It's easy to buy travel insurance

Why is it worth buying insurance for a Schengen visa at AlfaStrakhovanie

It is easy to buy travel insurance:

• Select the country of your visit and the dates of your trip.
• Indicate the dates of birth of the insured persons.
• If you prefer outdoor activities and sports, do not forget to indicate this when calculating your insurance.
• Choose one of the offered international travel insurance programs.
• Fill in your personal details. Please enter the correct phone number and e-mail.
• Pay for insurance in any convenient way online.
• Receive your insurance policy by e-mail.

Online travel insurance (VZR)

Vacation is approaching and you are going on a tourist trip abroad. You have planned your trip in advance and want to have a pleasant time. It is important not to forget to include in the list of mandatory "things" on the road the insurance policy of those traveling abroad. And even if you are going to a visa-free country or traveling in Russia, TCD insurance will help you feel confident.

Choosing insurance from "AlfaStrakhovanie" you will be sure of receiving assistance, no matter where you are.

And the unique online insurance service for those traveling abroad will save your time - you don't need to go anywhere for an online TCD policy, it will be delivered to you by e-mail. AlfaStrakhovanie has many years of experience in insurance for people traveling abroad.

When do you need insurance abroad?

For the Schengen countries, medical insurance is one of the documents required for obtaining a visa: entry into the territory of the Schengen countries is possible only with a policy.

Medical insurance for travel abroad is an indispensable thing for your vacation. Usually, the cost of getting medical care abroad is very high, a travel insurance policy will solve this problem. In the event of a sudden illness or accident, you can receive emergency medical care abroad and compensate for the costs incurred, including for medicines, transport, urgent messages and legal assistance.

In life, situations are possible when a paid trip is canceled for reasons beyond your control or its terms have changed. Such changes are always associated with financial losses from trip cancellation. An insurance policy for those traveling abroad with the included risk of trip cancellation will compensate for the losses incurred.

When you go on a trip, you check in your belongings as luggage. If you lose your luggage or identity documents, you can get monetary compensation if you include the risk of losing your luggage in your travel insurance policy.

Going on vacation, we do not think that skiing, cycling, and sometimes even just walking, we can cause unintentional harm to the property or health of other people. This happens especially often when a person is in a new country, in unusual circumstances. An insurance policy for those traveling abroad will allow you to insured event not to pay out of own funds compensation for damage caused to other persons or their property. This is especially true for those who like active and extreme recreation.

Even the most experienced driver, finding himself in another country and faced with unusual traffic rules and driving habits, can get confused. Insurance abroad under the Auto program from AlfaStrakhovanie will save you from unforeseen expenses in the event of an accident or breakdown of your car.

Insurance for those traveling to another country for outdoor activities. A TCD policy with this option gives you the opportunity to seek medical help if you are injured while doing extreme sports on vacation.

Online travel insurance is necessary not only for people traveling abroad (for example, to obtain a Schengen), but also for tourists traveling in Russia, so as not to worry about unplanned expenses for medical assistance on a trip.

Why is it worth buying insurance for a Schengen visa at AlfaStrakhovanie

We interviewed more than 800 people traveling around the world and everyone said that the main thing for them in travel is the confidence that even if an unforeseen situation occurs in a foreign city or country, for example, with health, documents or luggage, they have a reliable assistant. , who will tell you how best to proceed and provide financial support. If you, like the people who took part in the survey, understand that travel insurance is not just a document for obtaining a Schengen visa, you will appreciate the ease of purchase, quality of service and other benefits of travel insurance from AlfaStrakhovanie. According to the rating agency RA Expert, AlfaStrakhovanie JSC has an exceptionally high level of ruAA reliability.

You can buy travel insurance online - from the comfort of your home or office. On the AlfaStrakhovanie website, you can not only calculate the insurance for those traveling abroad online and find out the cost of the policy, but also pay for the insurance of those traveling abroad with an online card or a payment system convenient for you. Paid online travel insurance will be sent to the specified email address.

All embassies and visa centers accept online insurance for those traveling abroad from AlfaStrakhovanie. It is enough just to print out the purchased online insurance for those traveling abroad and provide it along with the documents to obtain a Schengen or other visa.

Depending on the type of trip, you can add the necessary options to your travel insurance. It can be as simple as minimum medical insurance for a visa, insurance for skiing, surfing, diving or other extreme sports, luggage protection and travel cancellation. For those who want to be calm not only about the trip, but also about the property left unattended during the trip, with one click you can add apartment protection to the online insurance for those traveling abroad.

