With the onset of spring, various insects are activated, among which the most dangerous are ticks. They carry over 60 types of dangerous diseases. Tick ​​insurance, which can be purchased from almost all popular insurance companies, is designed to help avoid self-incurring costs associated with paying for medical services and purchasing medicines.

What risks does it cover

The insured risk is understood as the anticipated event, in the event of which the insurance is bought.

Tick-borne encephalitis insurance risks may differ depending on the specific UK, but they are usually as follows:

• the death of the insured person due to an infectious disease transmitted as a result of a tick bite;
• the onset of disability due to a bite;
• a long stay in a hospital in connection with the need to receive medical care.

When is it better to insure

Usually, tick insurance is issued for 1 year. After the expiration of the policy, you can issue a new one.

The entry into force of the contract is carried out after 5-10 days (depending on the insurance company) from the date of payment of the insurance premium.

The approximate period of tick activity (in central Russia) is from early April to late October. The peak of activity is the beginning of June. The largest number of registered appeals to medical organizations regarding tick bites is from mid-May to late June.

It follows from the above that it is better to insure yourself or your relatives (taking into account the period of entry into force of the policy) somewhere in the middle of April, and next year again in the same period to purchase insurance.

At what age children

Sberbank insurance accepts children from 3 years old as insured persons. The maximum age of the insured citizen at the time of purchase of the policy should not exceed 65 years. Persons of any age can be insured in RESO.

In relation to other insurance companies, information of this kind is not always presented on the official websites and the Insurance Rules, therefore we recommend that you check it by calling the hotlines.

What help can you get

The tick insurance program provides the following medical services (or compensation for their cost - depending on the insurance contract):

• an initial physical examination immediately after a tick bite;
• diagnostics of the possibility of transmission of encephalitis, borreliosis and other systemic diseases by analyzing the tick for the presence of a virus in it;
• the introduction of anti-mite immunoglobulin;
• doctor's advice.

Comparison of conditions and prices of major ICs

The terms of the insurance policy and the amount of the insurance premium may differ depending on the specific insurance company. Our editorial team conducted their own analysis and comparison.

Rosgosstrakh

Rosgosstrakh has 3 main protection programs:

• Economy is a basic product with an insured amount of 100,000 rubles.
• Standard - a program with an extended insurance amount of 250,000 rubles and accommodation in comfortable two- or three-bed wards during inpatient treatment.
• Premium - the insured amount of 500,000 rubles, medical supervision services for six months after a tick bite, the ability to insure the whole family at once.

Important! The cost of insurance depends on the region, on the number of insured persons (if the family is insured, there is a 10% discount), as well as on the chosen insurance program.

Sberbank insurance

Basic conditions:

• you can buy a policy online;
• the cost of insurance for 1 year - 470 rubles (does not depend on the age of the insured and other factors);
• there is no deductible;
• the number of applications to the insurance company during the validity period of the insurance is not limited, but each insurance payment reduces the insured amount (if the insured amount reaches zero, the contract will be automatically canceled).

RESO

Basic conditions for “tick-borne” protection in RESO:

• the insured amount is 500,000 rubles;
• the price of the policy depends on the region in which it is purchased (there is no online calculator on the website, so for the calculation you need to contact the nearest branch);
• insurance may provide for an unconditional or conditional deductible (clause 6.14.);
• insurance can be canceled during the “cooling off period” and the insurance premium refunded.

Sogaz

Tick ​​bite protection in Sogaz is provided within the framework of collective agreements of voluntary medical insurance concluded with employers in favor of their employees.

Voluntary health insurance workers can:

• claim compensation for medical expenses not covered by the compulsory medical insurance policy;
• at any time of the day contact the round-the-clock assistance, which will tell you about the procedure in case of an insured event;
• ask all your questions by calling the hotline number - 8 (800) 333 - 0 - 888.

