use of safe deposit boxes, an increased cash withdrawal limit and the ability to make payment transactions around the world. Regardless of the chosen type bank card, Guaranteed profitable, high-quality and reliable service will always be available to you.

Interest is charged on the balance of funds depending on the type of card, which is why using our cards is not only convenient, but also profitable.

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