24 hours a day, 7 days a week, Russian-speaking operators receive calls from our clients, it doesn't matter if you bought a travel insurance policy at the AlfaStrakhovanie office, from a partner selling insurance for people traveling abroad AlfaStrakhovanie or online insurance. Consultation and assistance to insurance owners when traveling abroad will be provided at any time and in any country in the world.

AlfaStrakhovanie pays great attention to the convenience of purchase and the quality of service in the event of an insured event, thanks to which AlfaStrakhovanie's travel policies are in high demand. And the reputation of a reliable insurer is confirmed not only by the high level of payments, but also by the fact that the largest airlines and travel agencies choose AlfaStrakhovanie as their travel insurance partners.

Insurance for a Schengen visa

Coverage of expenses

Medical insurance for a Schengen visa

Obtaining a visa to all Schengen states requires insurance, valid during the trip to Europe - an insurance policy for those traveling abroad or TCD. Travelers can obtain this document from AlfaStrakhovanie.

Travel insurance abroad

Foreign travel insurance may include minimum medical options for a visa, risk coverage for extreme recreation and sports, safety of citizens' luggage, travel cancellation insurance, apartment protection for the period of departure.

Use a handy calculator

Use a convenient calculator that will allow you to select only the options that are relevant to you (for example, health insurance traveling abroad) and accurately calculate the price of the policy.

Convenient Online Service

The online service will provide insurance for those traveling abroad, while significantly saving the client's time.

You don't have to go anywhere for the policies of AlfaStrakhovanie JSC, they will be delivered to you by e-mail.

Print insurance blanks

The travel insurance forms received by e-mail must be printed out on the printer yourself.
and take with you on a trip.

Difficulties will not arise:
all documents are automatically registered on the server of the insurance company.

Has an insured event occurred?

If during the trip an insured event occurs or the planned trip did not take place, you must act in accordance with the following algorithm:

1	Contact the operator of the service center that provides services to insured citizens by any in an accessible way.
2	Immediately proceed with the instructions of the service center operator. If the insured event occurred under the contract on medical insurance for those traveling abroad, the operator will select a medical institution that will provide services in accordance with the options specified in the insurance.
3	If the insured person incurs expenses related to the insured event, he must, within 30 days, submit supporting financial documents to the offices of AlfaStrakhovanie JSC.
4	AlfaStrakhovanie JSC compensates for the losses incurred in accordance with travel insurance abroad within the limits of the insurance liability.

It is reliable with AlfaStrakhovanie JSC. We will make every effort to minimize the consequences of the problems that have arisen! Enjoy your stay!

Questions and answers

The minimum package of medical insurance for tourists traveling abroad includes emergency services:

• transportation to the clinic;
• outpatient and inpatient treatment with a threat to life and health;
• emergency dentistry;
• evacuation of the injured tourist to his homeland;
• under tragic circumstances - repatriation of the body.

Initially, it is assumed that the minimum insurance is in the interests of people on a business trip or on a relaxing holiday. If a person is engaged in extreme sports (surfing, diving, alpine skiing, etc.), the corresponding options must be added to the policy issued by the insurance company. In addition, insurance for those traveling abroad may provide protection against the loss of real property and luggage, as well as cover the risks of trip cancellation.

JSC "AlfaStrakhovanie" offers insurance for travel abroad, the minimum coverage for which is € 30 thousand, the maximum - € 100 thousand.

The insurance period of a policy issued for a single trip must be at least 3 and no more than 365 days. The purchase of MULTI insurance determines the possibility of choosing any number of insured days in the required insurance period. The online insurance service of AlfaStrakhovanie JSC will make sure that the price of this option is profitable.

In the event of an insured event, you need to provide the following information to the service center in any available way:

• personal data,
• location of the insured person,
• insurance number and validity period,
• the essence of the problem.

Further actions must be performed in accordance with the recommendations of the operator of the service center.

There are the following restrictions when purchasing a policy:

• the age of the insured person is over 79 years;
• purchase of a policy on the day of departure abroad (the insurance period starts from the day following the day of insurance registration);
• purchase of a policy for use on the territory of a foreign state, the citizens of which are the insured persons.

All these exceptions are taken into account in the work of the insurance calculator for those traveling abroad, JSC AlfaStrakhovanie.