VTB Insurance

You can take out insurance at VTB Insurance Moscow for the following periods:

• 3 months;
• six months;
• 9 months.

The cost of the policy depends on:

• its validity period;
• the number of insured persons.

The rest of the parameters and conditions do not affect the price. For 1 person of any age, the policy will cost:

• for 3 months - 220 rubles;
• for six months - 240 rubles;
• for 9 months - 300 rubles.

AlphaInsurance

AlfaStrakhovanie has an Antiklesch program, the sum insured for each insured person is, as a rule, 1 million rubles (may vary depending on the region of insurance).

Protection includes the whole range of medical services - examination with a bite, diagnosis of encephalitis, administration of immunoglobulin, etc.

The price of a policy under the Alfaklesch program in Alfa insurance depends on:

• region;
• the age of the insured person.

For example, in St. Petersburg, annual protection for an adult will cost 250 rubles, and for a child - 190 rubles.

How to get insurance

Citizens can purchase insurance:

• at the nearest office of the insurance company;
• in online mode.

When concluding a contract online, documents are not provided. Instead, only information about the policyholder and the insured is entered, namely:

• Date of Birth;
• passport data (series, number, date of issue, department code);
• registration address;
• contact information (phone, e-mail).

To apply for a policy online, you need to click the banner button and fill in the calculator data. After that, you will be provided with a calculation of the cost of the policy and you can purchase it.

For offline registration, the following is provided:

• statement;
• a document proving the identity of the policyholder and the insured;
• at the request of the insurer - other documents (for example, confirming the absence of HIV or a group of disabilities in the insured, as well as the fact that he is not registered in narcological, neuropsychiatric and tuberculosis dispensaries).

What to do in case of an insured event

If a tick has bitten, insurance against a bite will only help if it applies no later than 3 days after the actual fact of the bite. If you do not apply within the specified period, payment for medical services to the clinic or reimbursement of their cost will not be made.

Is it possible to pull out the tick yourself

You cannot take out a tick at home. This should be done by a qualified technician.

Attention! If you try to pull it out on your own, you can make a sharp movement, as a result of which the tick will burst. And in order to study a tick for the fact that it has transferred infectious diseases, it must be alive.

Where to go and what documents to take

If insured via the Internet, the insured must immediately contact the service company with which his insurer cooperates. The telephones are indicated on the insurance policy and, if necessary, can also be specified by calling the IC hotline. The specified procedure also applies in the case of an offline purchase of the policy.

Further, the assistance will tell you which clinic you need to contact no later than 72 hours for the analysis of the tick and the introduction of immunoglobulin and, if necessary, for hospitalization. The insurer will independently pay the invoice issued by the clinic.

If the terms of the contract provide for self-payment for services with their further compensation, then no later than the time specified in the agreement of the parties, you must contact the UK and provide the following documents:

• statement;
• general passport;
• certificate confirming the fact of a tick bite;
• a copy of the license of a medical organization;
• an agreement with a medical institution indicating the full name of the insured, the list and cost of the provided medical services;
• a sales receipt indicating the name and cost of the anti-mite immunoglobulin with the seal of the pharmacy organization, and a doctor's prescription for purchase (provided if the immunoglobulin is not in the clinic, and you had to buy it yourself).

Spring is the time when ticks wake up in Krasnoyarsk and its environs, and when it's time to think about how to protect yourself and your loved ones. For example, get vaccinated or buy tick insurance. What is the danger of a tick bite, preventive measures and what to look for when choosing an anti-tick policy, as well as the cost of insurance in Krasnoyarsk - in our material.

What is the danger of a tick bite

The season of ticks begins in early spring, the first ticks usually appear in late March - early April and are recorded until the end of September. In 2019, in mid-March, residents of Krasnoyarsk discovered the first ticks that woke up.

Recall that in 2018, in the Krasnoyarsk Territory, the first ticks appeared in the 1st decade of April. The peak of the maximum activity of ticks occurs in May-June, it is during these months that the largest number of ticks affected by sucking is recorded. In 2018, more than 15,000 cases of tick sucking were registered in the Krasnoyarsk Territory, including about 3,000 cases among children. In Krasnoyarsk itself, 4893 cases of tick sucking were registered last year, including 759 cases among children.

Not every tick bite is dangerous. The most dangerous diseases carried by a tick:

• Tick-borne encephalitis
• Tick-borne borreliosis (Lyme disease)
• Ehrlichiosis
• Anaplasmosis

So, in 2018, 191 cases of tick-borne encephalitis were recorded, including 3 fatal cases, and 148 cases of borreliosis.

Infectious disease doctors and representatives of insurance companies offer two ways to solve the problem - vaccinations and insurance.

Tick ​​vaccination

Tick-borne encephalitis vaccination is the only and most effective method of prevention. Naturally, preparing for the season of tick activity, preferably in winter or at least in early spring. The basic immunization schedule, which guarantees protection against encephalitis, consists of 3 vaccinations. An emergency (accelerated) immunization scheme, in which the vaccine is administered 2 times, is also possible in the summer, but no later than 2 weeks before visiting a dangerous place. Further, revaccination is carried out once every 3 years.

You can be vaccinated against tick-borne viral encephalitis from the age of 3 in medical institutions. From the age of 10, schoolchildren are vaccinated in medical offices of educational institutions.

If for some reason you do not want or did not have time to get vaccinated, then tick insurance will come to the rescue.

Tick ​​insurance in 2019

Insurance against a tick, more precisely against diseases of which it is a carrier, will save both money and time in the event of an insured event.

Of course, the first thing that worries the consumer is how much does tick insurance cost? In Krasnoyarsk, the cost of a policy in insurance companies starts from 150 rubles. The average price is 200-300 rubles. The maximum cost of insurance with preventive vaccination is 2200 rubles. Most companies offer discounts for families and groups.

Probably, no one needs to tell what a tick is and how dangerous it is (and if anyone has forgotten, last year's discussion of this topic on our website). This time we will talk about whether it is worth spending money on insurance against the bite of this insect, and what to look for when applying for a policy. Practice testifies: today, unfortunately, you don't even need to go into the forest to pick up a tick - this can happen right at the summer cottage and even in the city square or park.

What is the benefit

First, let's see if it is advisable to take out such insurance at all. To answer this question, just look at the numbers ( Attention: the prices shown are current as of the publication date of the article; of course, they can change, but this does not change what is written: the cost of the policy in any case will be much lower than the cost of the corresponding medical services).

Policy cost voluntary health insurance for tick bites usually ranges from 150-300 rubles(depending on the insurance company, the volume of services provided and the region).

Analysis of one tick for the presence of the tick-borne encephalitis virus in our region, depending on the medical institution, it is 250-350 rubles, for borreliosis - the same amount. Comprehensive analysis for 4 major infections, which can be carried by a tick, will cost about 800 rubles. In this case, the insurance program may provide for an unlimited number of tick tests during the period of validity of the insurance policy.

In principle, you can ignore it further. Saving on analysis is more expensive for yourself: if a tick suddenly turns out to be a carrier of a dangerous disease, and you find out about it too late ... I don’t want to scare anyone, but there is a possibility of death. There are examples.

If anything, add to the amount of your expenses in the absence of insurance immunoglobulin cost(1 ampoule per 10 kg of weight; on average 700-800 rubles per ampoule). The injection is done within 72 hours after the bite, if the tick is a carrier of the tick-borne encephalitis virus, and if there is no way to check the tick, just in case.

It is free for children, but an adult will have to pay the cost of the drug. And by the way, it is quite possible - to buy it yourself. Not every healthcare facility has an adequate supply of immunoglobulin, and it may happen that you will not be able to get an injection if you have not brought your medicine. And those medical institutions with which the insurance company has a contract for the provision of services for a tick bite are required to have this drug and, upon presentation of the policy, give you an injection, if there are indications for that.