So it has come, the most wonderful time of the year - vacation. Have you already decided where you will go, what will you do? Did you forget to take out travel insurance?

Any trip can be overshadowed by an unexpected injury or even a common cold. And, unfortunately, the tourist does not always manage to solve the problem himself - he has to turn to a specialist. Insurance of tourists traveling abroad - a guarantee that the victim will receive medical assistance and pay the clinic bill Insurance Company(if all the conditions of the insurance contract are met).

All you need is to contact the assistance company at the number indicated on the policy, give the insurance number, describe the problem to the operator, and then follow his instructions.

In some countries, medical insurance is required to obtain a visa, but even if neither a visa nor a policy is valid for your trip mandatory documents, consider purchasing insurance just for your own peace of mind and safety.

Contrary to popular belief, insurance covers not only serious injuries that require immediate surgery, but also minor injuries and colds. Why go to a doctor in a hotel, who will take a substantial amount of money from you for just one consultation, if, according to the policy, you can take tests for free, get an appointment, and you don’t have to pay for the drugs themselves (if they are prescribed by the attending physician and confirmed by the assistance company )?

It is especially important to purchase a policy for tourists traveling with children. Your child can get rotavirus infection or get hurt on the rides - the insurance company will solve all the problems. And, if something happens to you, you can be sure that your child will not be left unattended and returned home with an accompanying person while you are undergoing treatment.

So how much will the insurance cost? Since in our country there is no state regulation of the cost of TCD policies, insurance companies themselves set the base rates for travel insurance. Therefore, the price for similar products in different companies may differ significantly. Comparing the cost of travel insurance in an online calculator will help save money on purchases.

In order to buy travel insurance online, you first need to decide on the purpose of your trip. If you plan to engage in any physical activity, such as diving or skiing, this must be noted in the policy.

Consider how much coverage is best for a particular trip. To do this, you need to look at the cost of medical services in the region. If a country is known for its high prices, then your travel insurance coverage should be adequate.

Our travel insurance calculator will select several offers from different insurance companies for you. You choose the search settings - "Insurance.Ru" finds suitable products.

It is easy to buy insurance for tourists traveling abroad, see for yourself:

1. 1. Select the country and travel dates, age of tourists;
2. 2. Adjust the search criteria, add additional options to your policy, if necessary, expand its coverage;
3. 3. Compare prices for travel insurance. Choose the most advantageous offer and proceed to its registration: enter information about the insured and pay for the purchase directly on our website;
4. 4. Your travel insurance will be emailed to you.

Do you have a flight soon, but did not have time to purchase medical insurance for your trip abroad? With Safety & Rest you can directly at the airport using your own smartphone, tablet or laptop. Such insurance is issued online and comes to the post office - like an air ticket. The policy will always be at hand in electronic form and, if you need to apply for insurance, it is enough to contact the service company (the phone number is indicated in the policy). All medical assistance will be free and the cost of the call is compensated.

You can buy travel insurance online before departure, even when you are already at Domodedovo, Sheremetyevo, Vnukovo or somewhere in Voronezh or Yekaterinburg. The location is completely irrelevant. According to the law, it is now enough to have electronic insurance while traveling; it has the same legal force as the policy purchased during a visit to the office of the insurance company.

To do this, it is enough to fill in the fields of the electronic:

1. indicate country, departure and return date, age;
2. choose the appropriate insurance program: Base, Optimal or Platinum (programs differ in coverage - from 35,000 to 100,000 USD and a set of risks);
3. fill in the data about yourself on the basis of your passport, indicate your contact phone number and e-mail);
4. pay for the policy online ( by credit card, from a mobile phone account, electronic money, etc.)

Attention! In the field "Departure" the date should be at least + 1 day from today... It is impossible to buy a policy on a day-to-day basis according to the insurance rules!

Thus, the policy becomes valid from the next day if you arrive on the day of departure (the first day of the trip you will be without insurance). If you arrive the next day, the insurance starts from the first day of the trip. The policy is sent to the client's e-mail immediately after payment. The document is valid in electronic and paper form. That is, there is no need to print the policy.

With a policy from you will feel confident and calm during the entire trip or business visit abroad. In the event of an insured event, each client is guaranteed qualified assistance, which will be provided free of charge for insurance... It is enough to report the incident. The phone number is indicated in the policy.