What is important when applying for an insurance policy

If I have convinced you that tick bite insurance is not the case when it is worth saving, let's see what you need to pay attention to when choosing an insurance company, insurance program and concluding a contract. There are important nuances that not everyone knows about, namely, the effectiveness of your insurance coverage depends on them.

1. The size of the insured amount

Voluntary tick bite health insurance program does not provide for payments of monetary amounts if an insured event occurs (that is, a tick has bitten the insured). But the insured amount is indicated by the contract and varies in a huge range - from 50,000 to 1,000,000,000 rubles (again, depending on the insurance company, insurance program and region). So, it is within these funds that you will be provided with medical assistance if necessary.

The amount of the insured amount, as a rule, affects the cost of the policy (the larger the amount, the more expensive the policy). And here it is wise to include a calculator. When, for example, for 50 thousand rubles of the sum insured, they promise to provide you with everything that is possible, if necessary, including hospitalization, medications and sanatorium-resort rehabilitation treatment, you should doubt the veracity of such assurances.

On the other hand, if it is written that the insured amount is 1 million rubles, but at the same time, only analyzes and consultations of narrow specialists are recorded in the list of services provided - no medicines, no inpatient treatment, and even less any resorts there, - it is also worth a good think before signing the contract.

The examples are real, taken from the information provided by the insurance companies themselves (I will not indicate the names so as not to do either advertising or anti-advertising; the main thing is to understand the principles, and you will choose the company yourself).

2. What can you get under the policy

Read the list of medical services covered by the insurance very carefully. Do not hesitate to ask questions if you do not understand something, and make sure that you are given intelligible answers to them. Otherwise, go to another company. Tick ​​bite insurance is now included in the list of services of almost all insurers, so you always have a choice.

What an insurance policy can and should guarantee you

• Examination of the victim and removal of the tick

Check, just in case, if the insurance will be valid if you remove the tick yourself. But even if you are assured that it will be, it is better to have a specialist do it on an outpatient basis.

• Laboratory examination of a tick for the presence of viruses

The set and number of studies are different - keep this in mind. The standard minimum is an analysis for tick-borne encephalitis and borreliosis (Lyme disease) viruses. Sometimes a blood test may also be included to look for signs of infection with these diseases and / or testing the tick for other viruses that it may carry.

If the contract does not explicitly say, specify how many requests for tick bites (and, accordingly, laboratory tests) are covered by the policy. It is extremely rare, but it also happens that laboratory tests of a tick are offered as an additional option (for an additional, albeit small fee).

• Administration of immunoglobulin if indicated

As already mentioned, immunoglobulin is administered if, when examining a tick, it was found that it is a carrier of the tick-borne encephalitis virus, and also when it is impossible to conduct a study (for example, your tick did not live to see the laboratory). If the test results are negative, no injection is prescribed.

• Drug prevention of borreliosis

It is not always provided for by insurance programs, unlike the preventive administration of immunoglobulin, but if the tick that bites you turns out to be a carrier of the borreliosis virus (Lyme disease), this will become relevant for you.

• Hospitalization in the event of a disease

If all measures (removal of the tick, its analysis, preventive measures if indicated) were performed on time and in the appropriate medical institution, but signs of the disease still appeared, hospitalization will be required. The contract should provide for the provision of inpatient medical care, including the cost of necessary research and medicines.

Please note that some of the prescribed drugs may be included in the list of vital and essential drugs - they are provided to the patient as part of the compulsory health insurance guarantees. They should not be included in the cost of services under the policy. The insurance company will not pay for those medications that the patient "prescribed" to himself.

• Rehabilitation treatment

Both tick-borne encephalitis and borreliosis are serious diseases that require not only serious treatment, but also long-term recovery after hospital. If the insurance contract guarantees coverage of these costs too, great.

Sometimes insurance companies offer two or more insurance options - choose the best one, with all that said. Also possible additional options... So, for example, one of the companies includes accident insurance in the package of services - in case of disability or death of the insured from tick-borne encephalitis, the payment will be 100 thousand rubles.

3. Where the policy is valid

This is especially important for those who are going on a trip. If it is not written directly in the contract, be sure to clarify this nuance. And find out how you should proceed, what documents to submit to the insurance company, if suddenly a close acquaintance with a tick happens outside your region. Different options are possible here, so find out all the details in advance.

4. When the contract comes into force

"Tricky" moment, which also needs to be paid attention to. The policy does not necessarily start on the same day you signed the contract. For example, one of the insurance companies in the contract says that the insurance period starts from the third day after the conclusion of the contract. That is, if a tick bites you the day after signing it, you will not receive any insurance services.

5. List of medical institutions

Mandatory annex to the contract. Do not treat it as an empty formality - this is important. Let me give you an example. Several years ago I had such insurance. In the list of medical institutions that provide assistance to the bitten, there was only one hospital - on the outskirts of the city. At the same time, the laboratory where you need to take the tick for analysis is in the center. And you have to carry the insect there yourself. Well, I had the opportunity to ride back and forth - but I "killed" half a day for these trips. And if there is no such possibility? ..

Since you, in accordance with the terms of the insurance, are obliged to seek medical help from the institutions with which the insurance company has a contract, try to find a company that will provide you with a sufficient choice of such institutions.

6. What can you save on

The cost of one policy, of course, is not high. But if you want to insure the whole family (say, 4 people), the total amount may be suggestive of savings. Please note that children's policies generally cheaper than adults. Some companies offer discounts and pensioners... And there is also the possibility of a conclusion family contracts- they also have preferential tariffs. Find out more in the company itself - discounts and benefits are varied.

7. Obligations of the insured

Don't forget that this is a contract. And in it there are always at least two sides, and each of them has both its rights and obligations. Do not forget to read what you are instructed to do and what actions are considered a violation of the contract.

Principled, as a rule, 2 basic conditions: seek medical help from those institutions that are included in the list attached to the contract, and do this within 72 hours after the bite, no later than. But if you went to the hospital, and there was no, say, the necessary dose of immunoglobulin, you have the right to receive the necessary assistance in another institution - you just need to contact the insurance company first and clarify what will be required to reimburse (or pay) your expenses.

Here, perhaps, are all the main nuances that you should know when concluding a tick bite insurance contract. But it would be interesting to know the opinion of those who are already familiar with this in practice: what did you happen to encounter, were you satisfied with the quality of insurance services, what conclusions did you draw for yourself? Share your opinion in the comments!

Ticks are dangerous because they can cause encephalitis, borreliosis, hemorrhagic fever - serious infectious diseases that are life-threatening. You can protect yourself from unforeseen costs associated with a tick bite with insurance. Tick ​​insurance will cost much less than the cost of treatment.

Please check all details carefully before paying! If there are typos or errors, the policy is invalidated!

Immediately after payment, your policy will be delivered to your specified email address.

Payment

Obtaining a policy

PJSC IC Rosgosstrakh, license of the Bank of Russia to carry out insurance СЛ No. 0001, issued on 06.06.2018, unlimited. Head office address: 121059, Moscow, Kievskaya str., 7. When paying for the policy online, no commission is charged.

Calculate the cost of the policy

It is easy to get insurance against ticks online. To do this, follow these steps.

1. Select the region of residence.
2. Enter in the fields provided the personal data of each insured person added to the policy.
3. At the bottom of the page, in a green box, the cost of tick insurance will be displayed. If it suits you, enter the personal data of the policyholder in the proposed fields and pay for the service with a bank card.
4. Immediately after the purchase, the policy in PDF format will be sent to your e-mail address. Save it and print if desired. The policy protection will begin at 00:00 on the day that is specified at the stage of registration as the start date of insurance.