The insurance covers the costs of treatment, including hospitalization and transportation of the patient to the clinic. At the request of the client, it is also possible to insure trip cancellation or interruption, loss of documents, damage or loss of luggage and other unforeseen situations.

Traveling medical life insurance is a good habit for any traveler. In some cases, the presence of a policy is a prerequisite for a foreign trip, and sometimes the choice is left to the tourist.

In this article I will tell you what is the fundamental difference between “ Travel insurance», « Travel insurance», « Insurance for a Schengen visa"And other products. For many tourists, all these phrases mean the same thing, but this is not entirely true.

The post turned out to be long, for those readers who do not want to study the entire text, here are my brief recommendations:

• pay attention to the assistance company Your service abroad will depend on this (if the policy is issued only for obtaining a visa, then who your assistance is is not so important);
• buy a policy without a deductible, or with a minimum deductible, your expenses will depend on this when applying for medical help (if you buy a policy exclusively for a visa, then with a deductible it will be cheaper - this is beneficial);
• buy in advance, all companies have a time franchise (the policy starts working a few days after the purchase), thus companies protect themselves from fraudsters (this point is important for those who are already traveling);
• be sure to read the contract, no matter how small it is printed.

If you wish to combine visa insurance and a reliable medical policy then I recommend checking out Tripinsurance. If you need a simple, cheap and exclusively for a visa, then it will do

For different trips, different insurance

Even before a trip abroad, you should clearly understand for what purpose you are going there. It sounds strange, but people have different goals. For example, if you are traveling abroad on a business visit to your business partner, do you need advanced medical or standard enough?

The question is interesting and very controversial, because if after a business meeting (everyone's business is also different, someone considers the purchase of three sheepskin coats to be a big business) you are going to celebrate the signing of a lucrative contract for a boat trip. And an insured event occurs on a pleasure yacht. Will the insurer cover this case in the presence of a standard policy, or will it claim that sailing on a yacht is an active or extreme sport. There are a lot of such examples in life, so it is better to have a good medical policy with a large coverage of risks and without any deductibles.

There is only one conclusion: you are going downhill skiing, which means you need a policy covering sports risks. If you are going to Europe to see museums, then a regular policy will do.

Where to buy travel insurance abroad

If you are traveling to a foreign resort on a tourist voucher, then a standard medical policy will be given to you along with the purchased tour (however, according to the law, you can refuse such an offer). You will already have the minimum protection, but if you want to secure your trip as much as possible, then I recommend purchasing it yourself additional insurance(instead of shareware, which comes with the tour, or additionally).

Whether a policy is needed for a trip abroad is partially closed for Russians, but how this law works in practice is still unknown. After all, it says that in the absence of a policy, all financial costs are borne exclusively by the traveler.

The concept of "Insurance for traveling abroad" is very vague, because it includes both the mandatory visa requirements of the country and other insurance services (for a car, for Schengen it is a "Green Card", liability to third parties, etc.). It should be understood that different countries have different requirements for the policies themselves (the minimum amount of coverage), and separate requirements for insurance organizations (the organization must at least be accredited at the embassy of the country where you are going).

A simple example, a tourist independently travels to Finland by car. In this example, the outgoing tourist must have a medical policy + Green Card for the car. If the same tourist travels to Finland by bus on his own, then the package of documents is already smaller, and requires only a medical policy with a coverage of 30,000 Euro.

Travel insurance

Travel insurance is an even more general concept than the above example. Let's figure out what this insurance product should include, and what each tourist gets when buying a package tour.

When buying a tour, each tourist is given a so-called tourist medical policy (which you can refuse, but not everyone knows about it). Since the tour is a package, the tourist receives everything as a single package. At first glance, the idea is great, but as always, "The truth is hiding in the little things." , look for the link.

With a careful reading of the text of the agreement for such travel insurance, it becomes clear that you don't have to rely on it, but how you can count on a policy where most of the risks are not covered.

There were anecdotal cases in style, swimming in the sea was equated with extreme sports, and renting a bicycle required an extended policy according to the Active Sport system. By the way, many companies don't cover risks like sunburn, so buy sunscreen.

Fortunately, most tourists do not have insurance events during their holidays, so no one notices such tricky conditions, and as a rule, no one reads five sheets of text in small print.

A travel policy must cover at least a minimum of risks that may occur, namely:

• emergency assistance - urgent diagnostic and treatment measures;
• accident - a sudden, unforeseen event resulting in bodily injury, disability or death;
• sudden illness - any detectable illness that first occurred during the validity of the policy;
• emergency expenses - all necessary expenses in case of emergency assistance, accident and sudden illness.

This is the minimum list of risks that any (cheapest) travel insurance, if the list seems too small to you, then I congratulate you, you have read the standard contract and are thinking.

There is a way out of this situation - it is the choice and purchase of an additional travel policy that fully satisfies your way of rest. If you are scuba diving, then simply add the item "Sports and outdoor activities" to your policy, if you rent a motorcycle on vacation, then add the item "Driving a motorcycle, moped", etc. , read the link.

Visa insurance

Visa insurance is used in cases where consulates mandatorily require a policy (Finnish Schengen as an example). If a tourist travels to such countries, then at the border they may also be asked to present the policy form itself. The only requirement is that it be and formally meet the requirements.

Thanks to this requirement, all Schengen visa applicants have a policy, and the places around the consulates resemble a market in which the main product is the sale of insurance.

The main difference between the so-called "Insurance for a visa" is its low cost, the cost is adjusted to the minimum requirements of the consulate. I would call such a document technical insurance for a visa, and I did not really hope for it abroad (although there are exceptions).

Insurance policy conditions for a Schengen visa

Insurance for a Schengen visa is required in fact, as I said earlier. Without the correct Schengen health insurance policy, you cannot get it. The presence of a policy is one of the requirements when submitting documents for a Schengen visa, and the presence of a full package of documents is checked at the consulate. Insurance exclusively for a visa is generally a different story, many people prefer to make the cheapest insurance to get the Schengen, such a decision has the right to life. Now let's talk about all these subtleties in detail.

Conditions for Schengen insurance

The requirements of most consulates for policies are approximately the same, but there may be more loyal countries (for residents of St. Petersburg, this is Finland) and less loyal ones, which can look especially closely at these documents.

Here is a list of the basic requirements:

• the validity period of the policy must be equal to or greater than the duration of the entire trip period (visa validity);
• the coverage area of ​​the policy must apply to all countries of the Schengen area (the policy must indicate the territory of Schengen insurance);
• lack of a deductible for the policy;
• the insurance premium must be at least 30,000 euros;
• the minimum list of risks and costs that the policy must cover: first aid, transportation of the patient, posthumous repatriation.

For more information, check the consulates website.

Medical insurance for travel in Europe

If you are one of those people who prefer to have reliable health insurance, then you should pay attention to several mandatory and very important points, namely:

the amount of coverage is the total amount (for the Schengen, at least 30,000 euros), within which the company covers the risks, it is desirable to have a larger amount;
• territory - make sure that the Schengen insurance territory is indicated in the policy;
• assistance - when buying a medical policy, pay attention to the assistance company, your comfort abroad will depend on its work ().

Insurance cost for Schengen

The cost of medicine in Europe is high, while the price of a policy can start from 500 rubles, where did this paradox come from, and why it works now, let's figure it out. The cheapest insurance is suitable for the consulate, but it will have a number of restrictions and limits.

The cost of the policy for the Schengen area depends on several factors, which add up to the total price:

• the amount of the indemnity after the occurrence of the insured event (at least 30,000 euros);
• the size of the insurance period (there are several tricks here);
• information about the insured person: his age (critical for children and the elderly), occupation and health status (critical for people with chronic diseases and pregnant women);
• insurance program (also greatly increases the cost of the policy).

Now let's take a closer look at all the items from the list.

Amount of compensation

This is the simplest and most transparent condition, the greater the amount of coverage (the limit of the amount that the company will pay), the more expensive the policy.

The size of the insurance period

There is a very interesting system for Schengen, you have the right to buy a policy for only a few days, or for the entire duration of the visa. When applying for Schengen, each visa applicant signs that he undertakes to have a medical policy for each day of stay. But at the time of applying for a visa, it is enough to have a paid policy for the first trip.

What is the secret of this method? When buying a policy for the entire stay, the total cost is less than the exact number of days. And besides, it is much more convenient, you buy a policy valid for one year and indicate the number of days you need.

Here is a simple example, an insurance policy for a Schengen visa valid for one year and 60 days. This means that during the year you can travel to Europe and your insurance will be valid for 60 days. If you have a multishengen (any number of entrances), then you can travel at least every week for one day of stay, the policy will be valid (residents of St. Petersburg often practice this).