Differences from the compulsory medical insurance policy

According to the compulsory medical insurance policy, medical workers will provide assistance with a tick bite and perform laboratory tests, but the payment for the administered immunoglobulin lies on the patient's shoulders. Our insurance program, depending on the terms of the contract and for medical reasons, includes the following services: laboratory tests and emergency seroprophylaxis with anti-tick immunoglobulin, accommodation in a comfortable ward during hospitalization with full medication, observation of the insured for 3-6 months after hospital treatment and etc. We cooperate with some of the best medical institutions in Russia.

"Tick insurance" is put in quotation marks, because such a VHI policy does not provide a guarantee against a tick bite (smile), but in combination with the correct vaccination, clothes treated with repellents and regular examination, it minimizes possible financial expenses and adverse consequences. It is more correct to call such insurance "coverage of the costs of medical consultations, laboratory tests, treatment and rehabilitation, or the payment of monetary compensation for the bite of an ixodid tick." Not every tick is contagious. If the tick (alive or dead) was removed from oneself, then it is necessary to hand it over for analysis. If it did not work (lost, ripped off and thrown away), then you need to donate blood for analysis. Help under the compulsory medical insurance policy (tick removal, a course of immunoglobulin if indicated) in the event of a tick bite is free, but you will have to pay for the study. If the tick turns out to be infectious, seroprophylaxis is prescribed, and it must be carried out no later than the fourth day after the bite.

Background:
Around midnight, an acquaintance called me and complained about recent contact with a tick, but today his hand was numb and he was going to go to the pharmacy for immunoglobulin (!). I decided to give myself an injection. The questions "is there a temperature" and "did they call an ambulance" received an answer only in the morning. The whole point was different .. But I decided to investigate the question.

Some infections carried by ticks:
1. Tick-borne encephalitis virus. The disease begins acutely, accompanied by chills, severe headache, a sharp rise in temperature to 38-39 degrees, nausea, vomiting. Disturbed by muscle pain, which is most often localized in the neck and shoulders, thoracic and lumbar back, extremities. Despite the potential for infection and reinfection, in almost all phases of development, the actual infection of the main vectors in the foci of infection is relatively low and varies from fractions to several percent. Only in remote areas of the Far East, Siberia and the Urals does it reach 10-15%

2. Tick-borne borreliosis (Lyme disease). It is one of the diseases caused by the bacterium Borrelia burgdorferi, which is transmitted by tick bites, including Ixodes ricinus. In most cases, the disease is accompanied by arthritis, and can also affect the skin, central nervous system, heart, eyes and other organs. Characterized by skin lesions in the form of erythema migrans - a spreading red rash on the skin at the site of the tick bite. In rare cases, if left untreated for arthritis in Lyme disease, the disease can progress and affect the central nervous system.

3. Human monocytic erelichiosis and human granulocytic anaplasmosis. These two infections are similar in clinical presentation and also differ in a variety of symptoms. They can occur both in a mild asymptomatic form and in a severe course of the infection. MEC is manifested by a syndrome of general intoxication and the development of acute anicteric hepatitis, in some cases, CNS damage in the form of encephalitis and serous meningitis. The clinical picture of HAS is characterized by fever, malaise, headaches and muscle pains, in some cases nausea, vomiting, abdominal pain, anorexia, diarrhea, and joint pain.

4. Tick-borne rickettsiosis. Natural focal human infection caused by rickettsia. For these microorganisms, ixodid ticks serve not only as carriers, but also as natural reservoirs due to the ability of these pathogens to carry for life.

5. Hemorrhagic fever Crimea-Congo. The disease is characterized by fever, severe intoxication and hemorrhages on the skin and internal organs. First identified in 1944 in the Crimea. Patients must be isolated in the infectious diseases department of the hospital. Treatment is symptomatic and etiotropic. Prescribe anti-inflammatory drugs, diuretics.

6. Tularemia. An acute infectious disease characterized by fever, general intoxication, damage to the lymphatic apparatus, skin, mucous membranes, and with aerogenic infection - the lungs. The disease begins acutely: chills appear, body temperature rises rapidly to 39-40 ° C. Patients complain of severe headache, weakness, muscle pain, insomnia, and vomiting. The diagnosis of tularemia in the first days of the disease (before the appearance of buboes) presents significant difficulties.

7. Marseilles fever and Q fever... A rarity in the forest area, but also dangerous.

VHI insurance:
Such insurance would be called compulsory not only for those who regularly travel to the "field" by the nature of their work and rural residents, but also for urban residents who occasionally travel to nature. Even the official statistics of Rospotrebnadzor cannot give a real picture of the distribution and number of "sick" ticks in Russia. It takes into account only the number of cases of seeking help from medical institutions (sometimes a questionnaire) and the percentage of those infected with a particular disease and does not take into account many other factors (the person did not want to, was properly equipped, ignored suction, etc.)

Such an insurance policy can be bought at the office or online (from most) on the website of insurance companies. To do this, you need to indicate your region, date of birth and pay electronically. An electronic policy will be sent to the indicated postal address, which should be saved and preferably printed so that it is always with you.
For example, let's take seven large insurance companies and see what and for how much they can offer:

1. Sberbank Insurance. "The program provides for the organization and payment of a set of medical measures required for a tick bite. Insurance will help you get the help of qualified specialists in a timely manner without additional costs."

2. Rosgosstrakh. "Under the compulsory medical insurance policy, medical workers will provide assistance with a tick bite and perform laboratory tests, but the payment for the injected immunoglobulin lies on the patient's shoulders. Our insurance program, depending on the terms of the contract and for medical reasons, includes the following services: laboratory tests and emergency seroprophylaxis with anti-tick immunoglobulin. , accommodation in a comfortable ward during hospitalization with full medication, supervision of the insured for 3-6 months after hospital treatment, etc. We cooperate with some of the best medical institutions in Russia. "

3. Reso-Guarantee. "The policy provides for the provision of medical assistance to the Insured throughout the territory of the Russian Federation in case of contact with an ixodic tick. Contact is not only a bite, but also contact with an ixodic tick on the skin. The Insured can be an individual of any age. The insurance coverage includes treatment and prevention of the most common and dangerous tick-borne infections - both tick-borne encephalitis and tick-borne borreliosis (Lyme disease), etc. "

4. Ingosstrakh. “The spring-summer period is in full swing, green foliage has appeared on the trees, the air is saturated with the fragrance of flowers. It is at this time that all kinds of insects, including ticks, are activated. Ticks themselves are not dangerous, but the diseases they carry are dangerous. carry more than 60 types of dangerous diseases. And the most serious one that can be infected by a tick bite is encephalitis "

5. Alpha Insurance. "AlfaKLESCH is a guarantee of receiving high-quality medical care in the required volume in the event of a tick bite. Insurance AlfaKLESH includes, among other things, insurance for children
from a tick bite. "

6. VTB insurance. "The insurance policy covers the cost of medical services in the event of a tick bite, including laboratory tests for tick infections.
1. Reimbursement of funds spent on medical services in connection with a tick bite, laboratory tests of a tick, vaccination in accordance with the instructions and inpatient treatment, if necessary. In this case, the insured independently chooses any medical institution for seeking help. The compensation cannot exceed the insurance amount established by the contract of 400 thousand rubles.
2. Organization of medical care in agreement with the insured. All you need to do in the event of a tick bite is to call, no later than 72 hours after the bite, the 24-hour toll-free service number and follow the operator's instructions. "

7. SOGAZ. "Simple and quick registration of an insurance policy, a wide range of insurance programs at affordable prices, payment of insurance premiums in installments"