It turns out that it is more profitable to buy a medical policy for the entire period of a Schengen visa with the required number of days, thus it will be cheaper, and travel is much freer.

Information about the insured person

There are several types of citizens for whom the service will cost significantly more than for everyone else, and some companies will refuse to insure at all. Companies are introducing additional tariffs for small children and babies, as well as for those tourists who are in old age. If the insured has chronic diseases, then such a policy will also be much more expensive. There is no point in hiding information about chronic diseases, because in the event of an insured event, the company may refuse to reimburse.

Pregnant women go to a separate article, read about them below.

Insurance program

Most insurance companies have several programs, depending on which certain risks will be covered. For example, Liberty has four programs "A", "B", "C", "D". Program "A" is the simplest and cheapest, and program "D" is the most expensive, you can read about it.

In addition to each program, a tourist can pay for additional options, from "Cancellation of the trip" to "Search and rescue activities", I talked about this in the post "". This can be seen more clearly in the photograph of the brochure to insurance policy Liberty.

Travel insurance for pregnant women

Companies are especially afraid of pregnant women, and at any stage of pregnancy. If there may be all sorts of variations with other types of risks, and the insurance company has the opportunity not to compensate for the damage (for example, the tourist was drunk, the tourist was driving vehicle without a driver's license, etc.), then with pregnant women this trick will not work and in 100% of cases you will have to reimburse the cost of medical services.

There is no separate package for pregnant women, but there are additional options to the basic version of the policy "Insurance in case of complications of pregnancy". Not all companies insure pregnant women; today such an option is available from ERV, Rosgosstrakh and Liberty. The rest either refuse, or the cost of insurance is calculated individually and the total price of the policy turns out to be very high.

But even here there are pitfalls, each insurance company (ERV, Rosgosstrakh, Liberty), which is ready to take such risks, sees the gestational age in its own way and, depending on this, minimizes its possible losses.

Dates of pregnancy at which medical care will be paid for by the insurance:

• ERV company - up to 31 weeks (7 months), there are several packages, OPTIMA for single trips, OPTIMA-Multi for multiple trips for half a year, OPTIMA Annual for multiple trips for a year;
• Liberty company - up to 24 weeks (5 months), there are also several different programs;
• Rosgosstrakh company - more than others takes care of pregnant women and sells policies only up to 12 weeks of pregnancy (3 months), hinting that the most important thing for mother and child at this time is peace.

What is included in the additional insurance package for pregnant women:

• outpatient and inpatient expenses in case of a sudden complication of the course of pregnancy or an accident threatening the life and health of the insured;
• medical expenses for premature birth;
• medical expenses for caring for an infant.

Travel cancellation insurance

In Russia, travel cancellation insurance is not very popular, but in vain. In the countries of Europe and the United States, it is customary to remove any responsibility from their shoulders and shift it onto someone else's; in many ways, this approach is redundant, but correct. Most Western tourists (especially the elderly) actively use cancellation policies.

The essence of such insurance is to minimize your financial risks(tourist risks), in most cases this is the cost of a paid tour. In the event of a number of cases (clearly described in the contract) and which the tourist cannot influence in any way, part of the tour cost is refunded.

The following events may be covered by the "Cancellation insurance" cases:

• refusal of a visa;
• death, injury, sudden health disorder of the insured, his relatives or travel partner (when there is one voucher for two);
• damage or loss of property of the insured (fire, flood, etc.);
• trial and arrest, conscription, etc.

Tour insurance against cancellation

Not for every tour you can purchase a policy for this program, one of the conditions is the time of its registration. For most companies, this is 7 days, partly due to protection against fraud on the part of tourists (when a tourist got sick before the trip and decided to buy a policy). Thus, all last-minute tours with a departure "tomorrow" do not fall under this.

When buying travel cancellation insurance, you should carefully read the contract, especially the conditions under which the refund is not paid, and there are a lot of them.

How much does cancellation insurance cost?

The cost of the policy is calculated in relation to the cost of the tour per person, the price can be reduced at the expense of the franchise.

A simple example, if the cost of a ticket per person is up to $ 3,000, then the cost of the policy is approximately $ 20 per person (without a deductible).

In the event of an insured event, the tourist can return part of the funds (including commission) spent on the purchase of the tour. Unfortunately, it will not be possible to return all 100% of the funds, but it is still better than nothing.